Nationwide Insurance: Protecting What Matters Most

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When it comes to insuring your assets, it’s important to choose a provider that you can trust. Nationwide Insurance has been providing reliable coverage to individuals and businesses since 1925. With a wide range of policies and customizable options, Nationwide is a top choice for those looking for comprehensive insurance protection.

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History and Background

As mentioned, Nationwide Insurance was founded in 1925 as the Farm Bureau Mutual Automobile Insurance Company. Originally created to provide insurance to rural farmers, the company expanded over the years to offer coverage in other areas, including home, life, and business insurance. Today, Nationwide is one of the largest insurance providers in the United States, with over $135 billion in assets and a presence in all 50 states.

Nationwide’s commitment to its customers has earned it numerous awards and accolades. In 2021, the company was named to Forbes’ list of America’s Best Employers for Diversity, as well as the Forbes Global 2000 list of the world’s largest public companies.

Policies and Coverage Options

Nationwide offers a wide range of insurance policies to meet the needs of individuals and businesses. Here are just a few of the coverage options available:

Policy Type
Coverage Options
Auto Insurance
Bodily Injury Liability, Property Damage Liability, Collision Coverage, Comprehensive Coverage, Personal Injury Protection, Uninsured/Underinsured Motorist Coverage
Homeowners Insurance
Property Damage Liability, Dwelling Coverage, Personal Property Coverage, Additional Living Expenses Coverage, Liability Coverage
Business Insurance
General Liability, Business Property Coverage, Professional Liability, Workers’ Compensation, Commercial Auto Insurance
Life Insurance
Term Life Insurance, Whole Life Insurance, Universal Life Insurance, Variable Life Insurance

Auto Insurance

Nationwide’s auto insurance policies provide coverage for liability, collision, and comprehensive damage, as well as personal injury protection and uninsured/underinsured motorist coverage. Customers can also add on extras such as roadside assistance and rental car reimbursement. Nationwide’s SmartRide program rewards safe driving habits with discounts on premiums.

Homeowners Insurance

Nationwide’s homeowners insurance policies cover damage to the home and personal property, as well as liability protection. Optional coverage options include flood insurance and identity theft protection. Customers can also save on premiums by bundling their homeowners and auto insurance policies.

Business Insurance

Nationwide’s business insurance policies provide coverage options for businesses of all sizes and industries. General liability coverage protects businesses from claims of bodily injury or property damage, while professional liability coverage provides protection against claims of negligence or errors in professional services. Workers’ compensation insurance is also available to cover employee injuries on the job.

Life Insurance

Nationwide’s life insurance policies provide coverage for individuals and families. Term life insurance offers coverage for a specific period of time, while whole life insurance provides coverage for the duration of the policyholder’s life. Universal life insurance and variable life insurance offer more flexibility and investment options.

FAQs About Nationwide Insurance

What makes Nationwide Insurance different from other insurance providers?

Nationwide is committed to providing exceptional customer service and customizable insurance options to meet the unique needs of each customer. The company has also received numerous awards and accolades for its commitment to diversity and inclusion.

How can I save money on my insurance premiums with Nationwide?

Nationwide offers a number of discounts for policyholders, including multi-policy discounts, safe driving discounts, and discounts for certain professions or affiliations. Customers can also take advantage of the SmartRide program to earn discounts for safe driving habits.

What should I do if I need to file a claim with Nationwide?

Customers can file claims online or by phone, and Nationwide’s claims representatives are available 24/7 to assist with any questions or concerns. The company also offers a mobile app for easy access to policy information and claims filing.

How can I get a quote for insurance coverage with Nationwide?

Customers can get a quote for auto, home, or business insurance online or by contacting a Nationwide agent directly. The company also offers a price comparison tool to help customers find the right insurance coverage at a competitive price.

What should I look for when choosing an insurance provider?

When choosing an insurance provider, it’s important to consider factors such as the company’s reputation, financial stability, and customer service. You should also look for a provider that offers customizable coverage options to meet your unique needs.

Conclusion

Nationwide Insurance has a long history of providing reliable coverage to individuals and businesses across the United States. With a wide range of policies and customizable options, Nationwide is a top choice for those looking for comprehensive insurance protection. Whether you need auto, home, business, or life insurance, Nationwide has you covered.

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