Nationwide Pet Insurance Reviews: Is it Worth it?

Having a pet is like having a child, you want to give them the best care possible. But with rising veterinary costs, providing medical treatment for your pet can be expensive. This is where pet insurance comes in. Nationwide is one of the most popular pet insurance providers in the United States. But is Nationwide pet insurance worth it? In this article, we’ll provide a comprehensive review of Nationwide pet insurance to help you make an informed decision.

What is Nationwide Pet Insurance?

Nationwide is a Fortune 100 company that offers insurance for various products such as home, auto, and pet insurance. Pet insurance is a relatively new offering, with Nationwide being one of the pioneers in the industry. Nationwide’s pet insurance policy covers dogs, cats, birds, and exotic pets.

What Does Nationwide Pet Insurance Cover?

Nationwide pet insurance offers three plans: Major Medical, Whole Pet with Wellness, and Pet Wellness. Each plan covers different types of medical expenses for your pet. Major Medical covers accidents, illnesses, and hereditary conditions. Whole Pet with Wellness covers everything that Major Medical covers but also includes routine care such as vaccinations and wellness exams. Pet Wellness covers only routine care expenses such as wellness exams, flea and tick prevention, and heartworm prevention.

How Much Does Nationwide Pet Insurance Cost?

The cost of Nationwide pet insurance varies depending on the plan selected, the age and breed of your pet, and your location. On average, Nationwide pet insurance costs around $35 per month for dogs and $20 per month for cats. This price may increase if you opt for a plan that covers routine care.

Nationwide Pet Insurance Reviews: Pros and Cons

Like any insurance policy, Nationwide pet insurance has its advantages and disadvantages.

Pros:

  • Nationwide is an established company with a good reputation
  • Nationwide pet insurance covers all types of pets, including birds and exotic pets
  • Nationwide offers three plans to choose from, allowing pet owners to select the coverage that suits their needs
  • Nationwide covers hereditary and genetic conditions, which many pet insurance providers exclude

Cons:

  • Nationwide pet insurance is more expensive than some other pet insurance providers
  • Nationwide requires pet owners to pay for veterinary bills upfront and then submit a claim for reimbursement
  • Nationwide has exclusions and limitations on coverage, which may not suit all pet owners
  • Nationwide has a waiting period of 14 days for accidents and 14 days for illnesses, which may be longer than some other pet insurance providers

Nationwide Pet Insurance Reviews: Customer Satisfaction

One of the best ways to determine whether a pet insurance provider is worth it is by looking at customer satisfaction reviews. According to the consumer watchdog website Consumer Affairs, Nationwide pet insurance has a 3.5 out of 5-star rating based on 685 reviews.

Positive reviews highlight Nationwide’s fast and efficient reimbursement process, friendly customer service, and comprehensive coverage. Negative reviews mention difficulty in submitting claims and confusion over coverage limitations.

FAQs About Nationwide Pet Insurance

1. Does Nationwide Pet Insurance Cover Pre-existing Conditions?

No, Nationwide pet insurance does not cover pre-existing conditions. A pre-existing condition is any medical condition that existed before the pet insurance policy was purchased.

2. Can I Choose Any Veterinarian with Nationwide Pet Insurance?

Yes, Nationwide pet insurance allows you to choose any licensed veterinarian in the United States or Canada.

3. How Does Nationwide Pet Insurance Reimbursement Work?

You are required to pay for veterinary services upfront and then submit a claim for reimbursement. Nationwide usually reimburses claims within 30 days of receiving them.

4. How Do I Cancel My Nationwide Pet Insurance Plan?

You can cancel your Nationwide pet insurance plan by calling customer service or submitting a written request.

Conclusion

Nationwide pet insurance is a popular pet insurance provider that offers comprehensive coverage for dogs, cats, birds, and exotic pets. However, the cost of the policy may be higher than some other providers, and there are exclusions and limitations on coverage. Before purchasing pet insurance, it’s crucial to research and compare different providers to find the policy that suits your pet’s specific needs.