Nationwide Pet Insurance: The Ultimate Guide

As a pet owner, we know how much we love our furry friends and how much we want to protect them. That is why having pet insurance is a great way to ensure that they get the best care possible. In this article, we will be discussing Nationwide Pet Insurance, one of the top pet insurance providers in the market.

About Nationwide Pet Insurance

Nationwide Pet Insurance is a subsidiary of Nationwide Mutual Insurance Company, which is a Fortune 100 company that offers a wide range of insurance and financial services. The company has been providing pet insurance for over 35 years and is one of the largest pet insurance providers in the United States. They offer coverage for dogs, cats, birds, and other exotic pets.

Nationwide Pet Insurance operates on an annual deductible and reimbursement model, where pet owners pay a monthly premium and choose a deductible amount. If the pet requires medical treatment, the owner pays the deductible amount, and Nationwide Pet Insurance reimburses the owner for the covered expenses.

Coverage Options

Nationwide Pet Insurance offers three coverage options:

1. Major Medical
2. Whole Pet with Wellness
3. Pet Wellness

Major Medical

Major Medical is the basic coverage offered by Nationwide Pet Insurance. It covers accidents, illnesses, and injuries. The coverage includes diagnostic tests, surgeries, hospitalization, medications, and other treatments.

Whole Pet with Wellness

Whole Pet with Wellness is the most comprehensive coverage offered by Nationwide Pet Insurance. It covers accidents, illnesses, injuries, and routine care. The coverage includes diagnostic tests, surgeries, hospitalization, medications, vaccinations, preventive care, and other treatments.

Pet Wellness

Pet Wellness is a stand-alone policy that covers routine care for pets. It includes routine exams, vaccinations, flea/tick prevention, heartworm prevention, and other preventive treatments. It is designed to cover the most common services that pet owners may need throughout the year.

Exclusions

Nationwide Pet Insurance has some exclusions that pet owners should be aware of. These exclusions may vary depending on the policy and state regulations. Some of the common exclusions include:

• Pre-existing conditions
• Elective procedures
• Spaying/neutering
• Breeding expenses
• Grooming

It is important to read the policy carefully and understand the exclusions before signing up for any pet insurance policy.

Benefits of Nationwide Pet Insurance

There are many benefits of having pet insurance from Nationwide Pet Insurance. Some of them include:

Coverage for Chronic Conditions

Nationwide Pet Insurance covers chronic conditions, such as allergies, cancer, and diabetes. These conditions require ongoing treatment, and the costs can add up quickly. With pet insurance, owners can get reimbursed for the covered expenses and ensure that their pet gets the best care possible.

No Network Restrictions

Nationwide Pet Insurance has no network restrictions, meaning pet owners can choose any veterinarian or specialist they prefer. This gives pet owners more flexibility and ensures that their pet receives the care they need.

Multiple Pet Discount

Nationwide Pet Insurance offers a multiple pet discount, where pet owners can save up to 5% on their monthly premiums when they insure more than one pet. This is a great way to save money while ensuring that all pets receive the best care possible.

24/7 Pet Helpline

Nationwide Pet Insurance offers a 24/7 pet helpline where pet owners can get answers to their questions about their pet’s health. The helpline is staffed by licensed veterinarians and provides peace of mind to pet owners.

FAQs

Q: Is Nationwide Pet Insurance a good company?

A: Yes, Nationwide Pet Insurance is a reputable and reliable company that has been providing pet insurance for over 35 years. They offer a wide range of coverage options and have earned high ratings from customers and industry experts.

Q: How much does Nationwide Pet Insurance cost?

A: The cost of Nationwide Pet Insurance varies depending on the coverage options, deductible amount, and the pet’s age, breed, and location. Pet owners can get a quote online or by calling Nationwide Pet Insurance’s customer service.

Q: Does Nationwide Pet Insurance cover pre-existing conditions?

A: No, Nationwide Pet Insurance does not cover pre-existing conditions. It is important to read the policy carefully and understand the exclusions before signing up for any pet insurance policy.

Q: How do I file a claim with Nationwide Pet Insurance?

A: Pet owners can file a claim with Nationwide Pet Insurance online, by fax, or by mail. They need to provide the invoice or receipt from the veterinarian or clinic, along with the claim form. Nationwide Pet Insurance processes claims within 30 days and reimburses the covered expenses directly to the pet owner.

Coverage	Major Medical	Whole Pet with Wellness	Pet Wellness
Accidents	✔	✔	✘
Illnesses	✔	✔	✘
Injuries	✔	✔	✘
Diagnostic Tests	✔	✔	✘
Surgeries	✔	✔	✘
Hospitalization	✔	✔	✘
Medications	✔	✔	✘
Routine Care	✘	✔	✔

In conclusion, Nationwide Pet Insurance is a great option for pet owners who want to ensure that their furry friends get the best care possible. They offer a wide range of coverage options, with no network restrictions, and have earned high ratings from customers and industry experts. It is important to read the policy carefully and understand the exclusions before signing up for any pet insurance policy.