Nationwide Motorcycle Insurance: Benefits, Coverage, and FAQs

Motorcycle insurance is essential for riders to protect themselves and their bikes on the road. Nationwide motorcycle insurance is one of the most popular and trusted providers of motorcycle insurance in the United States. This article will provide an in-depth review of Nationwide motorcycle insurance, including benefits, coverage, and frequently asked questions.

Benefits of Nationwide Motorcycle Insurance

When it comes to motorcycle insurance, Nationwide offers several benefits that make them stand out from the competition. Some of these benefits include:

1. Flexible Coverage Options

Nationwide offers a range of coverage options to meet the needs of different riders. Some of the coverage options include:

Coverage Type
Description
Bodily Injury Liability
Covers medical expenses for injuries to others in an accident you caused.
Property Damage Liability
Covers damages to the property of others in an accident you caused.
Collision
Covers damages to your motorcycle in an accident that you caused.
Comprehensive
Covers damages to your motorcycle from theft, vandalism, or natural disasters.

With Nationwide, you can choose the coverage that best fits your needs and budget.

2. Discounts

Nationwide also offers several discounts to motorcycle riders. Some of these discounts include:

  • Multi-policy discount: Save on your motorcycle insurance when you bundle it with home or auto insurance.
  • Good rider discount: Save if you have completed a safety course or have a clean driving record.
  • Safe driver discount: Save if you have been accident-free for a certain amount of time.

These discounts can help lower the cost of your motorcycle insurance premiums.

3. 24/7 Claims Service

Nationwide provides 24/7 claims service so you can report an accident or claim at any time. You can quickly file a claim online, by phone, or through the Nationwide mobile app.

4. Access to Nationwide’s Nationwide Blue Ribbon Repair Network

If your motorcycle needs repairs after an accident, Nationwide has a network of repair shops that meet their high standards for quality and service.

Coverage Options

As mentioned earlier, Nationwide offers a range of coverage options for motorcycle riders. Let’s take a closer look at each of the coverage types:

Bodily Injury Liability

This coverage pays for medical expenses for injuries to others in an accident you caused. It also covers legal expenses if the injured party sues you.

Property Damage Liability

This coverage pays for damages to the property of others in an accident you caused. It also covers legal expenses if the property owner sues you.

Collision

This coverage pays for damages to your motorcycle in an accident that you caused. It also covers repairs or replacement of your motorcycle if it is damaged beyond repair.

Comprehensive

This coverage pays for damages to your motorcycle from theft, vandalism, or natural disasters. It also covers repairs or replacement of your motorcycle if it is damaged beyond repair.

FAQs

1. How much motorcycle insurance do I need?

The amount of motorcycle insurance you need depends on several factors, including the value of your motorcycle, your budget, and your riding habits. It’s best to speak with a Nationwide agent to determine the coverage that best fits your needs.

2. Does Nationwide offer discounts for motorcycle safety courses?

Yes, Nationwide offers a good rider discount for riders who have completed a safety course.

3. Does Nationwide offer roadside assistance for motorcycles?

Yes, Nationwide offers 24/7 roadside assistance for motorcycle riders. This service can help with flat tires, dead batteries, and other common roadside issues.

4. Can I customize my motorcycle insurance policy?

Yes, with Nationwide, you can choose the coverage that best fits your needs and budget. You can also add additional coverage options, such as custom parts and equipment coverage.

5. How do I file a claim with Nationwide?

You can file a claim with Nationwide online, by phone, or through the Nationwide mobile app. Nationwide also provides 24/7 claims service, so you can report an accident or claim at any time.

Conclusion

Nationwide motorcycle insurance is a popular and trusted provider of motorcycle insurance in the United States. With flexible coverage options, discounts, 24/7 claims service, and access to a network of high-quality repair shops, Nationwide is an excellent choice for motorcycle riders. If you’re in the market for motorcycle insurance, be sure to consider Nationwide.