Mutual of Omaha Vision Insurance: A Comprehensive Guide

Are you looking for a reliable vision insurance company that offers comprehensive coverage for you and your family? Mutual of Omaha is a reputable insurance provider that offers affordable vision plans to meet your needs. In this article, we’ll take a closer look at Mutual of Omaha Vision Insurance, its benefits, coverage options, and frequently asked questions.

What is Mutual of Omaha Vision Insurance?

Mutual of Omaha is a well-known insurance company that offers a range of insurance products, including vision insurance. The company has been in business for over 100 years and has built a solid reputation for providing quality insurance services. Mutual of Omaha Vision Insurance is designed to help you and your family manage the cost of routine eye care, including exams, glasses, and contact lenses.

With Mutual of Omaha Vision Insurance, you can get access to an extensive network of eye care professionals, including optometrists, ophthalmologists, and opticians. The company offers different vision plans to choose from, depending on your needs and budget.

The Benefits of Mutual of Omaha Vision Insurance

Here are some of the benefits you can enjoy with Mutual of Omaha Vision Insurance:

• Affordable premiums
• Access to a wide network of eye care professionals
• Flexible coverage options
• Coverage for exams, glasses, contact lenses, and more
• No waiting period for preventive care
• No copay for annual exams
• Convenient online tools for managing your account and claims

Coverage Options

Mutual of Omaha Vision Insurance offers different coverage options to meet your needs and budget. Here are the different plans you can choose from:

Basic Plan

The Basic Plan offers coverage for annual eye exams, glasses, and contact lenses. The plan has a $10 copay for exams and $25 copay for glasses and contact lenses. You can also get a $120 allowance for glasses and contact lenses every 12 months.

Enhanced Plan

The Enhanced Plan offers more comprehensive coverage than the Basic Plan. It provides coverage for annual eye exams, glasses, and contact lenses, as well as additional benefits like UV coating and scratch-resistant coating for glasses. The plan has a $10 copay for exams and $25 copay for glasses and contact lenses. You can also get a $150 allowance for glasses and contact lenses every 12 months.

Premium Plan

The Premium Plan offers the most comprehensive coverage of all the plans. It provides coverage for annual eye exams, glasses, and contact lenses, as well as additional benefits like progressive lenses and anti-reflective coating for glasses. The plan has no copay for exams and $25 copay for glasses and contact lenses. You can also get a $200 allowance for glasses and contact lenses every 12 months.

Frequently Asked Questions

What is covered under Mutual of Omaha Vision Insurance?

Mutual of Omaha Vision Insurance covers annual eye exams, glasses, and contact lenses. Depending on the plan you choose, you may also get additional benefits like UV coating, scratch-resistant coating, progressive lenses, and anti-reflective coating for glasses.

How do I find a network eye care professional?

You can find a network eye care professional by visiting the Mutual of Omaha website and using the provider search tool. You can search for optometrists, ophthalmologists, and opticians in your area.

How often can I get an eye exam?

You can get an eye exam once a year with no waiting period for preventive care.

How much does Mutual of Omaha Vision Insurance cost?

The cost of Mutual of Omaha Vision Insurance depends on the plan you choose and your location. You can get a quote by visiting the Mutual of Omaha website and entering your zip code.

Can I use my own eye care provider?

Yes, you can use your own eye care provider if they are in the Mutual of Omaha network. If your provider is not in the network, you may still be able to use them, but you may have to pay more out of pocket.

Conclusion

Mutual of Omaha Vision Insurance is a reliable and affordable option for those looking for comprehensive vision coverage. With its extensive network of eye care professionals and flexible coverage options, you can find a plan that meets your needs and budget. Whether you need coverage for exams, glasses, or contact lenses, Mutual of Omaha has got you covered.