Mount Kilimanjaro, also called the “Roof of Africa,” is the highest peak in Africa and one of the world’s Seven Summits. Climbing Mount Kilimanjaro is a dream come true for many adventure-seekers but it is also important to be aware of the costs associated with the experience. One of the major costs is the insurance coverage that is required to undertake this exhilarating journey.
What is Mount Kilimanjaro Insurance?
Mount Kilimanjaro travel insurance is mandatory for all climbers who wish to climb Mount Kilimanjaro. The insurance policy covers medical expenses, emergency evacuation, personal accident, and travel cancellation due to unforeseen circumstances. The policy should be taken out before the ascent and coverage should be based on the number of days the climber will be on the mountain.
The insurance policy should provide coverage for high altitude trekking, as well as emergency medical expenses incurred during the climb. Most insurance policies require a medical examination prior to underwriting the policy, which includes checking blood oxygen levels, blood pressure, and heart rate. This is done to ensure that the climbers are physically fit for the climb.
What is Covered by the Insurance Policy?
The insurance policy covers the following:
Coverage |
Details |
Emergency medical expenses |
The policy covers medical expenses incurred due to altitude sickness, frostbite, hypothermia, and other illnesses. |
Emergency evacuation |
The policy covers emergency helicopter or ground evacuation due to any unforeseen circumstances such as acute mountain sickness, fractured bones, or other life-threatening situations. |
Personal accident |
The policy covers loss of limbs, permanent total disablement, and accidental death due to any accident occurring while ascending or descending the mountain. |
Travel cancellation |
The policy covers travel cancellation due to unforeseen circumstances such as illness or injury prior to the travel date. |
What is Not Covered by the Insurance Policy?
The insurance policy does not cover the following:
- Pre-existing medical conditions
- Loss of personal belongings
- Expenses incurred due to illegal activities
- Expenses incurred due to any mental or emotional disorders
How Much Does Mount Kilimanjaro Insurance Cost?
The cost of Mount Kilimanjaro insurance varies depending on the duration of the climb, age of the climber, and the coverage provided by the policy. The insurance premium typically ranges from USD 100 to USD 300 per climber for a seven-day climb.
The insurance premium may also vary depending on the level of coverage the policy provides. It is important to choose a policy that provides adequate coverage for high altitude trekking, emergency medical expenses, and emergency evacuation. Additional coverage may also be required if the climber plans to undertake other activities such as safari tours or trekking in other areas.
Conclusion
Climbing Mount Kilimanjaro is an exhilarating experience that requires proper preparation and insurance coverage. The insurance policy should be taken out before the ascent and coverage should be based on the number of days the climber will be on the mountain. The policy should provide coverage for high altitude trekking, emergency medical expenses, and emergency evacuation. The cost of Mount Kilimanjaro insurance varies depending on the duration of the climb, age of the climber, and the coverage provided by the policy.
FAQ
Q. Is travel insurance required to climb Mount Kilimanjaro?
A. Yes, travel insurance is mandatory for all climbers who wish to climb Mount Kilimanjaro. The insurance policy should provide coverage for high altitude trekking, emergency medical expenses, and emergency evacuation.
Q. What does Mount Kilimanjaro insurance cover?
A. The insurance policy covers medical expenses, emergency evacuation, personal accident, and travel cancellation due to unforeseen circumstances.
Q. What is the cost of Mount Kilimanjaro insurance?
A. The cost of Mount Kilimanjaro insurance varies depending on the duration of the climb, age of the climber, and the coverage provided by the policy. The insurance premium typically ranges from USD 100 to USD 300 per climber for a seven-day climb.
Q. What is not covered by Mount Kilimanjaro insurance?
A. The insurance policy does not cover pre-existing medical conditions, loss of personal belongings, expenses incurred due to illegal activities, and expenses incurred due to any mental or emotional disorders.
Q. When should I take out the insurance policy?
A. The insurance policy should be taken out before the ascent and coverage should be based on the number of days the climber will be on the mountain.
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