Motorists Mutual Insurance: Everything You Need to Know

Motorists Mutual Insurance is a highly reputable auto insurance company that was founded in 1939. Since its inception, the company has been dedicated to providing quality insurance products and services to its customers. In this article, we’ll take a closer look at what Motorists Mutual Insurance has to offer, including its coverage options, pricing, and customer satisfaction ratings. We’ll also answer some frequently asked questions about the company.

Overview of Motorists Mutual Insurance

Motorists Mutual Insurance is headquartered in Columbus, Ohio, and serves customers in 29 states. The company offers a variety of insurance products, including auto, home, renters, and umbrella coverage.

Motorists Mutual Insurance is known for its excellent customer service and fast claims processing. The company has received many awards and accolades for its exceptional service, including being named the #1 Auto Insurance Company in Ohio by JD Power & Associates.

Auto Insurance Coverage Options

Motorists Mutual Insurance offers several different types of auto insurance coverage, including:

  • Bodily Injury Liability
  • Property Damage Liability
  • Collision Coverage
  • Comprehensive Coverage
  • Uninsured/Underinsured Motorist Coverage
  • Personal Injury Protection (PIP)

Bodily Injury Liability and Property Damage Liability are required in most states, while the other coverage options are optional. Collision Coverage pays for damages to your vehicle in the event of an accident, while Comprehensive Coverage pays for damages to your vehicle caused by things like theft, vandalism, and natural disasters.

Uninsured/Underinsured Motorist Coverage provides protection in case you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover your damages. PIP coverage pays for medical expenses and lost wages in the event of an accident.

Pricing

The cost of auto insurance from Motorists Mutual Insurance varies depending on a number of factors, including your driving record, the make and model of your vehicle, and where you live. However, Motorists Mutual Insurance is known for offering competitive rates and discounts to its customers.

Some of the discounts offered by Motorists Mutual Insurance include:

  • Safe Driver Discount
  • Multi-Policy Discount (for bundling auto and home insurance)
  • Good Student Discount
  • Anti-Theft Device Discount
  • Accident-Free Discount

Customer Satisfaction Ratings

Motorists Mutual Insurance has received high customer satisfaction ratings from several independent rating agencies. For example, the company received an A+ rating from the Better Business Bureau and was named a Top 10 Best Auto Insurance Company by U.S. News & World Report.

The company has also received high ratings from JD Power & Associates, scoring above the industry average for auto insurance customer satisfaction in several regions.

FAQs

What is the claims process like with Motorists Mutual Insurance?

The claims process with Motorists Mutual Insurance is fast and efficient. You can file a claim online or by phone, and the company’s claims team will work with you to get your vehicle repaired and get you back on the road as soon as possible.

What types of discounts does Motorists Mutual Insurance offer?

Motorists Mutual Insurance offers several different types of discounts, including safe driver, multi-policy, good student, anti-theft device, and accident-free discounts. Talk to a Motorists Mutual Insurance agent to learn more about the discounts that you may qualify for.

How do I file a claim with Motorists Mutual Insurance?

You can file a claim with Motorists Mutual Insurance by calling the claims hotline at 1-800-876-6642 or by visiting the company’s website and filling out an online claim form.

What is the customer service like at Motorists Mutual Insurance?

Motorists Mutual Insurance is known for its excellent customer service. The company has received many awards and accolades for its exceptional service, including being named the #1 Auto Insurance Company in Ohio by JD Power & Associates.

Conclusion

If you’re in the market for auto insurance, you can’t go wrong with Motorists Mutual Insurance. The company offers a variety of coverage options, competitive pricing, and exceptional customer service. Plus, with its fast claims processing, you can rest assured that you’ll be back on the road in no time if you’re involved in an accident. Contact a Motorists Mutual Insurance agent today to learn more about the company’s products and services.