Minnesota Life Insurance Company: A Comprehensive Guide

Minnesota Life Insurance Company, also known as Securian Financial, is a leading provider of life insurance, retirement planning, and investment solutions. With over 140 years of experience in the industry, they offer a wide range of products and services to meet the needs of their clients.

History of Minnesota Life Insurance Company

Minnesota Life Insurance Company was founded in 1880 as the Bankers Association of Minnesota. Initially, the company provided life insurance and loan services to its members. In 1906, the company changed its name to Minnesota Mutual Life Insurance Company and expanded its services to include non-members.

Throughout the years, Minnesota Life Insurance Company continued to grow and expand its product offerings. In 2001, the company rebranded as Securian Financial to more accurately reflect its diversified financial services.

Products and Services Offered by Minnesota Life Insurance Company

Minnesota Life Insurance Company offers a wide range of products and services to meet the needs of individuals, families, and businesses. Below are some of the most popular products and services offered by the company:

Product/Service
Description
Term Life Insurance
Provides coverage for a specified period of time and is often the most affordable option.
Whole Life Insurance
Offers permanent coverage with a guaranteed death benefit and cash value accumulation.
Universal Life Insurance
Flexible coverage that allows for changes to premiums and death benefits as needs change.
Group Life Insurance
Provides life insurance coverage for employees of a company or organization.
Retirement Planning
Offers a range of retirement planning options, including annuities and IRAs.
Investment Solutions
Provides investment options such as mutual funds and managed accounts.

Frequently Asked Questions

What is the financial strength rating of Minnesota Life Insurance Company?

Minnesota Life Insurance Company has received an A+ rating from A.M. Best, which is considered excellent in terms of financial strength and stability.

How do I file a claim with Minnesota Life Insurance Company?

To file a claim with Minnesota Life Insurance Company, you will need to contact their customer service department at 1-800-369-6632. They will guide you through the claims process and provide you with any necessary forms and documentation.

What is the average turnaround time for a claim with Minnesota Life Insurance Company?

The average turnaround time for a claim with Minnesota Life Insurance Company is typically 10-14 business days. However, this can vary depending on the complexity of the claim and any additional documentation that may be required.

What is the maximum coverage amount offered by Minnesota Life Insurance Company?

The maximum coverage amount offered by Minnesota Life Insurance Company varies depending on the type of insurance policy and the age and health of the insured. However, they do offer policies with coverage amounts up to $10 million.

What is the enrollment process for group life insurance through Minnesota Life Insurance Company?

The enrollment process for group life insurance through Minnesota Life Insurance Company will vary depending on the specific plan and employer. Typically, employees will be given the opportunity to enroll in group life insurance during their initial onboarding process or during open enrollment periods. Your employer’s HR department will provide you with more information on the enrollment process.

Conclusion

Minnesota Life Insurance Company, now known as Securian Financial, has a long history of providing reliable and affordable life insurance and financial planning solutions. With a wide range of products and services, they can meet the needs of individuals, families, and businesses of all sizes. If you’re in the market for life insurance or retirement planning services, Minnesota Life Insurance Company should be at the top of your list.