If you are looking for an insurance company that provides affordable and reliable insurance policies, then Lyndon Southern Insurance Company could be the right option for you. In this article, we will discuss everything you need to know about Lyndon Southern Insurance Company, including its history, policies, benefits, and customer reviews.
History of Lyndon Southern Insurance Company
Lyndon Southern Insurance Company was established in 1983 in Florida. It is a subsidiary company of Lyndon Group Incorporated, which is based in Richmond, Virginia. The company started its operations as a non-standard automobile insurance provider and has since expanded to other states in the United States.
Lyndon Southern Insurance Company has a strong customer base, with over 500,000 policyholders nationwide. The company has a rating of A- by the A.M. Best rating agency, which indicates its financial stability and ability to meet customer obligations.
Insurance Policies Offered by Lyndon Southern Insurance Company
Lyndon Southern Insurance Company provides various insurance policies, including:
Policy Type |
Coverage Offered |
|---|---|
Auto Insurance |
Liability, collision, comprehensive, uninsured/underinsured motorist, personal injury protection |
Homeowners Insurance |
Property damage, personal liability, medical payments, loss of use, additional living expenses |
Renters Insurance |
Personal property damage, personal liability, additional living expenses |
Commercial Auto Insurance |
Liability, collision, comprehensive, uninsured/underinsured motorist, hired and non-owned auto, medical payments, personal injury protection |
Auto Insurance Policy
The auto insurance policy offered by Lyndon Southern Insurance Company provides coverage for liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection. The policy also includes optional coverage, such as roadside assistance, rental reimbursement, and custom equipment coverage.
The liability coverage provides protection against damage or injury caused by you while driving your car. The collision coverage provides compensation for damage caused by a collision with another vehicle or object. The comprehensive coverage provides compensation for damage caused by non-collision incidents, such as theft, fire, or natural disasters. The uninsured/underinsured motorist coverage provides protection if you are involved in an accident with an uninsured or underinsured driver. The personal injury protection coverage provides compensation for medical expenses and lost wages due to an accident.
Homeowners Insurance Policy
The homeowners insurance policy offered by Lyndon Southern Insurance Company provides coverage for property damage, personal liability, medical payments, loss of use, and additional living expenses. The policy also includes optional coverage, such as flood insurance and identity theft protection.
The property damage coverage provides protection against damage or loss of your house and personal property due to natural disasters, theft, or vandalism. The personal liability coverage provides protection against lawsuits due to bodily injury or property damage caused by you or your family members. The medical payments coverage provides compensation for medical expenses for anyone injured on your property. The loss of use coverage provides compensation for additional living expenses if you need to live elsewhere due to damage or loss of your home. The additional living expenses coverage provides compensation for expenses that exceed your normal living expenses if you need to live elsewhere due to damage or loss of your home.
Renters Insurance Policy
The renters insurance policy offered by Lyndon Southern Insurance Company provides coverage for personal property damage, personal liability, and additional living expenses. The policy also includes optional coverage, such as identity theft protection.
The personal property damage coverage provides protection against damage or loss of your personal belongings due to theft, fire, or natural disasters. The personal liability coverage provides protection against lawsuits due to bodily injury or property damage caused by you or your family members. The additional living expenses coverage provides compensation for expenses that exceed your normal living expenses if you need to live elsewhere due to damage or loss of your rented property.
Commercial Auto Insurance Policy
The commercial auto insurance policy offered by Lyndon Southern Insurance Company provides coverage for liability, collision, comprehensive, uninsured/underinsured motorist, hired and non-owned auto, medical payments, and personal injury protection. The policy also includes optional coverage, such as general liability and additional insured endorsements.
The liability coverage provides protection against damage or injury caused by you or your employees while driving your commercial vehicle. The collision coverage provides compensation for damage caused by a collision with another vehicle or object. The comprehensive coverage provides compensation for damage caused by non-collision incidents, such as theft, fire, or natural disasters. The uninsured/underinsured motorist coverage provides protection if you are involved in an accident with an uninsured or underinsured driver. The hired and non-owned auto coverage provides protection if you or your employees drive a rented or non-owned vehicle for business purposes. The medical payments coverage provides compensation for medical expenses due to an accident. The personal injury protection coverage provides compensation for medical expenses and lost wages due to an accident.
Benefits of Choosing Lyndon Southern Insurance Company
There are several benefits of choosing Lyndon Southern Insurance Company as your insurance provider, including:
- Affordable premiums
- Flexible payment options
- 24/7 customer service
- Discounts for safe driving and multiple policies
- Easy online claims process
Frequently Asked Questions (FAQ)
How do I file a claim with Lyndon Southern Insurance Company?
You can file a claim with Lyndon Southern Insurance Company by calling their toll-free number at 1-800-591-8913 or by submitting a claim online through their website.
What discounts are available for Lyndon Southern Insurance Company policies?
Lyndon Southern Insurance Company offers discounts for safe driving, multiple policies, and paying your premium in full.
What states does Lyndon Southern Insurance Company operate in?
Lyndon Southern Insurance Company operates in Florida, Georgia, Alabama, South Carolina, Mississippi, Louisiana, Kentucky, Tennessee, Arkansas, and Texas.
How can I contact Lyndon Southern Insurance Company?
You can contact Lyndon Southern Insurance Company by calling their toll-free number at 1-800-591-8913 or by visiting their website and submitting a contact form.
What is the financial stability of Lyndon Southern Insurance Company?
Lyndon Southern Insurance Company has a rating of A- by the A.M. Best rating agency, indicating its financial stability and ability to meet customer obligations.
Overall, Lyndon Southern Insurance Company is a reliable insurance provider that offers affordable premiums, flexible payment options, and excellent customer service. With its wide range of insurance policies and benefits, it is a great option for those who are looking for a trusted insurance provider.