If you are planning to buy a new property or refinance your existing one, you might have come across the term “title insurance”. Title insurance is a type of insurance that protects homeowners and lenders against financial losses due to problems with the title of a property. One of the most well-known title insurance providers in the US is Investors Title Insurance Company. In this article, we will take a closer look at Investors Title Insurance Company, its history, services, and advantages.
History of Investors Title Insurance Company
Investors Title Insurance Company was founded in 1972 in Chapel Hill, North Carolina, by James A. Finegan. The company started as a small, local title insurance agency, but over the years, it expanded its services and coverage area. Today, Investors Title Insurance Company has offices in over 25 states and offers a wide range of title insurance products and related services.
One of the things that set Investors Title Insurance Company apart from other title insurance providers is its commitment to customer service. The company prides itself on providing its clients with fast, efficient, and personalized service, backed by a team of experienced professionals.
Products and Services Offered by Investors Title Insurance Company
Investors Title Insurance Company offers a comprehensive range of title insurance products and related services, including:
Title Insurance Policies |
Closing and Settlement Services |
Escrow and Trust Services |
|---|---|---|
Owner’s Title Insurance |
Residential and Commercial Closings |
Escrow Management |
Lender’s Title Insurance |
Refinance Closings |
1031 Exchange Intermediary |
Construction Loan Title Insurance |
Construction Loan Closings |
Trustee Services |
Investors Title Insurance Company also provides a range of related services, such as title search and examination, document preparation, title curative services, and notary services. The company works with both residential and commercial clients, from individual homeowners to large corporations and institutional lenders.
Advantages of Investors Title Insurance Company
Investors Title Insurance Company has several advantages over other title insurance providers:
Expertise and Experience
Investors Title Insurance Company has over 45 years of experience in the title insurance industry. The company’s team of experts includes attorneys, underwriters, and title examiners, who have extensive knowledge of local laws and regulations. This expertise and experience allow Investors Title Insurance Company to provide its clients with accurate and reliable title insurance solutions.
Financial Stability
Investors Title Insurance Company is a financially stable company with a strong balance sheet. The company has consistently earned high marks from rating agencies, such as A.M. Best and Demotech, for its financial strength and stability. This means that the company is well-equipped to handle any claims that may arise and provide its clients with excellent service and support.
Customer Service
Investors Title Insurance Company prides itself on providing outstanding customer service. The company’s staff is friendly, knowledgeable, and responsive, and always willing to go the extra mile to ensure that its clients are satisfied. Investors Title Insurance Company also offers online tools and resources, such as its client portal, which allows clients to access their accounts and track their transactions easily.
Competitive Pricing
Investors Title Insurance Company offers competitive pricing for its title insurance products and services. The company’s rates are among the lowest in the industry, without compromising on quality or coverage. This means that clients can enjoy significant cost savings without sacrificing the protection they need.
Frequently Asked Questions
What is title insurance?
Title insurance is a type of insurance that protects homeowners and lenders against financial losses due to problems with the title of a property. Title insurance policies are issued based on a title search and examination, which determines the ownership history of the property and any liens or encumbrances that may affect the title.
Why do I need title insurance?
Title insurance is essential because it protects you and your lender from financial losses due to problems with the title of your property. Title issues, such as undisclosed liens, missing heirs, or errors in the title search, can result in expensive legal fees and even the loss of your property. Title insurance provides peace of mind and ensures that you have clear ownership of your property.
How does Investors Title Insurance Company differ from other title insurance providers?
Investors Title Insurance Company stands out from other title insurance providers due to its expertise, experience, financial stability, and commitment to customer service. The company has over 45 years of experience in the title insurance industry and has earned high marks from rating agencies for its financial strength and stability. Investors Title Insurance Company also offers competitive pricing for its products and services and prioritizes its clients’ satisfaction.
How do I get a title insurance policy from Investors Title Insurance Company?
To obtain a title insurance policy from Investors Title Insurance Company, you need to work with a licensed title agent or attorney who is authorized to issue Investors Title Insurance Company policies. The agent will work with you to conduct a title search and examination and provide you with a title insurance policy that suits your needs.
What should I do if I have a problem with my title insurance policy?
If you have a problem with your title insurance policy, such as a claim or a dispute, you should contact Investors Title Insurance Company’s claims department as soon as possible. The company’s claims team will work with you to resolve the issue and ensure that you receive the protection and support you need.
Conclusion
Investors Title Insurance Company is a reputable and reliable title insurance provider that offers a wide range of products and services to its clients. The company’s expertise, experience, financial stability, and commitment to customer service make it an excellent choice for anyone looking to purchase or refinance a property. With Investors Title Insurance Company, you can have peace of mind and confidence in your property ownership, knowing that you are protected against any title issues that may arise.