International Health Insurance Providers

International health insurance is a type of policy that provides coverage for medical expenses and emergency care services outside of the insured person’s home country. It is often sought after by people who work or travel internationally, such as expats, digital nomads, or global entrepreneurs. In this article, we will explore some of the top international health insurance providers and their offerings.

Cigna

Cigna is a global health service company that offers a variety of insurance products, including international health insurance. Their plans are designed to provide comprehensive coverage for individuals and families who live or work abroad, with access to medical professionals and facilities all over the world.

One of the unique features of Cigna’s international health insurance plans is their myCigna app, which allows members to manage their healthcare on the go, find healthcare providers, and submit claims. The company also offers a variety of wellness programs, such as smoking cessation and weight management, that can help keep members healthy and prevent illness.

Cigna’s international health insurance plans can be tailored to fit individual needs and budgets, with options for deductibles, coinsurance, and coverage levels. They also offer 24/7 customer service support, so members can get help when they need it.

FAQ

Question
Answer
What countries are covered by Cigna?
Cigna offers coverage in over 200 countries and territories worldwide.
Can I choose my own healthcare provider?
Yes, Cigna’s international health insurance plans allow members to choose their own healthcare providers.
Is there a waiting period for coverage?
Yes, there may be a waiting period for some services and treatments, depending on the plan selected.

Allianz Care

Allianz Care is a global health insurance provider that specializes in international health insurance for expats, students, and business travelers. Their plans offer coverage for medical evacuation and repatriation, emergency dental care, and mental health support.

Allianz Care also offers a range of optional add-ons, such as wellness benefits and maternity care, that can be added to a standard plan for additional coverage. They have a network of over 1 million healthcare providers worldwide, and members can access their services through the MyHealth app or online portal.

One of the unique features of Allianz Care’s international health insurance plans is their “MyHealth Digital Services,” which includes virtual doctor appointments, medical second opinions, and health coaching. This can be especially helpful for expats or travelers who may not have access to healthcare providers in their own language or culture.

FAQ

Question
Answer
Are pre-existing conditions covered?
Pre-existing conditions can be covered under certain circumstances, depending on the plan selected and the individual’s medical history.
Can I choose my own hospital or clinic?
Yes, Allianz Care’s plans allow members to choose their own healthcare providers.
Is there a deductible or coinsurance?
Yes, there may be a deductible or coinsurance amount depending on the plan selected.

AXA

AXA is a multinational insurance company that offers a range of insurance products, including international health insurance. Their plans provide coverage for medical expenses, emergency care services, and hospital stays outside of the insured person’s home country.

AXA’s international health insurance plans come with a range of benefits, such as medical advice and referrals, second medical opinions, and emergency medical transportation. Members can also access 24/7 customer service and assistance, so they can get help with their healthcare needs no matter where they are in the world.

One of the unique features of AXA’s international health insurance plans is their “Franco-English” service, which provides healthcare services in both French and English. This can be especially helpful for expats or travelers who are more comfortable speaking one language over the other.

FAQ

Question
Answer
What countries are covered by AXA?
AXA offers coverage in over 190 countries and territories worldwide.
Can I choose my own doctor or specialist?
Yes, AXA’s international health insurance plans allow members to choose their own healthcare providers.
Is there a limit on the amount of coverage provided?
Yes, there may be a limit on the amount of coverage provided for certain services, depending on the plan selected.

Conclusion

International health insurance is an essential type of policy for individuals and families who travel or work abroad. By choosing one of the top international health insurance providers like Cigna, Allianz Care, or AXA, you can feel confident that you have access to quality healthcare services no matter where you are in the world. With their comprehensive coverage options, tailored plans, and customer service support, you can enjoy peace of mind knowing that you are covered in case of an emergency or illness.