Insurance on AT&T Phones: Everything You Need to Know

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Losing or damaging your phone can be a frustrating and expensive experience. Thankfully, phone insurance is now an option for AT&T customers. In this article, we’ll give you a comprehensive guide on what phone insurance entails, the benefits, and how to get it.

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What is Phone Insurance?

AT&T phone insurance is a service that protects your device from damage, theft, or loss. It ensures that you get a replacement device quickly and inexpensively in case of any unfortunate events.

There are different types of phone insurance plans offered by AT&T. Some of them include:

Plan
Cost
Coverage
AT&T Protect Advantage
$15 per month
Loss, theft, damage, and out-of-warranty malfunctions
AT&T Mobile Insurance
$8.99 per month
Loss, theft, damage, and out-of-warranty malfunctions
AT&T Multi-Device Protection Pack
$34.99 per month
Loss, theft, damage, and out-of-warranty malfunctions for up to three devices

How to Get AT&T Phone Insurance

You can purchase AT&T phone insurance anytime after buying your device. However, you must have a valid AT&T account to sign up for any of the phone protection plans. You can either add AT&T phone insurance during your device purchase or later through your AT&T account.

Here’s how to add AT&T phone insurance through your account:

  1. Log in to your AT&T account.
  2. Click on the “Add-ons” tab.
  3. Select “Device Protection.”
  4. Choose the insurance plan you want and follow the prompts.

What are the Benefits of Phone Insurance?

Investing in phone insurance comes with a lot of benefits. Some of them include:

Protection from Damage

Accidents happen, and your device may get damaged in the process. With phone insurance, you’re covered against accidental damages such as screen cracks, water damage, and other hardware failures.

Theft and Loss Protection

Losing or having your phone stolen can be a nightmare. With phone insurance, you can breathe a little easier knowing that you’ll get a replacement device soon. AT&T phone insurance plans cover lost or stolen devices.

Out-of-Warranty Malfunction Coverage

Phone warranties usually expire after a year or two. However, phone insurance protects your device against malfunction even after the warranty period is over.

Quick and Easy Replacement

If any of the insured events happen, you can file a claim online or by phone, and a replacement device will be sent to you.

Frequently Asked Questions (FAQ)

Is Phone Insurance Worth It?

Phone insurance is a personal decision, but it’s worth considering if you’re someone who tends to damage or lose their phone often. It’s also worth it if you own an expensive device that will be costly to replace.

Can I Add Phone Insurance to an Existing AT&T Account?

Yes, you can add phone insurance to an existing AT&T account at any time.

How Many Times Can I File a Claim?

The number of claims you can file depends on the type of plan you have. Typically, you can file two claims per year for each phone you have enrolled in the insurance plan.

What is Covered Under Phone Insurance?

AT&T phone insurance plans cover loss, theft, accidental damage, and malfunction.

What is Not Covered Under Phone Insurance?

Any damages resulting from intentional misuse or abuse of the device are not covered by phone insurance. Additionally, cosmetic damages such as scratches or dents are not covered.

Conclusion

AT&T phone insurance is a great way to protect your investment and give you peace of mind. With different plans to choose from, you can find an insurance plan that suits your needs and budget. Remember to read and understand the terms and conditions of the insurance plan before signing up.

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