Getting Your Insurance License in Arizona: Everything You Need to Know

If you’re interested in becoming an insurance agent in Arizona, you’ll need to obtain a license from the Arizona Department of Insurance. In this article, we’ll take a closer look at the process of getting an insurance license in Arizona, including eligibility requirements, exam preparation tips, and more.

Eligibility Requirements

Before you can apply for an insurance license in Arizona, you’ll need to meet certain eligibility requirements. These include:

  • Being at least 18 years old
  • Being a resident of Arizona or having a business address in Arizona
  • Not having any felony convictions or misdemeanors involving fraud, dishonesty, or breach of trust
  • Completing any pre-license education requirements for the type of license you’re seeking

If you meet these requirements, you’re ready to move on to the next step in obtaining your Arizona insurance license.

Types of Insurance Licenses

Arizona offers a variety of insurance licenses, including:

  • Life and Health
  • Property and Casualty
  • Personal Lines
  • Surplus Lines
  • Limited Lines (such as automobile, travel, or credit insurance)

Each type of license has different education and exam requirements, which we’ll cover in more detail below.

Pre-License Education Requirements

Before you can take the Arizona insurance license exam, you’ll need to complete pre-license education requirements. The number of hours required varies depending on the type of license you’re seeking:

Type of License
Pre-License Education Hours
Life and Health
40 hours
Property and Casualty
40 hours
Personal Lines
20 hours
Surplus Lines
20 hours
Limited Lines
20 hours (although some lines may require more)

There are a variety of ways to complete these pre-license education requirements, including self-study courses, online courses, and classroom courses. Some providers offer exam preparation materials as part of their courses to help you prepare for the licensing exam.

FAQ:

Do I need to complete pre-license education requirements for every type of license I want to obtain?

No, you only need to complete pre-license education requirements for the type of license you’re seeking. If you want to obtain multiple types of licenses, you’ll need to complete the pre-license education requirements for each one.

How long do I have to complete the pre-license education requirements?

The length of time you have to complete the requirements varies depending on the provider you choose. Some providers offer self-paced courses that allow you to take as much time as you need, while others have set schedules for their classroom or online courses.

Taking the Arizona Insurance License Exam

Once you’ve completed the pre-license education requirements, you’re ready to take the Arizona insurance license exam. The exam is administered by a third-party testing provider, PSI Services LLC. The exam is computer-based and consists of two parts:

  • The national insurance exam, which covers basic insurance principles and practices
  • The state-specific exam, which covers Arizona insurance laws and regulations

You’ll need to pass both parts of the exam in order to obtain your Arizona insurance license.

FAQ:

How much does the Arizona insurance license exam cost?

The national and state-specific exams each cost $51. You’ll need to pay this fee when you schedule your exam with PSI Services LLC.

What is the passing score for the Arizona insurance license exam?

You’ll need to score a 70% or higher on both the national and state-specific exams in order to pass.

Applying for Your Arizona Insurance License

After you’ve passed the Arizona insurance license exam, you’re ready to apply for your license. You can do this online through the Arizona Department of Insurance website. You’ll need to provide information about your pre-license education, exam scores, and other personal information to complete the application.

FAQ:

How long does it take to get an Arizona insurance license?

Processing times for Arizona insurance licenses vary, but you can usually expect it to take a few weeks to a few months. You can check the status of your license application on the Arizona Department of Insurance website.

Do I need to renew my Arizona insurance license?

Yes, Arizona insurance licenses must be renewed every two years. You’ll need to complete continuing education requirements in order to renew your license.

Getting your insurance license in Arizona can be a challenging process, but with the right preparation and resources, you can succeed. By meeting eligibility requirements, completing pre-license education, passing the insurance license exam, and applying for your license, you’ll be on your way to a rewarding career as an Arizona insurance agent.