Accidents happen, and when they do, you want to make sure you have insurance coverage to protect your assets. This is where Dairyland Insurance comes in. Dairyland Insurance has been providing insurance coverage for over 60 years, and it is known for offering affordable and reliable insurance policies to its customers. In this article, we will explore what Dairyland Insurance offers and why it is a good option for protecting your assets.
What is Dairyland Insurance?
Dairyland Insurance is a subsidiary of Sentry Insurance, and it specializes in providing insurance coverage for high-risk drivers. However, it also offers coverage for standard-risk drivers, as well as commercial auto insurance policies. Dairyland Insurance operates in 42 states throughout the United States, and its policies are sold through independent agents and brokers.
History of Dairyland Insurance
Dairyland Insurance was founded in 1953 by Richard O. Erickson, and it was originally founded to provide insurance coverage for farmers who were transporting their milk to dairy plants. Over time, Dairyland Insurance expanded its coverage offerings to include motorcycle insurance, personal auto insurance, and commercial auto insurance. In 1985, Dairyland Insurance was acquired by Sentry Insurance.
Why Choose Dairyland Insurance?
Dairyland Insurance is a good option for high-risk drivers who may have difficulty finding affordable insurance coverage from other insurance companies. Dairyland offers SR-22 insurance, which is a type of insurance policy that is required for drivers who have been convicted of a DUI or other serious driving offenses. Dairyland also offers non-standard auto insurance policies for drivers who have been denied coverage by other insurance companies.
Even if you are not a high-risk driver, Dairyland Insurance can still be a good choice for you. Dairyland Insurance offers a variety of insurance products, including motorcycle insurance, renters insurance, and personal umbrella insurance. Dairyland Insurance is known for its affordable rates, and its policies can be customized to fit your individual needs.
Insurance Products Offered by Dairyland Insurance
Dairyland Insurance offers a variety of insurance products, including:
Insurance Product |
Description |
|---|---|
Personal Auto Insurance |
Provides liability, collision, and comprehensive coverage for personal vehicles. |
Commercial Auto Insurance |
Provides liability, collision, and comprehensive coverage for commercial vehicles. |
Motorcycle Insurance |
Provides liability, collision, and comprehensive coverage for motorcycles, ATVs, and other recreational vehicles. |
Renters Insurance |
Provides coverage for personal belongings and liability when renting a home or apartment. |
Personal Umbrella Insurance |
Provides additional liability coverage beyond the limits of your other insurance policies. |
Personal Auto Insurance
Personal auto insurance is designed to protect you and your vehicle in the event of an accident. Dairyland Insurance offers liability coverage, collision coverage, and comprehensive coverage for personal vehicles. Liability coverage is mandatory in most states, and it covers damages and injuries that you may cause to other people or their property while driving your car. Collision coverage pays for damages to your car if you are involved in an accident with another vehicle or object, while comprehensive coverage pays for damages to your car caused by events such as theft, vandalism, or natural disasters. Dairyland Insurance allows you to customize your policy to fit your individual needs.
Commercial Auto Insurance
Commercial auto insurance is designed to protect businesses that use vehicles in their operations. Dairyland Insurance offers liability coverage, collision coverage, and comprehensive coverage for commercial vehicles. Commercial auto insurance is mandatory in most states, and it covers damages and injuries that your business may cause to other people or their property while using your vehicles. Dairyland Insurance allows you to customize your policy to fit the specific needs of your business.
Motorcycle Insurance
Motorcycle insurance is designed to protect you and your motorcycle in the event of an accident. Dairyland Insurance offers liability coverage, collision coverage, and comprehensive coverage for motorcycles, ATVs, and other recreational vehicles. Liability coverage is mandatory in most states, and it covers damages and injuries that you may cause to other people or their property while driving your motorcycle. Collision coverage pays for damages to your motorcycle if you are involved in an accident with another vehicle or object, while comprehensive coverage pays for damages to your motorcycle caused by events such as theft, vandalism, or natural disasters. Dairyland Insurance allows you to customize your policy to fit your individual needs.
Renters Insurance
Renters insurance is designed to protect your personal belongings and liability when renting a home or apartment. Dairyland Insurance offers coverage for personal belongings, liability, and additional living expenses in the event that you need to temporarily relocate from your rental property due to a covered event, such as a fire or natural disaster. Renters insurance is not mandatory, but it is highly recommended, as it can provide peace of mind and financial protection in the event of a covered loss.
Personal Umbrella Insurance
Personal umbrella insurance is designed to provide additional liability coverage beyond the limits of your other insurance policies. Dairyland Insurance offers personal umbrella insurance to help protect you from the financial consequences of a lawsuit or other legal action. Personal umbrella insurance is not mandatory, but it is highly recommended, especially if you have significant assets that you want to protect.
Frequently Asked Questions about Dairyland Insurance
What is SR-22 insurance?
SR-22 insurance is a type of insurance policy that is required for drivers who have been convicted of a DUI or other serious driving offenses. SR-22 insurance is designed to prove to the state that you have the minimum required insurance coverage in order to drive legally. Dairyland Insurance offers SR-22 insurance to high-risk drivers who may have difficulty finding affordable insurance coverage elsewhere.
What is non-standard auto insurance?
Non-standard auto insurance is designed for drivers who have been denied coverage by other insurance companies. Non-standard auto insurance policies typically have higher rates than standard policies, but they offer coverage to drivers who may not be able to find coverage elsewhere. Dairyland Insurance offers non-standard auto insurance policies to drivers who may have difficulty finding coverage elsewhere.
How do I file a claim with Dairyland Insurance?
If you need to file a claim with Dairyland Insurance, you can do so by calling their customer service hotline at 1-800-334-0090. Their customer service representatives are available 24 hours a day, 7 days a week to assist you with your claim. You can also file a claim online through Dairyland Insurance’s website.
What discounts does Dairyland Insurance offer?
Dairyland Insurance offers a variety of discounts to its customers, including safe driver discounts, multi-policy discounts, and loyalty discounts. Safe driver discounts are offered to drivers who have a clean driving record, while multi-policy discounts are offered to customers who have multiple insurance policies with Dairyland Insurance. Loyalty discounts are offered to customers who have been with Dairyland Insurance for a certain number of years.
How do I get a quote from Dairyland Insurance?
If you want to get a quote from Dairyland Insurance, you can do so by visiting their website or by contacting one of their independent agents or brokers. Dairyland Insurance’s website allows you to get a quote for auto, motorcycle, or renters insurance by entering some basic information about yourself and your vehicle. You can also contact one of Dairyland Insurance’s independent agents or brokers to get a more personalized quote.
Conclusion
Dairyland Insurance offers a variety of insurance products to help protect your assets in the event of an accident or other covered loss. Dairyland Insurance is a good option for high-risk drivers, as well as standard-risk drivers who may be looking for affordable coverage. Dairyland Insurance is known for its affordable rates and reliable customer service, and its policies can be customized to fit your individual needs. Contact Dairyland Insurance today to get a quote and start protecting your assets.