Infinity County Mutual Insurance is a Texas-based insurance company, founded in 1955. The company has been providing auto, home, and business insurance services since then, and has become a renowned name in the industry for its customer-centric approach and quality services.
About Infinity County Mutual Insurance
Infinity County Mutual Insurance is a subsidiary of Infinity Property and Casualty Corporation, and has been rated A+ by A.M. Best for its financial stability and excellent customer service. The company serves over 40,000 policyholders in the state of Texas.
Infinity County Mutual Insurance offers a range of insurance products, including auto, home, and business insurance. The company is committed to providing affordable insurance rates without compromising on the quality of its services.
Auto Insurance
Infinity County Mutual Insurance offers a comprehensive auto insurance policy that covers all major risks associated with owning and operating a vehicle. The policy covers liability coverage, collision coverage, and comprehensive coverage. The company also offers optional coverage, such as underinsured motorist coverage, personal injury protection, and roadside assistance.
The auto insurance policy of Infinity County Mutual Insurance is available for cars, motorcycles, boats, and other recreational vehicles. The company also offers discounts for good driving record, multiple vehicles, and anti-theft devices.
Liability Coverage
The liability coverage of Infinity County Mutual Insurance covers the damages and injuries caused to other parties in an accident. The coverage includes bodily injury liability and property damage liability.
Bodily injury liability covers the medical expenses, lost wages, and other damages incurred by the other party due to the accident. Property damage liability covers the damages caused to the other party’s property, such as their vehicle.
Collision Coverage
The collision coverage of Infinity County Mutual Insurance covers the damages caused to the policyholder’s vehicle in an accident, regardless of who is at fault. The coverage also covers damages caused by hitting an object, such as a tree or wall.
The collision coverage has a deductible, which is the amount that the policyholder has to pay out of pocket before the insurance coverage kicks in.
Comprehensive Coverage
The comprehensive coverage of Infinity County Mutual Insurance covers the damages caused to the policyholder’s vehicle due to any other reason than an accident. The coverage includes damages caused by theft, fire, flood, and other natural disasters.
Like the collision coverage, the comprehensive coverage also has a deductible.
Home Insurance
Infinity County Mutual Insurance offers a comprehensive home insurance policy that covers all major risks associated with owning a home. The policy covers damages caused by fire, theft, natural disasters, and other perils.
The home insurance policy of Infinity County Mutual Insurance is available for homeowners, renters, and landlords. The company offers discounts for installing smoke detectors, burglar alarms, and other safety devices.
Dwelling Coverage
The dwelling coverage of Infinity County Mutual Insurance covers the damages caused to the physical structure of the home, including the walls, roof, and foundation. The coverage also includes other structures on the property, such as garages and sheds.
The dwelling coverage has a limit, which is the maximum amount that the insurance company will pay for the damages. The limit should be enough to cover the cost of rebuilding the home in case of a total loss.
Personal Property Coverage
The personal property coverage of Infinity County Mutual Insurance covers the damages caused to the personal belongings of the policyholder, such as furniture, appliances, and clothing. The coverage also includes the belongings of the guests staying in the home.
The personal property coverage has a limit, which is the maximum amount that the insurance company will pay for the damages. The limit should be enough to cover the cost of replacing all the personal belongings in case of a total loss.
Business Insurance
Infinity County Mutual Insurance offers a range of business insurance products, including commercial auto insurance, commercial property insurance, and general liability insurance.
The business insurance policies of Infinity County Mutual Insurance are designed to protect the business owners from the financial losses associated with the operation of the business. The policies cover the damages caused by lawsuits, natural disasters, theft, and other perils.
Commercial Auto Insurance
The commercial auto insurance policy of Infinity County Mutual Insurance covers the liability and physical damages caused by the business-owned vehicles. The policy covers all types of vehicles, including cars, trucks, and vans.
The commercial auto insurance policy also covers the damages caused to the third party vehicles and property.
Commercial Property Insurance
The commercial property insurance policy of Infinity County Mutual Insurance covers the damages caused to the commercial property due to fire, theft, natural disasters, and other perils. The policy covers the physical structure of the property, as well as the personal property owned by the business.
The commercial property insurance policy has a limit, which should be enough to cover the cost of rebuilding the property and replacing the personal property in case of a total loss.
General Liability Insurance
The general liability insurance policy of Infinity County Mutual Insurance covers the damages caused by the business to the third parties, such as the customers, vendors, and employees. The policy covers the medical expenses, lost wages, and other damages caused by the business activities.
The general liability insurance policy also covers the legal fees associated with defending the business in the court of law.
FAQ
Question |
Answer |
|---|---|
What is Infinity County Mutual Insurance? |
Infinity County Mutual Insurance is a Texas-based insurance company that provides auto, home, and business insurance services. |
What types of insurance products does Infinity County Mutual Insurance offer? |
Infinity County Mutual Insurance offers auto insurance, home insurance, and business insurance. |
What is the rating of Infinity County Mutual Insurance? |
Infinity County Mutual Insurance has been rated A+ by A.M. Best for its financial stability and excellent customer service. |
What discounts does Infinity County Mutual Insurance offer? |
Infinity County Mutual Insurance offers discounts for good driving record, multiple vehicles, anti-theft devices, smoke detectors, and burglar alarms. |
What is the maximum limit of the dwelling coverage of the home insurance policy? |
The maximum limit of the dwelling coverage of the home insurance policy should be enough to cover the cost of rebuilding the home in case of a total loss. |
What is the maximum limit of the personal property coverage of the home insurance policy? |
The maximum limit of the personal property coverage of the home insurance policy should be enough to cover the cost of replacing all the personal belongings in case of a total loss. |
What does the general liability insurance policy of Infinity County Mutual Insurance cover? |
The general liability insurance policy of Infinity County Mutual Insurance covers the damages caused by the business to the third parties, such as the customers, vendors, and employees. |
In conclusion, Infinity County Mutual Insurance is a reliable and customer-friendly insurance company that offers a range of insurance products to meet the needs of the customers. The company is committed to providing affordable insurance rates without compromising on the quality of its services. If you are looking for a trustworthy insurance provider, Infinity County Mutual Insurance is definitely worth considering.