Infinity Auto Insurance: Protecting You on the Road

Car accidents can happen anytime, anywhere. No matter how cautious you are on the road, you can never predict what will happen. That’s why having auto insurance is essential. It gives you peace of mind knowing that you are protected from financial losses and liabilities in case you get into an accident.

Infinity auto insurance is one of the leading providers of car insurance in the United States. With over 65 years of experience, they have built a reputation for offering quality insurance products and excellent customer service. In this article, we will take a closer look at Infinity auto insurance, its coverage options, and other important details you need to know.

What is Infinity Auto Insurance?

Infinity auto insurance is a subsidiary of Kemper Corporation, a multi-line insurance company that provides personal and commercial insurance products. Infinity specializes in providing auto insurance to drivers in 44 U.S. states, including Washington D.C. As of 2021, Infinity has over 45,000 agents across the country, making it one of the most accessible auto insurance providers in the market.

The Coverage Options Offered by Infinity Auto Insurance

Infinity auto insurance offers a wide range of coverage options that suit the needs and budgets of different drivers. Here are the coverage options offered by Infinity:

Coverage Type
Description
Bodily Injury Liability
Covers the cost of injuries to other people if you cause an accident.
Property Damage Liability
Covers the cost of damage to other people’s property if you cause an accident.
Collision
Covers the cost of repairs to your vehicle if you are in an accident with another car or an object.
Comprehensive
Covers the cost of repairs to your vehicle if it is damaged by something other than an accident, such as theft, vandalism, or a natural disaster.
Uninsured/Underinsured Motorist
Covers the cost of injuries and damages to you and your passengers if you are in an accident with a driver who doesn’t have enough insurance or no insurance at all.

In addition to these coverage options, Infinity also offers additional options that you can add to your policy, such as roadside assistance, rental reimbursement, and custom parts and equipment coverage.

How Much Does Infinity Auto Insurance Cost?

The cost of Infinity auto insurance varies depending on several factors, such as your age, driving record, location, and the type of car you drive. Generally, the more coverage you need, the higher your premium will be. On average, an Infinity policyholder pays around $1,200 per year for car insurance.

What Discounts Does Infinity Auto Insurance Offer?

Infinity auto insurance offers several discounts that can help you save money on your premium. Here are some of the discounts available:

  • Multi-Policy Discount: You can get a discount if you bundle your auto insurance with another policy, such as home insurance.
  • Safe Driver Discount: If you have a clean driving record, you can get a discount on your premium.
  • Good Student Discount: If you are a student with good grades, you can get a discount on your premium.
  • Anti-Theft Device Discount: If your car has an anti-theft device installed, you can get a discount on your premium.

The Pros and Cons of Infinity Auto Insurance

The Pros of Infinity Auto Insurance

Here are some advantages of choosing Infinity auto insurance:

  • Wide Coverage Options: Infinity auto insurance offers a wide range of coverage options that cater to different needs and budgets.
  • Accessible: Infinity has over 45,000 agents across the country, making it easy for customers to get in touch with their agents.
  • Discounts: Infinity offers several discounts that can help customers save money on their premiums.

The Cons of Infinity Auto Insurance

Like any other insurance provider, Infinity has some drawbacks. Here are some disadvantages of Infinity auto insurance:

  • No Mobile App: Infinity doesn’t have a mobile app, which can be inconvenient for customers who prefer managing their policies online.
  • No Online Quotes: Infinity doesn’t offer online quotes, which means customers have to call an agent or visit an office to get a quote.
  • High Complaint Index: According to the National Association of Insurance Commissioners (NAIC), Infinity has a higher than average complaint index compared to other insurance providers.

Final Thoughts

Overall, Infinity auto insurance is a reputable, accessible, and affordable option for drivers who want to protect themselves on the road. With its wide range of coverage options, discounts, and excellent customer service, Infinity auto insurance is worth considering if you are shopping for car insurance. However, it’s always a good idea to compare quotes from different providers to find the best coverage and rates for your needs.

FAQ

What states does Infinity auto insurance cover?

Infinity auto insurance provides coverage in 44 U.S. states, including Washington D.C. You can check their website to see if they offer coverage in your state.

How do I file a claim with Infinity auto insurance?

To file a claim with Infinity auto insurance, you can call their claims department at 1-800-334-1661 or visit their website to download a claims form.

Does Infinity auto insurance offer roadside assistance?

Yes, Infinity auto insurance offers roadside assistance as an add-on to your policy. It provides services such as towing, jump-starts, and tire changes.

What is the cancellation policy for Infinity auto insurance?

You can cancel your Infinity auto insurance policy at any time by contacting your agent or calling their customer service department. If you cancel before the end of your policy term, you may be subject to a cancellation fee.