Insurance is an essential part of our lives. It gives us peace of mind that we will be protected in case of an unfortunate event. One such insurance company that has been serving people for several years is Infinity Insurance. In this article, we will discuss everything you need to know about Infinity Insurance.
What is Infinity Insurance?
Infinity Insurance is an insurance company that provides various types of insurance policies such as auto, home, life, and business. Founded in 1955, Infinity Insurance has been providing quality services to its customers for more than 65 years. The company has over 13,000 independent agents and is licensed to operate in 43 states across the United States.
Infinity Insurance has an A+ rating from the Better Business Bureau, which indicates the company’s commitment to providing excellent services to its customers. The company has also won several awards, including the 2018 Diversity Champion Award from National Association of Minority Automobile Dealers.
Types of Infinity Insurance Policies
Infinity Insurance offers various types of policies to meet the needs of different customers. Here are some of the policies offered by Infinity Insurance:
Policy Type |
Description |
|---|---|
Auto Insurance |
Protects you financially in case of an accident or theft of your vehicle. |
Home Insurance |
Covers damage to your home and personal belongings due to natural disasters, theft, or vandalism. |
Life Insurance |
Provides financial support to your family in case of your death. |
Business Insurance |
Protects your business assets and provides financial support in case of lawsuits or other unexpected events. |
Auto Insurance
Auto insurance is mandatory in most states in the United States. Infinity Insurance offers various types of auto insurance policies, including liability coverage, collision coverage, comprehensive coverage, uninsured motorist coverage, and underinsured motorist coverage. Let’s take a closer look at each of these policies.
Liability Coverage
Liability coverage is the most basic type of auto insurance policy. It covers damages that you may cause to other people or their property while driving your vehicle. If you are responsible for an accident, your liability coverage will pay for the damages to the other party.
Collision Coverage
Collision coverage pays for the damages to your vehicle in case of an accident. It covers the repairs or replacement of your vehicle, regardless of who is at fault. Collision coverage is optional, but it is recommended if you have a new or expensive vehicle.
Comprehensive Coverage
Comprehensive coverage covers damages to your vehicle that are not caused by an accident, such as theft, vandalism, or natural disasters. It also covers damages caused by animals, such as hitting a deer. Comprehensive coverage is optional, but it is recommended if you live in an area with a high risk of natural disasters or theft.
Uninsured Motorist Coverage
Uninsured motorist coverage pays for the damages to your vehicle and medical expenses in case of an accident caused by an uninsured or underinsured motorist. This policy is recommended if you live in an area with a high number of uninsured drivers.
Underinsured Motorist Coverage
Underinsured motorist coverage pays for the damages to your vehicle and medical expenses in case of an accident caused by a driver who does not have sufficient insurance coverage to pay for the damages. This policy is recommended if you have a high-value vehicle or if you frequently drive in areas with high traffic.
Home Insurance
Home insurance is designed to protect your home and personal belongings from various risks such as natural disasters, theft, or vandalism. Infinity Insurance offers various types of home insurance policies, including standard, condo, renters, and landlord. Let’s take a closer look at each of these policies.
Standard Home Insurance
Standard home insurance covers damages to your home and personal belongings caused by natural disasters, theft, or vandalism. It also provides liability coverage in case someone is injured on your property. Standard home insurance is recommended for homeowners who own their homes.
Condo Insurance
Condo insurance covers damages to your condo and personal belongings caused by natural disasters, theft, or vandalism. It also provides liability coverage in case someone is injured in your condo. Condo insurance is recommended for condo owners.
Renters Insurance
Renters insurance covers damages to your personal belongings in case of theft or damage caused by natural disasters. It also provides liability coverage in case someone is injured in your rental property. Renters insurance is recommended for tenants.
Landlord Insurance
Landlord insurance covers damages to your rental property caused by natural disasters, theft, or vandalism. It also provides liability coverage in case someone is injured on your rental property. Landlord insurance is recommended for landlords who own rental properties.
Life Insurance
Life insurance is designed to provide financial support to your family in case of your death. Infinity Insurance offers various types of life insurance policies, including term life, whole life, and universal life. Let’s take a closer look at each of these policies.
Term Life Insurance
Term life insurance provides coverage for a specific period, such as 10, 20, or 30 years. If you die during the coverage period, your beneficiaries will receive the death benefit. Term life insurance is recommended for people who want affordable coverage for a specific period.
Whole Life Insurance
Whole life insurance provides coverage for your entire life. It also has an investment component, which means that it can accumulate cash value over time. You can borrow against the cash value of your policy or use it to pay premiums. Whole life insurance is recommended for people who want permanent coverage and an investment component.
Universal Life Insurance
Universal life insurance provides coverage for your entire life and has an investment component. It offers more flexibility than whole life insurance and allows you to adjust your premiums and death benefit. Universal life insurance is recommended for people who want flexibility and an investment component.
Business Insurance
Business insurance is designed to protect your business assets and provide financial support in case of lawsuits or other unexpected events. Infinity Insurance offers various types of business insurance policies, including general liability, professional liability, commercial auto, and workers’ compensation. Let’s take a closer look at each of these policies.
General Liability Insurance
General liability insurance provides coverage for lawsuits against your business, such as bodily injury, property damage, and advertising injury. It also provides coverage for medical expenses and legal fees. General liability insurance is recommended for all businesses.
Professional Liability Insurance
Professional liability insurance provides coverage for lawsuits against your business due to professional errors or negligence. It also provides coverage for legal fees and damages. Professional liability insurance is recommended for businesses that provide professional services.
Commercial Auto Insurance
Commercial auto insurance provides coverage for your business vehicles and drivers in case of an accident or theft. It also provides coverage for medical expenses and legal fees. Commercial auto insurance is mandatory for businesses that use vehicles for their operations.
Workers’ Compensation Insurance
Workers’ compensation insurance provides financial support to your employees in case of work-related injuries or illnesses. It covers medical expenses, lost wages, and rehabilitation expenses. Workers’ compensation insurance is mandatory for businesses that have employees.
FAQ
Is Infinity Insurance a reliable insurance company?
Yes, Infinity Insurance is a reliable insurance company with an A+ rating from the Better Business Bureau. The company has been serving its customers for more than 65 years and has won several awards for its services.
Does Infinity Insurance offer affordable insurance policies?
Yes, Infinity Insurance offers affordable insurance policies to meet the needs of different customers. The company offers discounts for safe driving, multiple policies, and other factors.
How can I get a quote from Infinity Insurance?
You can get a quote from Infinity Insurance by visiting their website or contacting their customer service. You will need to provide some basic information about yourself and your insurance needs.
What should I do in case of an accident?
If you are involved in an accident, you should contact Infinity Insurance as soon as possible. You should also exchange information with the other party and take pictures of the damages. If there are any injuries, you should seek medical attention immediately.
Several factors can affect your insurance premiums, such as your age, gender, driving record, location, and type of vehicle. Infinity Insurance offers discounts for safe driving, multiple policies, and other factors.
Conclusion
Infinity Insurance is a reliable insurance company that provides various types of policies to meet the needs of different customers. The company has been serving its customers for more than 65 years and has an A+ rating from the Better Business Bureau. Infinity Insurance offers affordable insurance policies and discounts for safe driving, multiple policies, and other factors. If you are looking for a trustworthy insurance company, Infinity Insurance is a great option to consider.