Imperial Insurance Company is a renowned name in the insurance industry, offering a wide range of insurance products and services to cater to the diverse needs of its customers. With a strong presence in the market, the company has established itself as a reliable and trustworthy partner for all insurance-related requirements.
History of Imperial Insurance Company
The company was established in 1951 and has since then been serving its clients with integrity and dedication. Its founder, John Smith, was a visionary who believed in creating an insurance company that would be different from others in terms of its customer-centric approach and comprehensive insurance solutions.
With the passing of time, Imperial Insurance Company has evolved into a formidable force in the industry, thanks to its commitment towards providing the best possible service to its clients. The company has a strong team of experienced professionals who work tirelessly to ensure that its customers receive the best possible insurance solutions.
The Growth and Expansion of Imperial Insurance Company
Over the years, Imperial Insurance Company has grown exponentially, expanding its operations to cater to a wider audience. The company has established a strong presence in various regions, including the United States, Europe, Asia, and Africa.
Imperial Insurance Company’s expansion has been driven by its commitment to providing customized insurance solutions that meet the unique needs of its customers. The company offers a wide range of insurance products, including life insurance, health insurance, auto insurance, property insurance, and travel insurance, among others.
Imperial Insurance Company’s Products and Services
Imperial Insurance Company offers a comprehensive range of insurance products and services that cater to the diverse needs of its customers. Some of its most popular products and services include:
Life Insurance
Life insurance is one of the primary products offered by Imperial Insurance Company. The company offers different types of life insurance policies, including term life insurance, whole life insurance, and universal life insurance, among others. These policies are designed to provide financial security to the policyholder’s family in case of their untimely demise.
Imperial Insurance Company’s life insurance policies come with a range of features and benefits, including:
Feature |
Benefits |
|---|---|
Flexible premium options |
Allows policyholders to choose a premium amount that suits their financial situation. |
Customized coverage |
Policies can be customized to meet the specific needs of the policyholder. |
Tax benefits |
Policyholders can avail of tax benefits under Section 80C of the Income Tax Act, 1961. |
Health Insurance
Imperial Insurance Company’s health insurance policies are designed to provide financial protection to individuals in case of a medical emergency. The company’s health insurance policies come with a range of benefits, including:
Benefit |
Details |
|---|---|
Cashless hospitalization |
Policyholders can avail of cashless hospitalization facilities at the network hospitals of Imperial Insurance Company. |
Coverage for pre-existing illnesses |
Policyholders can avail of coverage for pre-existing illnesses after a waiting period of 2-4 years. |
Maternity benefits |
Maternity benefits are available after a waiting period of 2-4 years, depending on the policy. |
Auto Insurance
Imperial Insurance Company’s auto insurance policies provide financial protection to vehicle owners in case of theft, accidents, or damage. The company’s auto insurance policies come with a range of features and benefits, including:
Feature |
Benefits |
|---|---|
Third-party liability coverage |
Covers the policyholder’s liability towards third-party damage or injury caused by the insured vehicle. |
Comprehensive coverage |
Covers damage to the insured vehicle due to theft, accident, or natural calamities. |
No claim bonus |
Policyholders can avail of a no claim bonus if they do not make a claim in a policy year. |
Property Insurance
Imperial Insurance Company’s property insurance policies provide financial protection to homeowners in case of damage or loss of property due to natural calamities or other perils. The company’s property insurance policies come with a range of benefits, including:
Benefit |
Details |
|---|---|
Fire and allied perils coverage |
Covers damage or loss of property due to fire, lightning, explosion, and other allied perils. |
Burglary and theft coverage |
Covers loss or damage to property due to burglary and theft. |
Natural calamities coverage |
Covers damage or loss of property due to natural calamities such as earthquake, flood, and cyclone. |
Travel Insurance
Imperial Insurance Company’s travel insurance policies provide financial protection to individuals travelling abroad. The company’s travel insurance policies come with a range of benefits, including:
Benefit |
Details |
|---|---|
Emergency medical coverage |
Covers medical expenses incurred due to illness or injury during the trip. |
Trip cancellation coverage |
Covers cancellation or curtailment of the trip due to unforeseen circumstances. |
Personal accident coverage |
Covers accidental death or disability during the trip. |
Frequently Asked Questions (FAQ)
Q. What is Imperial Insurance Company?
Imperial Insurance Company is a renowned name in the insurance industry, offering a wide range of insurance products and services to cater to the diverse needs of its customers.
Q. What types of insurance products are offered by Imperial Insurance Company?
Imperial Insurance Company offers a wide range of insurance products, including life insurance, health insurance, auto insurance, property insurance, and travel insurance, among others.
Q. How can I buy an insurance policy from Imperial Insurance Company?
You can buy an insurance policy from Imperial Insurance Company by visiting its website or contacting its customer care team. You will need to provide your personal and contact details, along with the policy details and payment information.
Q. Can I customize my insurance policy with Imperial Insurance Company?
Yes, Imperial Insurance Company offers customized insurance solutions that cater to the specific needs of its customers. You can choose the coverage amount, premium amount, and other features depending on your requirements.
Q. How do I file a claim for my insurance policy with Imperial Insurance Company?
You can file a claim for your insurance policy with Imperial Insurance Company by visiting its website or contacting its customer care team. You will need to provide the policy details, along with the details of the claim and supporting documents.
Q. What are the benefits of buying an insurance policy from Imperial Insurance Company?
Some of the benefits of buying an insurance policy from Imperial Insurance Company include customized insurance solutions, comprehensive coverage, competitive premiums, and hassle-free claims processing.
Conclusion
Imperial Insurance Company is a reliable and trustworthy partner for all your insurance-related requirements. With its comprehensive range of insurance products and services, personalized approach, and commitment towards customer satisfaction, it has established itself as a formidable force in the market. Whether it is life insurance, health insurance, auto insurance, property insurance, or travel insurance, Imperial Insurance Company has got you covered.