IMG Insurance Reviews: Everything You Need to Know

If you are on the lookout for a reliable travel insurance provider, IMG insurance is definitely one of the top choices. It offers a range of travel medical insurance plans that cater to different needs, including short-term and long-term travel, adventure sports, and international students.

However, as with any insurance provider, it is important to do your due diligence and read reviews from other customers before making a decision. In this article, we will dive deep into IMG insurance reviews to help you make an informed decision.

Overview of IMG Insurance

IMG insurance is a global provider of travel medical insurance, international health insurance, and other related products. It has been in business for over 30 years and has established a reputation for providing high-quality insurance products and excellent customer service.

The company is headquartered in the United States, but it has a global presence with offices in various countries, including the United Kingdom, Canada, Australia, and Indonesia. Its travel insurance plans are underwritten by Sirius International Insurance Group, Ltd., which has an A- rating from A.M. Best.

Types of Insurance Plans Offered by IMG

IMG offers various insurance plans, including:

• Travel Medical Insurance: This plan is designed for individuals and families who are traveling outside their home country for a short period of time.
• International Health Insurance: This plan is designed for expatriates and global citizens who reside outside their home country for an extended period of time.
• International Student Health Insurance: This plan is designed for international students studying abroad.
• Adventure Sports Insurance: This plan is designed for individuals who engage in adventure sports and activities such as scuba diving, mountain climbing, and skydiving.

IMG Insurance Reviews

IMG insurance has received generally positive reviews from customers. Its travel medical insurance plans, in particular, have received high ratings for their coverage, customer service, and value for money.

Pros of IMG Insurance

Some of the advantages of IMG insurance based on customer reviews include:

• Comprehensive coverage: IMG insurance plans offer a wide range of coverage, including emergency medical, medical evacuation, trip interruption, and more.
• 24/7 customer service: IMG insurance provides round-the-clock customer service, ensuring that customers can get assistance anytime they need it.
• Easy claims process: Customers have reported that the claims process is straightforward and hassle-free.
• Value for money: IMG insurance plans are priced competitively and provide good value for money.

Cons of IMG Insurance

While the majority of customer reviews for IMG insurance are positive, there are some areas where the company could improve. Some of the common complaints include:

• Long processing times for claims: Some customers have reported that it takes a long time for their claims to be processed and reimbursed.
• Exclusions and limitations: Like all insurance policies, IMG insurance plans have exclusions and limitations, which can be confusing for some customers.

FAQs About IMG Insurance

What is IMG insurance?

IMG insurance is a global provider of travel medical insurance, international health insurance, and other related products. Its insurance plans are designed to provide coverage for individuals and families traveling or living outside their home country.

What types of insurance plans does IMG offer?

IMG offers various insurance plans, including travel medical insurance, international health insurance, international student health insurance, and adventure sports insurance.

What is covered under IMG insurance?

The coverage provided by IMG insurance plans varies depending on the type of plan. However, some of the common coverage includes emergency medical treatment, medical evacuation, trip interruption, and more.

How do I file a claim with IMG insurance?

To file a claim with IMG insurance, you need to submit a claim form along with relevant documents such as medical bills, receipts, and proof of payment. You can submit the claim form online or by mail. The claims process typically takes a few weeks.

Is IMG insurance worth it?

Whether IMG insurance is worth it depends on your specific needs and circumstances. However, based on customer reviews, IMG insurance plans provide comprehensive coverage, value for money, and excellent customer service.

Conclusion

IMG insurance is a reputable and reliable travel insurance provider that offers a range of insurance plans to suit different needs. While there are some areas for improvement, based on customer reviews, it provides good value for money and excellent customer service. By doing your research and reading reviews from other customers, you can make an informed decision about whether IMG insurance is the right choice for you.