ICICI Lombard Travel Insurance: A Comprehensive Guide for Travellers

Travelling is an exciting and enriching experience that broadens our horizons and exposes us to different cultures, cuisines, and perspectives. However, it also comes with a certain degree of risk, ranging from loss of luggage, flight cancellations, medical emergencies, and other unforeseen events. Hence, it is essential to have a travel insurance policy that covers such contingencies and ensures a hassle-free journey. In this article, we will provide a detailed overview of ICICI Lombard Travel Insurance, its benefits, features, and how to buy it.

What is ICICI Lombard Travel Insurance?

ICICI Lombard Travel Insurance is a comprehensive insurance policy that provides financial protection to travellers against various risks and contingencies that might occur during their trip. It covers expenses related to medical emergencies, flight cancellations, loss or theft of baggage, trip interruptions, and other unforeseen events that might disrupt your journey. With ICICI Lombard Travel Insurance, you can travel with peace of mind and enjoy your holiday without worrying about any financial setbacks.

Benefits of ICICI Lombard Travel Insurance

ICICI Lombard Travel Insurance offers several benefits to travellers, including:

Benefits
Details
Medical Cover
Covers medical expenses incurred due to illness, accidents, or other medical emergencies during the trip.
Flight Cancellation
Covers expenses related to flight cancellations, delays, or rescheduling, including alternative transportation and accommodation.
Baggage Loss or Delay
Covers expenses related to loss or delay of baggage, including replacement of essential items and emergency purchases.
Trip Interruption
Covers expenses related to trip interruptions due to unforeseen events, including cancellation of pre-booked activities and flights.
Emergency Evacuation
Covers expenses related to emergency evacuation due to natural calamities, accidents, or any other unforeseen circumstances.

Features of ICICI Lombard Travel Insurance

ICICI Lombard Travel Insurance comes with several features that make it a comprehensive and reliable insurance policy for travellers:

  • 24×7 Assistance: ICICI Lombard provides round-the-clock assistance to travellers in case of any emergency, including medical advice, emergency cash, and travel assistance.
  • Customizable Plans: Travellers can choose from various travel insurance plans that suit their budget, duration and destination of travel, age, and medical history.
  • Cashless Hospitalization: ICICI Lombard offers cashless hospitalization services in over 5000 hospitals across the globe, saving travellers from the hassle of arranging for cash in a foreign country.
  • Instant Policy Issuance: Travellers can buy ICICI Lombard Travel Insurance online and receive the policy document instantly via email.
  • Multiple Payment Options: ICICI Lombard accepts payment via multiple modes, including credit/debit card, net banking, and digital wallets, making the payment process hassle-free and convenient.

How to Buy ICICI Lombard Travel Insurance?

Buying ICICI Lombard Travel Insurance is a simple and hassle-free process that can be done online in a few easy steps:

Step 1: Visit ICICI Lombard Website

Visit the official website of ICICI Lombard and click on the ‘Travel Insurance’ tab.

Step 2: Choose Your Plan

Select the travel insurance plan that suits your budget, duration and destination of travel, age, and medical history.

Step 3: Fill the Application Form

Fill the online application form with your personal and travel details, including your name, age, trip duration, destination, and medical history.

Step 4: Pay the Premium

Make the payment for the travel insurance premium via your preferred mode of payment, including credit/debit card, net banking, or digital wallet.

Step 5: Receive Policy Document

On successful payment, you will receive the policy document instantly via email, which includes the terms and conditions of the policy, coverage details, and the contact details of the ICICI Lombard customer care team.

FAQs

Q. What is the eligibility criteria to buy ICICI Lombard Travel Insurance?

A. Any Indian citizen travelling abroad or foreign national travelling to India can buy ICICI Lombard Travel Insurance. The minimum age for buying travel insurance is 3 months, and there is no maximum age limit.

Q. What is the duration of the ICICI Lombard Travel Insurance policy?

A. The duration of the travel insurance policy can range from a few days to a maximum of 180 days, depending on your travel itinerary and duration.

Q. What is the sum insured for ICICI Lombard Travel Insurance?

A. The sum insured for ICICI Lombard Travel Insurance varies according to the plan chosen by the traveller and can range from USD 50,000 to USD 500,000.

Q. What documents are required to buy ICICI Lombard Travel Insurance?

A. To buy ICICI Lombard Travel Insurance, you need to provide a valid passport, visa, and travel itinerary. You also need to disclose your medical history and any pre-existing illnesses, if any.

Q. What should I do in case of an emergency during my trip?

A. In case of any emergency during your trip, you can contact the 24×7 customer care team of ICICI Lombard Travel Insurance for assistance. They will provide you with medical advice, emergency cash, and other travel-related assistance.

Q. Can I cancel my ICICI Lombard Travel Insurance policy? If yes, what is the cancellation process?

A. Yes, you can cancel your ICICI Lombard Travel Insurance policy by submitting a written request to the company. The refund amount will be based on the terms and conditions of the policy and the duration of the policy that has elapsed.

Conclusion

ICICI Lombard Travel Insurance is a comprehensive and reliable insurance policy that provides financial protection to travellers against various risks and contingencies that might occur during their trip. With its customizable plans, cashless hospitalization, 24×7 assistance, and instant policy issuance, it is an ideal travel insurance policy for all types of travellers. So, before you embark on your next journey, make sure you buy ICICI Lombard Travel Insurance and travel with peace of mind.