Health insurance is an important aspect of financial planning. It provides coverage for medical expenses in the case of an unexpected illness or injury. The cost of healthcare can be high, and without insurance, it can be difficult to afford necessary treatment. In Pakistan, there are several health insurance options available, one of which is Ichra Health Insurance.
What is Ichra Health Insurance?
Ichra Health Insurance is a health insurance plan provided by the State Life Insurance Corporation of Pakistan. It is a family floater plan, which means that the entire family is covered under a single policy. The policy covers hospitalization expenses, including room rent, doctor’s fees, surgery, and other medical expenses. It also covers pre and post-hospitalization expenses.
The policy is available for individuals aged 18 to 70 years and is renewable up to the age of 80. The policyholder can choose the sum insured amount, which ranges from PKR 250,000 to PKR 2,500,000. The premium amount varies depending on the age and sum insured amount.
What are the Benefits of Ichra Health Insurance?
Ichra Health Insurance offers several benefits to its policyholders, including:
Benefit |
Description |
Coverage for Hospitalization Expenses |
The policy covers expenses related to hospitalization, including room rent, doctor’s fees, surgery, and other medical expenses. |
Pre and Post-Hospitalization Expenses |
The policy covers pre and post-hospitalization expenses, including consultation fees, diagnostic tests, and medication. |
Family Floater Plan |
The policy covers the entire family under a single policy, making it convenient and cost-effective. |
Sum Insured Amount |
The policyholder can choose the sum insured amount, ranging from PKR 250,000 to PKR 2,500,000. |
Renewable Policy |
The policy is renewable up to the age of 80 and offers lifelong coverage. |
How to Apply for Ichra Health Insurance?
To apply for Ichra Health Insurance, the applicant must fill out an application form and submit it to the nearest State Life Insurance Corporation branch. The application form requires the applicant’s personal information, contact details, and health-related information.
The applicant must also provide a copy of their National Identity Card and a recent passport-size photograph. The sum insured amount and premium amount must be paid at the time of application submission.
FAQs
1. What is the age limit for Ichra Health Insurance?
The policy is available for individuals aged 18 to 70 years and is renewable up to the age of 80.
2. What is the sum insured amount for Ichra Health Insurance?
The policyholder can choose the sum insured amount, ranging from PKR 250,000 to PKR 2,500,000.
3. What expenses are covered under Ichra Health Insurance?
The policy covers hospitalization expenses, including room rent, doctor’s fees, surgery, and other medical expenses. It also covers pre and post-hospitalization expenses.
4. Is Ichra Health Insurance renewable?
Yes, the policy is renewable up to the age of 80 and offers lifelong coverage.
5. How can I apply for Ichra Health Insurance?
To apply for Ichra Health Insurance, the applicant must fill out an application form and submit it to the nearest State Life Insurance Corporation branch.
In conclusion, Ichra Health Insurance is a valuable health insurance option for individuals and families in Pakistan. It offers comprehensive coverage for medical expenses and is cost-effective for families. By providing coverage for unexpected medical expenses, it provides peace of mind to policyholders.
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