Horizon Dental Insurance is a popular dental insurance provider in the United States. With over 3 million members, Horizon Dental Insurance is dedicated to providing high-quality dental coverage to individuals and families. In this article, we will provide a comprehensive guide to Horizon Dental Insurance, including its coverage options, benefits, and how to enroll.
What is Horizon Dental Insurance?
Horizon Dental Insurance is a dental insurance provider that offers a range of dental coverage options for individuals, families, and employers. The company is known for its comprehensive coverage options, affordable rates, and excellent customer service.
Horizon Dental Insurance is part of Horizon Blue Cross Blue Shield of New Jersey, one of the largest and most respected health insurance providers in the United States.
What are the Coverage Options?
Horizon Dental Insurance offers a range of coverage options to meet the needs of individuals, families, and employers. The company offers both traditional and PPO plans, as well as discount plans for those who do not want traditional insurance coverage.
The traditional plans offered by Horizon Dental Insurance cover a wide range of dental services, including routine cleanings, x-rays, fillings, and more. The PPO plans offer even more comprehensive coverage, including orthodontic treatment, cosmetic dentistry, and more.
For those who do not want traditional insurance coverage, Horizon Dental Insurance also offers discount plans. These plans offer savings on dental services at participating providers.
What are the Benefits of Horizon Dental Insurance?
There are many benefits to choosing Horizon Dental Insurance as your dental insurance provider. Some of the key benefits include:
- Comprehensive coverage options
- Affordable rates
- Excellent customer service
- Access to a large network of dental providers
- Coverage for orthodontic treatment
- Coverage for cosmetic dentistry
How Do I Enroll in Horizon Dental Insurance?
Enrolling in Horizon Dental Insurance is easy. Simply visit the company’s website and fill out the enrollment form. You will need to provide some basic information, such as your name, address, and date of birth. You will also need to choose the coverage option that is right for you.
Once you have submitted your enrollment form, Horizon Dental Insurance will review it and let you know if you have been approved for coverage. If you have been approved, you will receive your insurance card and other important information in the mail.
Frequently Asked Questions
What is the cost of Horizon Dental Insurance?
The cost of Horizon Dental Insurance varies depending on the coverage option you choose, your location, and other factors. However, the company is known for its affordable rates and competitive pricing.
Which dental providers accept Horizon Dental Insurance?
Horizon Dental Insurance has a large network of dental providers, including both general dentists and specialists. To find a provider in your area, simply visit the company’s website and use the provider search tool.
Does Horizon Dental Insurance cover orthodontic treatment?
Yes, Horizon Dental Insurance offers coverage for orthodontic treatment. This includes braces, retainers, and other orthodontic devices.
Is there a waiting period for coverage?
It depends on the coverage option you choose. Some plans have a waiting period before coverage begins, while others do not. Be sure to carefully review the terms and conditions of your coverage before enrolling.
Can I change or cancel my coverage?
Yes, you can make changes to your coverage or cancel your policy at any time. Simply contact Horizon Dental Insurance customer service for assistance.
Conclusion
Horizon Dental Insurance is an excellent choice for anyone looking for high-quality dental coverage at an affordable price. With a range of coverage options, excellent customer service, and a large network of dental providers, Horizon Dental Insurance is one of the best dental insurance providers in the United States.
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