Homeowners of America Insurance: Protecting Your Home and Assets

If you’re a homeowner in America, it’s essential to have insurance coverage to protect your investment. Homeownership is a significant investment and asset, and you don’t want to risk losing it all in an unfortunate event such as a natural disaster, theft, or fire.

Homeowners of America Insurance Company (HOAIC) is a Texas-based insurance company dedicated to providing affordable and reliable insurance coverage to homeowners across the United States. In this article, we’ll explore what HOAIC has to offer and why it’s an excellent choice for protecting your home and assets.

About Homeowners of America Insurance

Founded in 2006, HOAIC is a relatively new player in the insurance industry. Nevertheless, the company has quickly become one of the most trusted insurance providers for homeowners. HOAIC offers a wide range of insurance coverage options, including:

Insurance Coverage Options
Description
Homeowners Insurance
Covers your home, other structures on your property, personal property, liability, and loss of use.
Condominium Insurance
Covers fixtures, improvements, personal property, and liability for condominium owners.
Renters Insurance
Covers personal property, liability, and loss of use for renters.
Dwelling Fire Insurance
Covers non-owner-occupied homes, such as rental properties or vacation homes.

HOAIC’s policies are customizable, so you can choose the coverage that fits your needs and budget. Additionally, the company offers a range of discounts, such as multi-policy, new home, and protective devices discounts.

Why Choose Homeowners of America Insurance?

There are several reasons why HOAIC is an excellent choice for homeowners insurance. Here are a few:

Financial Stability

HOAIC is financially stable, with an A- rating from A.M. Best. This rating indicates that the company has a strong financial foundation and is capable of meeting its financial obligations.

Exceptional Customer Service

HOAIC is committed to providing exceptional customer service. The company has a 24/7 claims service, so you can file a claim anytime, anywhere. HOAIC also has a team of knowledgeable and friendly agents who can help you choose the right coverage and answer any questions you may have.

Fast and Easy Claims Process

HOAIC’s claims process is fast, easy, and hassle-free. Once you file a claim, a claims adjuster will be assigned to your case and will work with you to resolve your claim as quickly as possible.

FAQs

What does HOAIC’s homeowners insurance cover?

HOAIC’s homeowners insurance covers your home, other structures on your property, personal property, liability, and loss of use. You can customize your coverage to fit your needs and budget.

What discounts does HOAIC offer?

HOAIC offers a range of discounts, such as multi-policy, new home, and protective devices discounts.

What is HOAIC’s claims process like?

HOAIC’s claims process is fast, easy, and hassle-free. Once you file a claim, a claims adjuster will be assigned to your case and will work with you to resolve your claim as quickly as possible.

How can I contact HOAIC?

You can contact HOAIC by phone at (866) 407-9896 or by email at customerservice@hoaic.com. You can also visit their website at www.hoaic.com for more information.

Are there any restrictions on coverage?

HOAIC’s policies have some restrictions on coverage, such as limitations on coverage for high-value items, flood damage, and earthquakes. It’s essential to review your policy carefully and speak with your agent to understand your coverage fully.

Conclusion

Homeowners of America Insurance Company is an excellent choice for homeowners insurance. The company offers a wide range of coverage options, customizable policies, and an exceptional customer service experience. Additionally, HOAIC’s financial stability and fast claims process give homeowners peace of mind that their investment and assets are well-protected.