Gorman Insurance – Your Trusted Partner in Protecting Your Assets and Future

Gorman Insurance is an independent insurance agency that specializes in providing top-notch insurance services to clients across the United States. Their team of experts is dedicated to helping their clients identify the most suitable policies that match their unique needs, budget and preferences. Since 1990, Gorman Insurance has been creating long-term relationships with their clients by delivering exceptional customer service, competitive rates and comprehensive coverage. In this article, we will provide you with everything you need to know about Gorman Insurance, from their history, services, specialties, and frequently asked questions.

History of Gorman Insurance

Gorman Insurance was founded in 1990 by Jim Gorman, a veteran insurance agent with over 30 years of experience in the industry. With his extensive knowledge and expertise, Jim aimed to create a company that could offer clients more personalized and flexible solutions to their insurance needs. He established Gorman Insurance as an independent agency that would not be tied to any specific insurance company, giving clients the freedom to choose from a wide variety of policies and providers. Over the years, Gorman Insurance has grown steadily, expanding its team and services to cover more areas and types of insurance.

Today, Gorman Insurance has its main office in Hendersonville, North Carolina, and serves clients from all over the country. Their portfolio includes property and casualty insurance, life and health insurance, business insurance, and specialty programs such as auto dealerships, trucking, and construction. Gorman Insurance is also a member of the Trusted Choice network, which means they follow a strict code of ethics and provide unparalleled access to multiple insurance companies.

Gorman Insurance Services

Gorman Insurance offers a wide range of insurance services that are designed to meet the unique needs of their clients. Here are some of their most popular offerings:

Property and Casualty Insurance

Gorman Insurance provides property and casualty insurance for homeowners, renters, and landlords. Their policies cover damages and losses due to fire, theft, natural disasters, and other events. Clients can choose from various deductibles and coverage limits to fit their budgets and preferences. Gorman Insurance also offers umbrella insurance to provide additional liability protection beyond the standard policies.

Life and Health Insurance

Gorman Insurance offers life and health insurance policies that can help clients protect their loved ones and themselves in case of unexpected health issues or accidents. Their life insurance policies can provide financial support to beneficiaries in case of the client’s death, while their health insurance policies cover medical expenses and treatments. Gorman Insurance works with multiple carriers to find the best rates and coverage for their clients.

Business Insurance

Gorman Insurance specializes in providing insurance solutions for businesses of all sizes and industries. They understand the unique risks and challenges that companies face, and offer customized policies that cover property, liability, workers’ compensation, and more. Gorman Insurance can also provide professional liability insurance and cyber liability insurance to protect against lawsuits and data breaches.

Gorman Insurance Specialties

Gorman Insurance has developed expertise in several areas that require specialized insurance knowledge and solutions. These include:

Auto Dealerships

Gorman Insurance provides insurance solutions for auto dealerships, including garage liability, dealer open lot, and commercial property insurance. They understand the intricacies of the auto industry and can tailor their policies to meet specific dealership needs.

Trucking

Gorman Insurance offers insurance programs for trucking companies and independent truckers, covering liability, cargo, and physical damage. They can also provide DOT compliance assistance and risk management services.

Construction

Gorman Insurance provides comprehensive insurance coverage for construction companies and contractors, including general liability, builders risk, and workers’ compensation. They can also offer surety bonds and certificates of insurance for contract requirements.

Gorman Insurance Frequently Asked Questions

What is an independent insurance agency?

An independent insurance agency like Gorman Insurance is not tied to a specific insurance company or provider. This means they can offer clients a wider range of policy options and rates, and can negotiate on their behalf with different carriers. Independent agents are also more flexible and personalized in their approach to insurance, making it easier for clients to find the right solution for their needs.

How do I know if I need insurance?

If you have assets or properties that you want to protect, or if you have dependents who rely on your income, you most likely need insurance. Insurance can help mitigate the financial risks of unforeseen events such as accidents, illnesses, or natural disasters, and can provide peace of mind for you and your loved ones.

What factors affect my insurance rates?

Insurance rates are determined by various factors such as your age, gender, location, driving record, credit score, and the type and amount of coverage you choose. Insurance companies also consider the level of risk associated with your profile, such as the likelihood of accidents, claims, or losses. Working with an independent agent like Gorman Insurance can help you find the most competitive rates and discounts based on your specific situation.

How do I file a claim?

If you need to file an insurance claim, you can contact your insurance company or your agent directly. They will guide you through the process and provide you with the necessary documentation and information. It’s important to report the claim as soon as possible and provide accurate details and evidence to support your case.

What if I have questions about my policy?

If you have any questions or concerns about your policy, you can always contact your agent or insurance company. They can provide you with clarification on the terms, coverage, and benefits of your policy, as well as any restrictions or limitations. It’s important to review your policy regularly and make sure it still meets your needs and preferences.

Conclusion

Gorman Insurance is a trusted and experienced insurance agency that can help you protect your assets and future with customized insurance solutions. Whether you need property and casualty insurance, life and health insurance, or business insurance, their team of experts can guide you through the process and find the best options for your unique situation. With their strong commitment to customer service, competitive rates, and comprehensive coverage, Gorman Insurance is your reliable partner in insurance. Contact them today for a free quote and consultation.