What You Need to Know about Getting a Georgia Insurance License

If you are looking to become a licensed insurance agent in the state of Georgia, there are a few things you should know before you get started. The process can be a bit daunting, but with the right preparation and guidance, you can successfully obtain your Georgia insurance license.

What Types of Insurance Licenses are Available in Georgia?

In the state of Georgia, there are four main types of insurance licenses that you can obtain. These include:

License Type
Description
Life Insurance
Covers all types of life insurance policies
Health Insurance
Covers all types of health insurance policies
Property and Casualty Insurance
Covers all types of property and casualty insurance policies
P&C with Personal Lines
Covers property and casualty insurance policies for personal lines, such as auto and home insurance

It is important to note that in order to sell insurance in Georgia, you must have a license for each type of insurance you wish to sell.

What Are the Requirements for Obtaining a Georgia Insurance License?

In order to obtain a Georgia insurance license, you must meet the following requirements:

  • Be at least 18 years of age
  • Reside in the state of Georgia or maintain a principal place of business in Georgia
  • Pass a state-administered exam for each type of insurance you wish to sell
  • Complete pre-licensing education requirements for each type of insurance you wish to sell
  • Complete a criminal background check
  • Submit an application and pay the required fees

Once you have met these requirements, you can begin the process of obtaining your Georgia insurance license.

What Are the Steps to Obtaining a Georgia Insurance License?

Step 1: Complete Pre-Licensing Education

Before you can take the state-administered exam for your chosen type of insurance, you must first complete pre-licensing education requirements. These requirements vary depending on the type of insurance you wish to sell, but typically include a certain number of hours of coursework.

You can complete this coursework either online or in-person. Many insurance companies offer pre-licensing education courses, or you can find courses through independent providers.

Step 2: Take the State-Administered Exam

Once you have completed your pre-licensing education, you can register to take the state-administered exam for your chosen type of insurance. You can register for the exam through the Georgia Office of Insurance and Safety Fire Commissioner website.

The exam fee is $63 per attempt, and you must pass with a score of at least 70% in order to obtain your license.

Step 3: Complete a Criminal Background Check

Before you can receive your Georgia insurance license, you must complete a criminal background check. You can complete this check through the Georgia Bureau of Investigation website. The fee for the criminal background check is $33.25.

Step 4: Submit Your Application and Fees

Once you have passed your state-administered exam and completed your criminal background check, you can submit your license application and pay the required fees. The fees vary depending on the type of license you are applying for, but typically range from $40 to $100.

FAQ

How Long Does It Take to Get a Georgia Insurance License?

The amount of time it takes to get your Georgia insurance license can vary depending on how quickly you are able to complete the necessary requirements. Typically, it takes between 4-6 weeks to complete pre-licensing education, register for and pass the state-administered exam, and complete the criminal background check and application process.

What Happens if I Don’t Pass the State-Administered Exam?

If you do not pass the state-administered exam on your first attempt, you can retake the exam as many times as you need to in order to pass. However, you must pay the exam fee for each attempt.

How Often Do I Need to Renew My Georgia Insurance License?

You must renew your Georgia insurance license every two years. In order to renew your license, you must complete a certain number of continuing education hours depending on the type of license you hold.

Can I Sell Insurance in Georgia with a License from Another State?

If you hold an insurance license from another state, you may be able to sell insurance in Georgia without obtaining a separate Georgia insurance license. However, you must be licensed in your home state and must comply with Georgia’s non-resident licensing requirements.

What Happens if I Let My Georgia Insurance License Expire?

If you let your Georgia insurance license expire, you will need to complete the licensing process again in order to obtain a new license. This includes completing pre-licensing education, passing the state-administered exam, and submitting a new application and fees.

Obtaining a Georgia insurance license can be a challenging process, but with the right preparation and guidance, you can successfully obtain your license and begin selling insurance in the state of Georgia.