Car insurance is a must-have for any car owner, but what about those times when your car is not in use? Do you still need insurance? The answer is yes! This is where parked car insurance comes in. In this article, we will be discussing GEICO parked car insurance, what it is, how it works, and everything in between.
What is GEICO Parked Car Insurance?
GEICO parked car insurance, also known as comprehensive insurance, is a type of insurance coverage that protects your car from unexpected damages that can occur even when you’re not driving it. This type of insurance is important because your car can still be damaged even if it’s not on the road. For example, your car can get damaged from a falling tree branch, hailstorm, or even a theft.
GEICO parked car insurance provides coverage for these types of damages and more. It’s an optional add-on coverage that can be added to your regular car insurance policy.
What Does GEICO Parked Car Insurance Cover?
GEICO parked car insurance covers a variety of damages to your car when it’s parked. Here is a breakdown of what this insurance covers:
Damage type |
Coverage details |
Weather-related damage |
Covers damages caused by hailstorms, strong winds, and falling objects |
Vehicle theft |
Covers damages caused by stolen items or the entire vehicle |
Vandalism |
Covers damages caused by broken windows, keyed paint job or spray-painted graffiti |
Animal damage |
Covers damages caused by animal collision, such as deer or raccoons |
Fire |
Covers damages caused by fire, explosions or lightening strikes |
How Does GEICO Parked Car Insurance Work?
GEICO parked car insurance is a type of add-on coverage that can be added to your regular car insurance policy. It can be purchased online, over the phone or through a GEICO agent. Once added, this insurance coverage provides protection for your car even when it’s parked.
The amount of coverage you receive depends on the type of coverage you purchase. You can choose the level of coverage that suits your needs and budget. GEICO parked car insurance can be on a standalone policy or as an add-on to your existing policy.
FAQ:
What is the cost of GEICO parked car insurance?
The cost of GEICO parked car insurance varies depending on several factors such as your location, the make and model of your car, and the level of coverage you choose.
What is the difference between parked car insurance and regular car insurance?
Parked car insurance provides coverage for damages that occur when your car is parked, while regular car insurance provides coverage for damages that occur when you’re driving.
Is GEICO parked car insurance mandatory?
No, GEICO parked car insurance is not mandatory. However, it’s recommended if you want to protect your car from unexpected damages that can occur even when it’s not in use.
What is the process to file a claim for GEICO parked car insurance?
The process to file a claim for GEICO parked car insurance is the same as filing a claim for regular car insurance. You can file a claim online, over the phone or through a GEICO agent. You will need to provide details of the damages and other relevant information.
Conclusion
GEICO parked car insurance is an important add-on coverage to your regular car insurance policy. It provides protection for your car when it’s parked and susceptible to unexpected damages. This insurance coverage can be purchased online, over the phone or through a GEICO agent. Before purchasing, it’s important to understand the types of damages that are covered and the cost of the coverage. Protect your investment with GEICO parked car insurance today!
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