Florida Peninsula Insurance Company: A Comprehensive Guide

When it comes to homeowners insurance, Florida Peninsula Insurance Company is a popular choice in the state of Florida. In this guide, we will discuss everything you need to know about Florida Peninsula Insurance Company, including its history, coverage options, discounts, and more.

History of Florida Peninsula Insurance Company

Florida Peninsula Insurance Company was founded in 2005 by industry veterans with more than 100 years of combined experience in insurance. The company is headquartered in Boca Raton, Florida, and it offers a range of insurance products, including homeowners, flood, and umbrella insurance.

Since its inception, Florida Peninsula Insurance Company has grown rapidly and now offers coverage to more than 140,000 policyholders throughout the state of Florida. The company prides itself on its excellent customer service and its commitment to providing affordable and reliable insurance solutions.

Coverage Options

Florida Peninsula Insurance Company offers a range of coverage options to meet the needs of homeowners in Florida. These options include:

Coverage Type
Description
Dwelling
Covers the cost of repairing or rebuilding your home in the event of damage or destruction.
Personal Property
Covers the cost of replacing your personal belongings, such as furniture, clothing, and electronics, if they are damaged or destroyed.
Liability
Covers the cost of legal fees and damages if you are sued for causing bodily injury or property damage to someone else.
Medical Payments to Others
Covers the cost of medical bills if someone is injured on your property, regardless of who is at fault.
Loss of Use
Covers the cost of living expenses if you are unable to live in your home while it is being repaired or rebuilt.

In addition to these standard coverage options, Florida Peninsula Insurance Company also offers additional coverage options, such as flood insurance and umbrella insurance, to provide extra protection for homeowners.

Discounts

Florida Peninsula Insurance Company offers a range of discounts to help homeowners save money on their insurance premiums. These discounts include:

  • Multi-Policy Discount: Save up to 20% on your premium when you bundle your home and auto insurance policies with Florida Peninsula.
  • New Home Discount: Save up to 40% on your premium if your home is less than six years old.
  • Impact-Resistant Roof Discount: Save up to 40% on your premium if your home has an impact-resistant roof.
  • Security System Discount: Save up to 15% on your premium if you have a qualifying security system installed in your home.

Claims Process

If you need to file a claim with Florida Peninsula Insurance Company, the process is simple and straightforward. You can file your claim online, over the phone, or through your agent. Once your claim is filed, a claims adjuster will be assigned to your case to assess the damage and determine the amount of compensation you are entitled to.

Florida Peninsula Insurance Company is committed to providing prompt and efficient claims service to its policyholders. In fact, the company has earned an A+ rating from the Better Business Bureau and has received numerous awards for its outstanding customer service.

FAQ

What is the financial strength rating of Florida Peninsula Insurance Company?

Florida Peninsula Insurance Company has been assigned a rating of A- (Excellent) by A.M. Best, a leading rating agency in the insurance industry. This rating indicates that the company is financially stable and has the resources to pay out claims to its policyholders.

Does Florida Peninsula Insurance Company offer coverage outside of Florida?

No, Florida Peninsula Insurance Company only offers coverage to homeowners in the state of Florida.

What is the easiest way to get a quote from Florida Peninsula Insurance Company?

You can get a quote from Florida Peninsula Insurance Company by visiting the company’s website and filling out an online quote request form. You can also get a quote by calling the company’s toll-free number or contacting a local agent.

What should I do if I need to file a claim with Florida Peninsula Insurance Company?

If you need to file a claim with Florida Peninsula Insurance Company, you can do so online, over the phone, or through your agent. Once your claim is filed, a claims adjuster will be assigned to your case to assess the damage and determine the amount of compensation you are entitled to.

Is Florida Peninsula Insurance Company a good choice for homeowners insurance?

Yes, Florida Peninsula Insurance Company is a reputable and reliable choice for homeowners insurance in Florida. The company offers a range of coverage options and discounts, and it has a strong reputation for excellent customer service and claims handling.

Conclusion

Florida Peninsula Insurance Company is a well-established insurance company that provides comprehensive and affordable coverage options for homeowners in Florida. With its commitment to customer service and financial stability, Florida Peninsula Insurance Company is a reliable choice for homeowners who want to protect their homes and belongings. If you are in the market for homeowners insurance in Florida, consider getting a quote from Florida Peninsula Insurance Company.