First Acceptance Insurance

First Acceptance Insurance is a leading provider of non-standard car insurance in the United States. Founded in 1999, the company specializes in providing affordable insurance policies to drivers who might otherwise struggle to find coverage from traditional insurers.

What is Non-Standard Car Insurance?

Non-standard car insurance is designed for drivers who are considered high-risk by traditional insurers. This might include drivers who:

• Have a poor driving record
• Have a history of accidents or tickets
• Are new drivers with limited experience
• Have a low credit score

Non-standard insurance policies typically have higher premiums than standard policies, but they provide coverage to drivers who might otherwise struggle to find insurance at all.

Who Needs Non-Standard Car Insurance?

If you have a poor driving record or other factors that make you a high-risk driver, non-standard car insurance may be the best option for you. Some reasons you might need non-standard insurance include:

• You have a DUI or other serious driving violation on your record
• You have been involved in multiple accidents
• You are a new driver with limited experience
• You have a poor credit score

Non-standard insurance is also a good option for drivers who have difficulty obtaining insurance from traditional insurers due to their employment status or other factors.

What Does First Acceptance Insurance Offer?

First Acceptance Insurance provides a range of non-standard car insurance policies to drivers in 17 states across the United States. Policies offered by First Acceptance Insurance might include:

• Liability Coverage
• Collision Coverage
• Comprehensive Coverage
• Uninsured/Underinsured Motorist Coverage
• Personal Injury Protection
• Roadside Assistance

In addition to car insurance, First Acceptance Insurance also offers renters insurance and motorcycle insurance to customers in select states.

How Do I Get a Quote from First Acceptance Insurance?

If you are interested in obtaining a quote from First Acceptance Insurance, you can visit their website to get started. You will need to provide information about your driving record, the make and model of your car, and other relevant details to receive a quote.

Once you have received a quote, you can choose to purchase a policy directly from First Acceptance Insurance or through one of their licensed agents.

FAQ

What States Does First Acceptance Insurance Operate In?

First Acceptance Insurance provides insurance policies to drivers in the following states:

• Alabama
• Florida
• Georgia
• Illinois
• Indiana
• Mississippi
• Missouri
• Ohio
• Pennsylvania
• South Carolina
• Tennessee
• Texas
• Virginia

Does First Acceptance Insurance Offer Discounts?

Yes, First Acceptance Insurance offers a variety of discounts to customers. These might include:

• Safe driving discounts
• Multi-car discounts
• Good student discounts
• Pay in full discounts
• Paperless billing discounts

What Should I Do If I Need to File a Claim?

If you need to file a claim with First Acceptance Insurance, you can do so by calling their claims hotline or by visiting their website. You will need to provide information about the accident or incident, as well as any relevant details about your policy and coverage.

Can I Cancel My First Acceptance Insurance Policy?

Yes, you can cancel your First Acceptance Insurance policy at any time. However, you may be subject to fees or penalties if you cancel your policy before the end of the policy term.

Is First Acceptance Insurance a Good Choice for Non-Standard Coverage?

If you are a high-risk driver or have difficulty obtaining coverage from traditional insurers, First Acceptance Insurance may be a good choice for your insurance needs. However, it is important to compare quotes from multiple insurers to ensure that you are getting the best coverage at the best price.