Figo Pet Insurance Costco: The Ultimate Guide

Are you a pet owner who wants the best protection for your furry friend? Figo Pet Insurance may be the solution for you. And if you’re a Costco member, you can get even more benefits. In this article, we’ll explore everything you need to know about Figo Pet Insurance Costco, from the coverage options to the prices and customer reviews. Let’s get started!

What is Figo Pet Insurance?

Figo Pet Insurance is a company that specializes in providing comprehensive and customizable pet insurance plans. The company was founded in 2012 and is based in Chicago, Illinois. Figo offers three different levels of coverage for cats and dogs, as well as add-ons for extra protection.

The Three Figo Pet Insurance Plans:

1. Essential Plan: This is Figo’s most basic plan that covers accidents and illnesses, including emergency care, surgery, diagnostic testing, hospitalization, and prescription medication. It also covers alternative therapies like acupuncture and hydrotherapy.

2. Preferred Plan: The Preferred Plan includes all the coverage of the Essential Plan, plus some extras like hereditary and congenital conditions, behavioral therapy, and dental care. It also has higher annual limits and lower deductibles.

3. Ultimate Plan: The Ultimate Plan is Figo’s most comprehensive plan that covers everything in the Essential and Preferred Plans, as well as additional services like exam fees, cremation or burial, and vacation cancellation. It also has the highest annual limits and the lowest deductibles.

What are the Figo Pet Insurance Costco Benefits?

If you’re a Costco member, you can get some additional benefits when you sign up for Figo Pet Insurance. These benefits include:

1. Discount on Premiums: Costco members get a 5% discount on Figo Pet Insurance premiums.

2. Gift Card: New Figo customers who sign up through Costco receive a Costco Shop Card worth up to $50.

3. Access to Wellness Products: Figo partners with several wellness brands that offer discounts on vet visits, food, grooming, and other pet-related products and services.

What are the Figo Pet Insurance Costco Prices?

The cost of Figo Pet Insurance varies depending on several factors, including your pet’s age, breed, location, and health history. Here are some sample prices:

Plan
Monthly Premium
Essential
$32.67 (1-year-old mixed breed dog)
Preferred
$55.27 (1-year-old purebred dog)
Ultimate
$89.00 (1-year-old Great Dane)

What Do Customers Say About Figo Pet Insurance?

Figo Pet Insurance has mostly positive reviews from customers, with an average rating of 4.5 stars out of 5 on Trustpilot. Some of the common themes in the reviews are:

1. Easy to Use: Customers appreciate how straightforward the Figo website is and how quick and simple it is to file a claim.

2. Comprehensive Coverage: Many customers have praised the extensive coverage options and the fact that Figo covers both accidents and illnesses.

3. Excellent Customer Service: Several customers have mentioned how helpful and responsive the Figo customer service team is.

Frequently Asked Questions about Figo Pet Insurance Costco

1. How do I sign up for Figo Pet Insurance through Costco?

You can sign up for Figo Pet Insurance through the Costco website or by calling the Figo customer service team. Make sure to have your Costco membership number handy to receive the discount and gift card.

2. What is the waiting period for Figo Pet Insurance?

The waiting period for Figo Pet Insurance is 14 days for illnesses and 3 days for accidents. This means that you won’t be able to file a claim for any medical issues that arise during this time.

3. Can I choose my own vet with Figo Pet Insurance?

Yes, Figo Pet Insurance allows you to choose any licensed veterinarian in the U.S. or Canada. You don’t need to stick to a network or provider list.

4. Does Figo Pet Insurance cover pre-existing conditions?

No, Figo Pet Insurance does not cover pre-existing conditions. This includes any medical issues that your pet had before you signed up for the policy, as well as any conditions that develop during the waiting period.

5. How do I file a claim with Figo Pet Insurance?

You can file a claim with Figo Pet Insurance online, through the mobile app, or by fax or mail. You’ll need to provide some basic information about your pet and the treatment, as well as any relevant medical records or receipts.

Final Thoughts: Is Figo Pet Insurance Costco Worth It?

If you’re a pet owner who wants peace of mind and financial protection for your furry friend, Figo Pet Insurance Costco may be a good choice for you. With customizable plans, comprehensive coverage, and extra benefits for Costco members, Figo can offer the protection and support that you need. Just make sure to read the fine print and compare prices and coverage options to find the best plan for your pet’s needs.