Figo Pet Insurance: The Comprehensive Guide

Pet owners love their furry little friends, but often do not give much thought to their health and well-being. Pet insurance is a great way to make sure your pets are taken care of, without the added expense and stress of unexpected vet bills. Figo Pet Insurance is a great option for pet owners looking for comprehensive coverage for their furry friends. In this guide, we will explore what Figo Pet Insurance is, how it works, what it covers, and much more. Whether you are a seasoned pet owner or a first-timer, this guide has everything you need to know about Figo Pet Insurance.

What is Figo Pet Insurance?

Figo Pet Insurance is a comprehensive pet insurance provider that offers coverage for dogs and cats. Founded in 2012, Figo is a relatively new player in the pet insurance industry but has quickly gained popularity among pet owners. Figo offers customizable plans that allow pet owners to choose the coverage that best suits their needs and budget. With easy-to-understand policies, 24/7 customer support, and a user-friendly app, Figo is a great option for pet owners looking for quality pet insurance.

How does Figo Pet Insurance work?

Figo Pet Insurance works like most other pet insurance companies. Pet owners are required to pay a monthly premium for their coverage. In exchange, Figo will cover the cost of eligible veterinary expenses, up to the policy limit. When a pet owner takes their pet to the vet, they are required to pay the cost of treatment upfront. They can then submit a claim to Figo for reimbursement. Figo offers a fast and easy online claim process, with most claims being processed and reimbursed within a few days.

What does Figo Pet Insurance Cover?

Figo Pet Insurance offers comprehensive coverage for both dogs and cats. Their coverage includes:

Coverage
Details
Illnesses
Covers illnesses, including cancer, infections, and chronic conditions
Accidents
Covers injuries resulting from accidents, including broken bones, cuts, and burns
Emergency Care
Covers emergency care, including hospitalization and surgery
Hereditary and Congenital Conditions
Covers conditions that are inherited or present at birth
Prescription Medications
Covers prescription medications prescribed by a veterinarian

Unlike some other pet insurance companies, Figo does not have a specific list of exclusions. Instead, they have a list of things that are not covered. These include pre-existing conditions, elective procedures, and cosmetic procedures.

How much does Figo Pet Insurance cost?

The cost of Figo Pet Insurance varies depending on a variety of factors, including the age, breed, and health of the pet, as well as the coverage selected. However, on average, pet owners can expect to pay between $30 and $70 per month for coverage. Figo offers customizable plans that allow pet owners to choose the coverage that best suits their needs and budget.

What are the benefits of Figo Pet Insurance?

There are many benefits to choosing Figo Pet Insurance. These include:

  • Comprehensive coverage for both dogs and cats
  • Customizable plans
  • No maximum age limit for coverage
  • No list of excluded breeds
  • No specific list of exclusions
  • 24/7 customer support
  • User-friendly app
  • Fast and easy online claim process

Frequently Asked Questions

Is Figo Pet Insurance worth it?

Yes, Figo Pet Insurance is worth it. Pet owners can never predict when their pet will get sick or injured, and veterinary costs can add up quickly. Pet insurance, like Figo, can help offset the cost of unexpected veterinary bills, making it easier for pet owners to provide the best care for their furry friends.

Is Figo Pet Insurance expensive?

The cost of Figo Pet Insurance varies depending on a variety of factors, including the age, breed, and health of the pet, as well as the coverage selected. However, on average, pet owners can expect to pay between $30 and $70 per month for coverage. While this may seem expensive, the cost of veterinary care can be much higher. Pet insurance, like Figo, can help pet owners save money in the long run.

Is there a waiting period for coverage?

Yes, there is a waiting period for coverage with Figo Pet Insurance. This is standard with most pet insurance companies. For Figo, the waiting period is 14 days for illnesses and accidents, and 6 months for orthopedic conditions.

Is there a maximum age limit for coverage?

No, there is no maximum age limit for coverage with Figo Pet Insurance. This means that older pets can still receive coverage, as long as they are in good health when the policy is purchased.

What is the claims process like?

The claims process with Figo Pet Insurance is fast and easy. Pet owners can submit a claim online through the Figo app or website. Most claims are processed and reimbursed within a few days. Figo also offers 24/7 customer support for any questions or concerns pet owners may have.

What is not covered by Figo Pet Insurance?

Figo Pet Insurance does not cover pre-existing conditions, elective procedures, cosmetic procedures, or anything that is not explicitly listed in the policy as covered. However, unlike some other pet insurance providers, Figo does not have a specific list of exclusions.

Conclusion

Figo Pet Insurance is a great option for pet owners looking for comprehensive coverage for their furry friends. With customizable plans, no maximum age limit for coverage, and a fast and easy online claim process, Figo has everything pet owners need to give their pets the best care possible. Whether you are a seasoned pet owner or a first-timer, Figo Pet Insurance is worth considering.