Fidelity National Title Insurance Co.

Fidelity National Title Insurance Co. is one of the largest providers of title insurance and other real estate-related services in the United States. With over 160 years of experience, Fidelity National Title Insurance Co. is known for its expertise in title insurance, escrow and closing services, and other real estate-related services.

History of Fidelity National Title Insurance Co.

Fidelity National Title Insurance Co. was founded in 1848 in San Francisco, California, as a title insurance company under the name Pacific Coast Title Insurance Company. In 1863, the company changed its name to California Title Insurance and Trust Company, and in 1910, it became known as Fidelity Title Insurance Company. In 1946, the company was acquired by William J. Foley, Sr., and in 1984, it became part of Fidelity National Financial, Inc.

Today, Fidelity National Title Insurance Co. is a subsidiary of Fidelity National Financial, Inc., and is headquartered in Jacksonville, Florida.

Services of Fidelity National Title Insurance Co.

Fidelity National Title Insurance Co. offers a wide range of real estate-related services, including:

• Title insurance
• Escrow and closing services
• Home warranty services
• Property and casualty insurance
• Default services
• Real estate information services

Title insurance

One of the main services offered by Fidelity National Title Insurance Co. is title insurance. Title insurance protects homebuyers and mortgage lenders from financial loss due to defects in the title to a property. Fidelity National Title Insurance Co. offers a variety of title insurance products to meet the needs of homebuyers, lenders, and other real estate professionals.

Escrow and closing services

Fidelity National Title Insurance Co. provides escrow and closing services for real estate transactions. These services include holding and disbursing funds, preparing closing documents, and ensuring that all parties involved in the transaction comply with the terms of the sale or purchase agreement.

Home warranty services

Fidelity National Title Insurance Co. also offers home warranty services, which provide protection for homebuyers against unexpected repairs and replacements for major home systems and appliances in the first year of ownership.

Property and casualty insurance

Fidelity National Title Insurance Co. provides property and casualty insurance in addition to title insurance. This insurance protects homeowners from losses due to damage to their property or personal liability claims.

Default services

Fidelity National Title Insurance Co. offers default services, which include foreclosure and bankruptcy services, default title services, and REO asset management.

Real estate information services

Fidelity National Title Insurance Co. also provides a variety of real estate information services, including property profiles, flood zone determinations, and tax and assessment reports.

FAQs about Fidelity National Title Insurance Co.

What is title insurance?

Title insurance is a type of insurance that protects homeowners and mortgage lenders from financial loss due to defects in the title to a property. These defects can include errors or omissions in the title search, undisclosed liens or easements on the property, or other issues that affect the ownership or use of the property.

Do I need title insurance?

Most lenders require title insurance as a condition of the mortgage loan. Homebuyers may also choose to purchase title insurance to protect their investment in the property. Without title insurance, homebuyers and lenders could be at risk of financial loss due to defects in the title to the property.

How much does title insurance cost?

The cost of title insurance varies depending on the location of the property, the purchase price, and other factors. Generally, the cost of title insurance is a one-time premium paid at closing. Homebuyers can ask their real estate agent or lender for a quote on title insurance.

What is escrow?

Escrow is a process in which a neutral third party holds funds and other documents related to a real estate transaction until all the conditions of the sale or purchase agreement have been met. The escrow holder ensures that all parties involved in the transaction comply with the terms of the agreement and that the funds are disbursed according to the terms of the agreement.

What is a home warranty?

A home warranty is a service contract that provides protection for homebuyers against unexpected repairs and replacements for major home systems and appliances in the first year of ownership. Home warranties can help homebuyers avoid expensive repairs and replacements.

Overall, Fidelity National Title Insurance Co. is a trusted and experienced provider of title insurance and other real estate-related services. Whether you’re a homebuyer, lender, or other real estate professional, Fidelity National Title Insurance Co. can help you navigate the complexities of real estate transactions and protect your investment in the property.