Federated National Insurance – Understanding the Basics

Federated National Insurance is a Florida-based insurance company that offers a range of insurance products to customers across the US. The company was founded in 1991 and has since grown to become one of the leading insurance providers in the country. In this article, we will take a closer look at Federated National Insurance, its products, and its services.

History of Federated National Insurance

Founded in 1991, Federated National Insurance has come a long way in the insurance industry. The company started as a small, local insurance provider in Florida, but it quickly expanded its services to other states in the US. Today, the company has over 300 employees and provides insurance products to customers across the country. Federated National Insurance’s success has been attributed to its focus on customer service and its commitment to providing quality insurance products.

Over the years, Federated National Insurance has received several awards and recognitions for its outstanding performance. In 2019, the company was named one of the Best Companies to Work for in Florida, and it has also been recognized for its commitment to environmental sustainability.

Types of Insurance Offered by Federated National Insurance

Federated National Insurance offers a range of insurance products to customers across the US. These products include:

Homeowners Insurance

Federated National Insurance’s homeowners insurance is designed to protect homeowners from financial loss due to damage to their property. The policy covers a range of risks, including fire, theft, and natural disasters. The coverage also includes personal liability protection in case someone is injured on the homeowner’s property.

The policy also includes dwelling coverage, which covers the cost of repairs or replacement in case of damage to the home’s structure. Personal property coverage is also included, which covers the homeowner’s personal belongings, such as furniture, electronics, and clothing.

Federal National Insurance’s homeowners insurance also includes additional living expense coverage, which covers the cost of temporary housing and other expenses if the homeowner is forced to live elsewhere due to damage to their home.

Condo Insurance

Federated National Insurance’s condo insurance is specifically designed for condo owners. The policy covers damage to the owner’s unit as well as personal property and liability protection. The coverage includes dwelling coverage, personal property coverage, and personal liability coverage.

Dwelling coverage protects the unit’s interior structure, including the walls, floors, and ceilings. Personal property coverage covers the owner’s personal belongings, such as furniture, electronics, and clothing. Personal liability coverage protects the owner if someone is injured while visiting the unit.

Flood Insurance

Federal National Insurance’s flood insurance protects homeowners from flood damage to their property. The policy covers damage to the home’s structure as well as personal property. The coverage includes building coverage, which covers the cost of repairs or replacement in case of damage to the home’s structure. Personal property coverage is also included, which covers the homeowner’s personal belongings, such as furniture, electronics, and clothing.

Commercial Insurance

Federated National Insurance’s commercial insurance is designed to protect business owners from financial loss due to property damage, business interruption, liability, and more. The policy covers a range of risks, including fire, theft, and natural disasters. The coverage also includes liability protection in case someone is injured on the business’s property.

The policy also includes property coverage, which covers the cost of repairs or replacement in case of damage to the business’s property. Business interruption coverage is also included, which covers lost income and other expenses if the business is forced to close due to damage.

FAQs

Q: How do I file a claim with Federated National Insurance?

A: You can file a claim with Federated National Insurance by calling their 24/7 claims hotline at 800-420-7075 or by visiting their website and filling out a claim online.

Q: What should I do if I need to make changes to my policy?

A: If you need to make changes to your policy, you can contact Federated National Insurance’s customer service department at 800-293-2532 or log in to their website and make the changes online.

Q: Does Federated National Insurance offer discounts?

A: Yes, Federated National Insurance offers a range of discounts to its customers, including discounts for bundling multiple policies, having a home security system, and maintaining a good credit score.

Q: How can I get a quote from Federated National Insurance?

A: You can get a quote from Federated National Insurance by visiting their website and filling out their online quote form or by calling their customer service department at 800-293-2532.

Q: How can I contact Federated National Insurance?

A: You can contact Federated National Insurance’s customer service department by calling 800-293-2532 or by visiting their website and using their online contact form.

Conclusion

Federated National Insurance is a respected and reliable insurance provider that offers a range of insurance products to customers across the US. Their commitment to customer service and quality insurance products has helped them to become one of the leading insurance providers in the country. If you are in the market for insurance, Federated National Insurance is definitely worth considering.