Everything You Need to Know About EyeMed Insurance

EyeMed insurance is a vision insurance company that provides coverage for eye exams, glasses, contact lenses, and other eye-related services. Whether you are considering purchasing vision insurance or are already an EyeMed policyholder, this article will provide you with all the information you need to know about EyeMed insurance.

What Is EyeMed Insurance?

EyeMed insurance is a vision insurance provider that offers coverage for eye exams, frames, lenses, and contact lenses. The company offers a variety of insurance plans, including individual and family plans, employer-sponsored plans, and Medicare Advantage plans.

EyeMed insurance is accepted at a large number of eye care providers, including independent eye doctors, optometrists, ophthalmologists, and national retail chains.

How Does EyeMed Insurance Work?

EyeMed insurance works by providing coverage for various eye care services, including eye exams, glasses, and contact lenses. Policyholders pay a monthly premium for their insurance and receive coverage for eligible services.

When you visit an eye care provider that accepts EyeMed insurance, you will present your insurance card and pay any applicable copayments. The provider will bill EyeMed insurance for the remaining balance.

What Does EyeMed Insurance Cover?

EyeMed insurance covers a variety of eye care services, including:

Service
Coverage Details
Eye Exams
One exam per year is covered in full
Glasses and Frames
One pair of glasses or frames every 12 months
Contact Lenses
One set of contact lenses or one fitting per year
Prescription Sunglasses
One pair every 12 months with an additional copayment

Note that coverage details may vary depending on your specific EyeMed insurance plan.

How Much Does EyeMed Insurance Cost?

The cost of EyeMed insurance varies depending on your specific plan, but typically ranges from $5 to $15 per month for individual plans and $15 to $40 per month for family plans.

Additionally, you may be required to pay copayments or deductibles for certain services.

How to Enroll in EyeMed Insurance

If you are interested in enrolling in EyeMed insurance, there are several ways to do so:

1. Enroll Through Your Employer

Many employers offer EyeMed insurance as part of their benefits package. Check with your employer’s HR department to see if this is an option for you.

2. Enroll Online

You can also enroll in EyeMed insurance online by visiting their website and selecting the plan that best fits your needs.

3. Enroll Over the Phone

If you prefer to enroll over the phone, you can call EyeMed customer service at (866) 939-3633.

Frequently Asked Questions (FAQ)

Is EyeMed Insurance Accepted Everywhere?

EyeMed insurance is accepted at a wide variety of eye care providers, including independent eye doctors, optometrists, ophthalmologists, and national retail chains. However, it is always a good idea to check with your provider before your appointment to ensure that they accept EyeMed insurance.

How Often Can I Get a New Pair of Glasses?

EyeMed insurance typically covers one pair of glasses or frames every 12 months. If your prescription changes before this time period is up, you may be able to get a new pair of glasses or frames with an additional copayment.

Can I Use EyeMed Insurance for LASIK Surgery?

EyeMed insurance does not typically cover LASIK surgery. However, some plans may offer discounts on LASIK surgery through participating providers. Check with your EyeMed insurance provider to see if this is an option for you.

What Is the Difference Between EyeMed Insurance and Medical Insurance?

EyeMed insurance specifically covers eye care services, while medical insurance typically covers a broader range of health care services. If you have medical insurance, it may cover some eye care services, but you should check with your provider to see what is covered.

Can I Cancel My EyeMed Insurance?

Yes, you can cancel your EyeMed insurance at any time. However, you may be subject to fees or penalties depending on your specific plan, so it is always a good idea to check before canceling.

Conclusion

EyeMed insurance is a valuable resource for anyone who needs regular eye care services. With a variety of plans available and coverage for a range of services, EyeMed insurance can help you get the care you need while keeping costs manageable.