Everything You Need to Know About Expedia Insurance

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Expedia is one of the leading online travel agencies that helps travelers book flights, hotels, car rentals, vacation packages, and more. They also offer travel insurance to protect your trip in case of unexpected events. This article will cover everything you need to know about Expedia insurance, including what it covers, how to buy it, and frequently asked questions.

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What Does Expedia Insurance Cover?

Expedia offers two types of travel insurance: standard and deluxe. The standard plan includes coverage for trip cancellation and trip interruption, emergency medical expenses, baggage loss, and more. The deluxe plan offers additional coverage for pre-existing medical conditions, trip delay or missed connections, and higher limits for baggage loss and medical expenses.

Here’s a breakdown of what’s covered under the standard plan:

Coverage
Limit per person
Trip cancellation
Up to 100% of trip cost
Trip interruption
Up to 150% of trip cost
Emergency medical expenses
Up to $50,000
Emergency medical evacuation
Up to $500,000
Baggage loss
Up to $1,000
Baggage delay
Up to $300
Travel delay
Up to $500
24/7 assistance
Yes

And here’s what’s covered under the deluxe plan:

Coverage
Limit per person
Trip cancellation
Up to 100% of trip cost
Trip interruption
Up to 150% of trip cost
Emergency medical expenses
Up to $100,000
Emergency medical evacuation
Up to $1,000,000
Baggage loss
Up to $2,500
Baggage delay
Up to $600
Travel delay
Up to $800
Pre-existing medical conditions
Covered as long as policy is purchased within a certain time frame
Missed connection
Up to $1,500
24/7 assistance
Yes

How to Buy Expedia Insurance

Buying Expedia insurance is easy. When you’re booking your trip on Expedia, you’ll have the option to add travel protection to your itinerary before you check out. Simply select the plan that fits your needs and add it to your cart. You’ll be asked to enter your personal and payment information, and then you’ll receive an email confirmation with your policy details.

You can also purchase Expedia insurance after you’ve booked your trip by going to the My Trips section of your Expedia account and selecting “Add travel protection.” You’ll need to enter your trip details and select the coverage you want. Once you’ve purchased your policy, you’ll receive an email confirmation with your policy details.

FAQ

Is Expedia insurance worth it?

Whether or not Expedia insurance is worth it depends on your individual needs and the cost of your trip. If you’re booking a costly vacation or traveling abroad, travel insurance can give you peace of mind and protect your investment. Additionally, if you have pre-existing medical conditions or are concerned about trip delays or cancellations, it may be worth purchasing travel insurance. We recommend comparing the cost of Expedia insurance to other travel insurance providers to ensure you’re getting the best coverage for your money.

What happens if I need to use my Expedia insurance?

If you need to use your Expedia insurance, you’ll need to file a claim. You can do this by going to the My Trips section of your Expedia account and selecting “File a claim.” You’ll need to provide documentation of your expenses, such as receipts, medical bills, or police reports, depending on the reason for your claim. Once your claim is approved, you’ll receive reimbursement for your covered expenses.

Can I cancel my Expedia insurance?

Yes, you can cancel your Expedia insurance within a certain time frame for a full refund. The exact cancellation policy depends on the plan you’ve purchased, so we recommend reviewing your policy details carefully. To cancel your insurance, go to the My Trips section of your Expedia account and select “Cancel coverage.”

Does Expedia insurance cover COVID-19?

Yes, as of May 2021, Expedia insurance plans include coverage for COVID-19-related issues, such as trip cancellation or interruption due to illness, quarantine, or border closures. Some exclusions apply, so we recommend reviewing your policy details carefully to understand what is and isn’t covered.

Can I change my Expedia insurance coverage?

Yes, you can change your Expedia insurance coverage within a certain time frame. To make changes to your coverage, go to the My Trips section of your Expedia account and select “Modify coverage.” You can add or remove coverage options, change your coverage dates, or upgrade your plan.

Conclusion

Expedia insurance can provide valuable protection for your trip and give you peace of mind while you’re traveling. With two plans to choose from and coverage for a range of unexpected events, Expedia insurance is worth considering when planning your next vacation. Be sure to review the policy details carefully to understand what’s covered and file a claim promptly if you need to use your coverage.

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