Etiqa Insurance is a leading insurance provider in Asia with a wide range of products and services. Established in 2005, Etiqa has quickly gained popularity for its simple and straightforward approach to insurance. In this article, we will take an in-depth look at Etiqa Insurance, its products, features, and more.
About Etiqa Insurance
Etiqa Insurance is a subsidiary of Maybank Group, one of the largest banks in Southeast Asia. The insurance provider offers a wide range of products and services that cater to various needs of its customers. The company’s main focus is on providing affordable and accessible insurance products that are simple to understand and purchase.
Etiqa Insurance has earned several accolades of excellence over the years. In 2019, the company was named the Best Digital Insurance Company in Asia by the Digital Insurance Awards.
What Are the Products Offered by Etiqa Insurance?
Etiqa Insurance offers a wide range of insurance products and services in various categories, including:
Insurance Category |
Products Offered |
|---|---|
Motor Insurance |
|
Travel Insurance |
|
Personal Accident Insurance |
|
Home Insurance |
|
Life Insurance |
|
Motor Insurance
Etiqa Insurance offers a range of motor insurance products that cater to various needs of its customers.
Private Car Insurance
Etiqa’s Private Car Insurance provides coverage for accidental loss or damage to the insured vehicle, as well as third-party liability for bodily injury and property damage. The policy also covers personal accident benefits and medical expenses for the driver and passengers.
The policy provides various add-on benefits, including windscreen coverage, flood coverage, and no-claim discount protection.
Commercial Vehicle Insurance
Etiqa’s Commercial Vehicle Insurance provides coverage for accidental loss or damage to the insured vehicle, as well as third-party liability for bodily injury and property damage. The policy also covers personal accident benefits and medical expenses for the driver and passengers.
The policy provides various add-on benefits, including windscreen coverage, flood coverage, and third-party liability coverage extension.
Travel Insurance
Etiqa Insurance offers a range of travel insurance products that cater to various needs of its customers.
Single Trip Insurance
Etiqa’s Single Trip Insurance provides coverage for accidental loss or damage to the insured’s baggage and personal effects, as well as trip cancellation and postponement coverage. The policy also covers medical expenses and personal accident benefits.
The policy provides various add-on benefits, including adventure sports coverage and rental vehicle excess coverage.
Annual Multi-Trip Insurance
Etiqa’s Annual Multi-Trip Insurance provides coverage for unlimited trips throughout the policy period, up to a certain maximum duration per trip. The policy provides coverage for accidental loss or damage to the insured’s baggage and personal effects, as well as trip cancellation and postponement coverage. The policy also covers medical expenses and personal accident benefits.
The policy provides various add-on benefits, including adventure sports coverage and rental vehicle excess coverage.
Personal Accident Insurance
Etiqa Insurance offers a range of personal accident insurance products that cater to various needs of its customers.
Individual Personal Accident Insurance
Etiqa’s Individual Personal Accident Insurance provides coverage for accidental death or disability, as well as medical expenses and hospitalization benefits. The policy also covers ambulance fees and funeral expenses.
The policy provides various add-on benefits, including daily hospital income benefit and education grant benefit.
Family Personal Accident Insurance
Etiqa’s Family Personal Accident Insurance provides coverage for accidental death or disability of the insured and their family members, as well as medical expenses and hospitalization benefits. The policy also covers ambulance fees and funeral expenses.
The policy provides various add-on benefits, including daily hospital income benefit and education grant benefit.
Home Insurance
Etiqa Insurance offers a range of home insurance products that cater to various needs of its customers.
Home Contents Insurance
Etiqa’s Home Contents Insurance provides coverage for accidental loss or damage to the insured’s home contents, including furniture, appliances, and personal belongings. The policy also covers third-party liability for bodily injury and property damage.
The policy provides various add-on benefits, including personal accident coverage and pet coverage.
Home Buildings Insurance
Etiqa’s Home Buildings Insurance provides coverage for accidental loss or damage to the insured’s home building, including permanent fixtures and fittings. The policy also covers third-party liability for bodily injury and property damage.
The policy provides various add-on benefits, including home contents coverage and alternative accommodation coverage.
Life Insurance
Etiqa Insurance offers a range of life insurance products that cater to various needs of its customers.
Term Life Insurance
Etiqa’s Term Life Insurance provides coverage for the insured’s death. The policy also covers total and permanent disability and critical illness. The policy offers flexible coverage terms and premium payment terms.
The policy provides various add-on benefits, including accidental death coverage and waiver of premium benefit.
Whole Life Insurance
Etiqa’s Whole Life Insurance provides coverage for the insured’s death, as well as guaranteed cash values and bonuses. The policy also covers total and permanent disability and critical illness. The policy offers flexible premium payment terms.
The policy provides various add-on benefits, including accidental death coverage and waiver of premium benefit.
Investment-Linked Insurance
Etiqa’s Investment-Linked Insurance provides coverage for the insured’s death, as well as investment opportunities. The policy also covers total and permanent disability and critical illness. The policy offers flexible investment options and premium payment terms.
The policy provides various add-on benefits, including accidental death coverage and waiver of premium benefit.
Endowment Insurance
Etiqa’s Endowment Insurance provides coverage for the insured’s death, as well as guaranteed cash values and bonuses. The policy also offers savings and investment opportunities. The policy offers flexible premium payment terms.
The policy provides various add-on benefits, including accidental death coverage and waiver of premium benefit.
Critical Illness Insurance
Etiqa’s Critical Illness Insurance provides coverage for the insured’s critical illness, such as cancer, heart attack, and stroke. The policy also covers total and permanent disability and death. The policy offers flexible coverage terms and premium payment terms.
The policy provides various add-on benefits, including early critical illness coverage and waiver of premium benefit.
What Are the Features of Etiqa Insurance Products?
Etiqa Insurance products offer various benefits and features that cater to the different needs of its customers.
Affordable Premiums
Etiqa Insurance products are designed to be affordable and accessible to everyone. The company’s products offer competitive premiums that are easy to understand and purchase.
Simple and Straightforward Policies
Etiqa Insurance policies are designed to be simple and straightforward, with no complicated jargon or hidden fees. The company’s policies are easy to understand and purchase, with clear terms and conditions.
Online Purchase and Claims
Etiqa Insurance products can be purchased and claimed online through the company’s website or mobile app. The online platform offers a convenient and hassle-free way to manage insurance products.
24/7 Customer Support
Etiqa Insurance provides 24/7 customer support through various channels, including phone, email, and live chat. The company’s customer support team is highly trained and dedicated to providing excellent service to its customers.
Frequently Asked Questions (FAQ)
How can I purchase Etiqa Insurance products?
Etiqa Insurance products can be purchased online through the company’s website or mobile app, or through its authorized agents and partners.
What documents do I need to submit to purchase Etiqa Insurance products?
The documents required may vary depending on the type of insurance product and the customer’s personal information. Generally, customers may need to provide their identification documents, vehicle registration documents, and payment information.
How can I make a claim on my Etiqa Insurance policy?
Etiqa Insurance claims can be submitted online through the company’s website or mobile app, or through its authorized agents and partners. Customers may need to provide photos, receipts, or other relevant documents to support their claims.
What is the process for renewing an Etiqa Insurance policy?
Etiqa Insurance policies can be renewed online through the company’s website or mobile app, or through its authorized agents and partners. Customers may need to provide their policy details and payment information.
How do I contact Etiqa Insurance customer support?
Etiqa Insurance customer support can be contacted through various channels, including phone, email, and live chat. Customers can find the contact details on the company’s website or mobile app.
Conclusion
Etiqa Insurance offers a wide range of insurance products and services that cater to various needs of its customers. The company’s affordable premiums, simple and straightforward policies, and online platform make it a popular choice among consumers in Asia. If you are looking for an insurance provider that offers quality products and excellent customer service, consider Etiqa Insurance.