Encompass Insurance Company: Know More About The Leading Property And Casualty Insurer

Encompass Insurance Company is one of the leading property and casualty insurers in the United States. The company is known for its exceptional customer service, innovative insurance products, and financial strength. Encompass Insurance Company provides insurance coverage for homes, automobiles, and recreational vehicles (RVs) through a network of independent agents.

History of Encompass Insurance Company

Encompass Insurance Company was founded in 1897 as the Motor Owners Mutual Insurance Company (MOM). The company primarily provided automobile insurance coverage for its policyholders. In 2000, Encompass Insurance Company was formed through the consolidation of several regional insurance companies, including Motor Owners Mutual Insurance Company, Preferred Risk Mutual Insurance Company, and First Floridian Insurance Company. The company is now owned by Allstate Corporation.

Today, Encompass Insurance Company is licensed to operate in 43 states across the United States. The company has more than 2,400 employees and a network of over 2,600 independent agents who serve its customers.

Insurance Products Offered by Encompass Insurance Company

Encompass Insurance Company offers a range of insurance products to its customers, including:

Insurance Products
Description
Home Insurance
Encompass Insurance Company provides comprehensive home insurance coverage to protect homes and personal property against damage or loss caused by unexpected events like fire, theft, or natural disasters.
Auto Insurance
The company offers comprehensive auto insurance coverage, including liability, collision, and comprehensive coverage, as well as personal injury protection and uninsured or underinsured motorist coverage.
Recreational Vehicle (RV) Insurance
Encompass Insurance Company provides specialized insurance coverage for recreational vehicles, including motor homes, travel trailers, and campers.

Why Choose Encompass Insurance Company?

Choosing the right insurance company is crucial to protect your assets and ensure financial security. Here are some of the reasons why Encompass Insurance Company is a preferred insurance provider:

Exceptional Customer Service

Encompass Insurance Company is known for its exceptional customer service, which includes 24/7 claims service, personalized attention, and support from local independent agents.

Innovative Insurance Products

Encompass Insurance Company offers innovative insurance solutions to meet the evolving needs of its customers. The company has developed Flex Home, a customizable home insurance coverage that allows customers to personalize their coverage and save on premiums.

Financial Strength

Encompass Insurance Company is financially strong and secure. The company has an A+ rating from A.M. Best, a leading insurance rating agency, and has a solid track record of paying claims.

Frequently Asked Questions (FAQ)

How can I get a quote from Encompass Insurance Company?

You can get a quote from Encompass Insurance Company by contacting a local independent agent. You can find a list of agents on the company’s website.

What does Encompass Insurance Company’s home insurance cover?

Encompass Insurance Company’s home insurance covers damage or loss caused by unexpected events like fire, theft, or natural disasters. The coverage includes dwelling coverage, personal property coverage, liability coverage, and additional living expenses coverage.

What discounts does Encompass Insurance Company offer?

Encompass Insurance Company offers various discounts to its customers, including multi-policy discounts, protective device discounts, and new home discounts.

What is Flex Home?

Flex Home is Encompass Insurance Company’s innovative home insurance coverage that allows customers to personalize their coverage and save on premiums. The policyholders can choose from a range of coverage options and deductibles to create a customized policy that meets their unique needs.

What is the claims process at Encompass Insurance Company?

Encompass Insurance Company provides 24/7 claims service to its customers. You can report a claim by calling the company’s claims center or your local independent agent. Once your claim is reported, a claims adjuster will be assigned to handle your claim and guide you through the process.

Conclusion

Encompass Insurance Company is a leading property and casualty insurer that offers exceptional customer service, innovative insurance products, and financial strength. The company provides insurance coverage for homes, automobiles, and recreational vehicles through its network of independent agents. Encompass Insurance Company is a preferred insurance provider for those who want to protect their assets and ensure financial security.