Empire Health Insurance: Everything You Need to Know

When it comes to health insurance, there are numerous options available in the market. Among them, Empire Health Insurance is a popular choice for many individuals and families in the United States. In this article, we will explore everything you need to know about Empire Health Insurance, including its history, coverage options, benefits, and more.

What is Empire Health Insurance?

Empire Health Insurance is a health insurance provider that primarily operates in the states of New York and New Jersey. The company was founded in 1934 and has since then been providing comprehensive health coverage to its policyholders. Empire Health Insurance is a subsidiary of Anthem Inc., which is one of the largest health insurance companies in the United States.

Empire Health Insurance offers a wide range of health plans, including Individual and Family plans, Medicare Advantage plans, and Medicaid plans. The company has a vast network of healthcare providers, which allows policyholders to access quality healthcare services at affordable rates.

History of Empire Health Insurance

Empire Health Insurance was founded in 1934 by Leslie J. Slavin, who was the company’s first president. The company was initially known as Empire Blue Cross, and its primary aim was to provide healthcare coverage to workers in the state of New York. Over the years, the company expanded its operations to New Jersey and other parts of the United States.

In 2002, Empire Health Insurance became a subsidiary of WellPoint Inc., which later changed its name to Anthem Inc. Today, the company operates as Empire BlueCross BlueShield and is one of the largest health insurance providers in the Northeast region of the United States.

Empire Health Insurance Coverage Options

Empire Health Insurance offers a wide range of health plans to cater to the diverse needs of its policyholders. Here are some of the coverage options available with Empire Health Insurance:

Individual and Family Plans

Empire Health Insurance offers various Individual and Family plans that provide comprehensive coverage for medical, dental, and vision expenses. Policyholders can choose from a range of deductibles, coinsurance, and copay options to customize their health plans as per their needs and budget.

The Individual and Family plans offered by Empire Health Insurance come with various benefits, such as access to wellness programs, preventive care services, and emergency care coverage.

Medicare Advantage Plans

Empire Health Insurance offers several Medicare Advantage plans that provide coverage for medical and prescription drug expenses. These plans are designed for senior citizens who are eligible for Medicare and provide additional benefits such as dental, vision, and hearing coverage.

Medicare Advantage plans offered by Empire Health Insurance also come with access to wellness programs, preventive care services, and emergency care coverage.

Medicaid Plans

Empire Health Insurance offers Medicaid plans that provide coverage for medical expenses for individuals and families with low income. These plans provide comprehensive coverage for doctor visits, hospital stays, prescription drugs, and more.

Medicaid plans offered by Empire Health Insurance also come with access to wellness programs, preventive care services, and emergency care coverage.

Benefits of Empire Health Insurance

Empire Health Insurance offers several benefits to its policyholders, including:

Wide Network of Healthcare Providers

Empire Health Insurance has a vast network of healthcare providers, which allows policyholders to access quality healthcare services at affordable rates. The company has tie-ups with several hospitals, clinics, and healthcare facilities across New York and New Jersey.

Access to Wellness Programs

Empire Health Insurance provides access to several wellness programs that help policyholders stay healthy and fit. These programs include gym memberships, nutrition counseling, and weight loss programs.

Preventive Care Services

Empire Health Insurance provides coverage for preventive care services such as annual check-ups, cancer screenings, and vaccinations. These services help policyholders stay healthy and prevent the onset of diseases.

FAQs

In conclusion, Empire Health Insurance is a reliable health insurance provider that offers a wide range of coverage options and benefits to its policyholders. Whether you are an individual, a family, or a senior citizen, Empire Health Insurance has a plan that meets your healthcare needs and budget. So, if you are looking for quality healthcare coverage, consider Empire Health Insurance for your health insurance needs.