As we get older, our needs change and so do our priorities. Our expenses increase, our health starts to deteriorate, and we become more vulnerable to accidents and mishaps that could potentially shatter our financial stability. That’s why Elders Insurance is crucial for securing your future and giving you peace of mind. In this article, we’ll cover everything you need to know about Elders Insurance, including its benefits, coverage, and how to get started.
What is Elders Insurance?
Elders Insurance is a specialist insurance provider that offers a range of insurance products tailored to the needs of mature Australians. It was founded in 1839 and is part of the Elders Limited Group, one of Australia’s leading agribusinesses with a rich history spanning over 180 years. Elders Insurance operates in more than 160 locations across Australia and prides itself on providing personalised service and expert advice to its clients.
Elders Insurance offers various insurance products, including:
Insurance Products |
Coverage |
|---|---|
Home and Contents Insurance |
Covers loss or damage to your home and personal belongings caused by a range of events such as fire, theft, storm, and flood. |
Motor Vehicle Insurance |
Covers loss or damage to your vehicle caused by accidents, theft, fire, or malicious acts. |
Landlord Insurance |
Covers loss of rental income and damage caused by tenants and events such as fire, storm, or flood. |
Business Insurance |
Covers business assets, liability, and loss of income caused by events such as fire, burglary, or equipment breakdown. |
Travel Insurance |
Covers unexpected events that may occur during your travels such as overseas medical emergencies, lost luggage, or trip cancellations. |
Benefits of Elders Insurance
Choosing Elders Insurance as your insurance provider comes with various benefits, which include:
Expertise and Personalised Service
Elders Insurance prides itself on its knowledgeable and friendly staff who provide personalised service and expert advice. Elders Insurance agents are locals who know and understand the risks and challenges of the area you live in and can tailor insurance policies to your specific needs.
Comprehensive Coverage
Elders Insurance policies offer comprehensive coverage for a range of events that may cause damage to your assets, income, or health. Elders Insurance policies are transparent and easy to understand, so you know exactly what you’re covered for and what you’re not.
Flexible Payment Options
Elders Insurance offers flexible payment options, including monthly, quarterly, or annual payments, to suit your budget and cash flow. Elders Insurance also offers a range of discounts for eligible policyholders, such as multi-policy discounts, no-claims bonuses, and loyalty rewards.
How to Get Started with Elders Insurance?
If you’re interested in getting insurance coverage from Elders Insurance, here’s how to get started:
Contact Your Local Elders Insurance Agent
The first step is to contact your local Elders Insurance agent, who can provide you with more information about the insurance products and services available in your area. You can find your nearest Elders Insurance agent by visiting the Elders Insurance website and entering your postcode or suburb.
Get a Quote
Your Elders Insurance agent can provide you with a personalised quote based on your needs and requirements. The quote will include the coverage, premiums, and any discounts or special offers that may apply. You can choose to accept the quote or discuss any changes or adjustments with your agent.
Sign Up for Insurance
If you’re satisfied with the quote, you can proceed to sign up for insurance with Elders Insurance. Your agent will guide you through the process and provide you with all the necessary information and paperwork. Once you’re signed up, you can rest assured that your future is protected with peace of mind.
Frequently Asked Questions
What is covered under Elders Home and Contents Insurance?
Elders Home and Contents Insurance covers loss or damage to your home and personal belongings caused by a range of events such as fire, theft, storm, and flood. It also covers accidental breakage of glass and damage caused by lightning, earthquake, and impact by vehicles or aircraft, among others. Elders Home and Contents Insurance also includes temporary accommodation and storage costs if your home is uninhabitable due to an insured event.
What is covered under Elders Motor Vehicle Insurance?
Elders Motor Vehicle Insurance covers loss or damage to your vehicle caused by accidents, theft, fire, or malicious acts. It also covers legal liability for damage to other people’s vehicles and property caused by you or someone using your vehicle with your permission. There are various levels of coverage available, including comprehensive, third-party fire and theft, and third-party property damage.
What is covered under Elders Landlord Insurance?
Elders Landlord Insurance covers loss of rental income and damage caused by tenants and events such as fire, storm, or flood. It also covers legal liability for injury or damage caused by you or your tenant to other people’s property or personal belongings. Elders Landlord Insurance also includes tenant default cover, which protects you against loss of rent if your tenant defaults on their payments or breaches their lease agreement.
What is covered under Elders Business Insurance?
Elders Business Insurance covers business assets, liability, and loss of income caused by events such as fire, burglary, or equipment breakdown. It also covers legal liability for injury or damage caused by you or your employees to other people’s property or personal belongings. Elders Business Insurance is tailored to your specific business needs and can include coverage for business interruption, machinery breakdown, and cyber risks, among others.
What is covered under Elders Travel Insurance?
Elders Travel Insurance covers unexpected events that may occur during your travels such as overseas medical emergencies, lost luggage, or trip cancellations. It also covers personal liability and rental vehicle excess. Elders Travel Insurance offers different levels of coverage to suit your travel needs and budget, including single and multi-trip policies.
How do I make a claim with Elders Insurance?
If you need to make a claim with Elders Insurance, you can do so by contacting your local Elders Insurance agent or calling the Elders Insurance claims hotline. You’ll need to provide details of the incident, including the date, time, location, and a description of the damage or loss. You may also need to provide supporting documents such as photos, receipts, or police reports. Elders Insurance aims to process claims quickly and efficiently to minimise the impact on your life and business.
Conclusion
Elders Insurance offers a range of insurance products designed to protect your future and give you peace of mind. With its personalised service, comprehensive coverage, and flexible payment options, Elders Insurance is an excellent choice for mature Australians looking for reliable insurance protection. Contact your local Elders Insurance agent today to find out more about how Elders Insurance can help you secure your future.