Drive New Jersey Insurance Company: A Comprehensive Guide

Drive New Jersey Insurance Company is a leading auto insurance provider in the United States. The company has been serving customers for several years, offering them affordable and reliable auto insurance coverage. This journal article will provide you with all the information you need to know about Drive New Jersey and how to get the best coverage for your car.

What is Drive New Jersey Insurance Company?

Drive New Jersey Insurance Company is an auto insurance provider that offers a range of coverage options for drivers. The company is based in New Jersey, but it provides coverage in several other states as well. Drive New Jersey has built a reputation for providing affordable coverage options and excellent customer service.

The company offers a range of coverage options, including liability coverage, collision coverage, and comprehensive coverage. Customers can choose the coverage options that best fit their needs and budget.

Liability Coverage

Liability coverage protects you in case you are found at fault in an accident. This coverage will pay for damages you cause to other people’s property and injuries they sustain in the accident. It also covers legal fees if you are sued as a result of the accident.

Drive New Jersey offers liability coverage in various limits, which means that the maximum amount the company will pay will depend on the policy you choose. Customers can choose the amount of coverage they need, but it is recommended to buy enough coverage to protect their assets in case of a lawsuit.

Collision Coverage

Collision coverage pays for damages to your car if you are involved in an accident. It also covers damages caused by hitting an object or another car. This coverage is optional, but it is recommended for drivers who want to protect their car from damages.

Drive New Jersey offers collision coverage in various deductibles, which means the amount you pay out of pocket before the insurance company starts paying. Choosing a higher deductible will lower your monthly premium, but you will pay more out of pocket if you are involved in an accident.

Comprehensive Coverage

Comprehensive coverage pays for damages to your car caused by events other than an accident, such as theft, vandalism, or natural disasters. This coverage is also optional, but it is recommended for drivers who want maximum protection for their car.

Drive New Jersey offers comprehensive coverage in various deductibles, which means the amount you pay out of pocket before the insurance company starts paying. Like collision coverage, choosing a higher deductible will lower your monthly premium but will make you pay more out of pocket in case of a claim.

Why Choose Drive New Jersey Insurance Company?

There are several reasons why you should choose Drive New Jersey Insurance Company for your auto insurance needs:

Affordable Coverage Options

Drive New Jersey offers a range of coverage options at affordable prices. The company understands that every driver has different needs and budgets, which is why it provides various coverage options to choose from.

Excellent Customer Service

The company is known for its excellent customer service. Drive New Jersey’s customer service representatives are knowledgeable and helpful, and they are always available to answer any questions you may have.

Discounts and Rewards

Drive New Jersey offers discounts and rewards to its customers. For example, customers can get a discount for being a safe driver or for having multiple cars insured with Drive New Jersey. The company also offers a reward program that allows customers to earn points for safe driving and redeem them for discounts on their premium.

FAQ

What is the minimum requirement for auto insurance in New Jersey?

The minimum requirement for auto insurance in New Jersey is liability coverage of $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $5,000 for property damage per accident.

What factors affect my auto insurance premium?

Several factors can affect your auto insurance premium, including your age, gender, driving record, credit score, the type of car you drive, and your location.

How can I get a quote from Drive New Jersey Insurance Company?

You can get a quote from Drive New Jersey Insurance Company by visiting their website or by calling their customer service number. You will need to provide some basic information about yourself and your car to get a quote.

Does Drive New Jersey Insurance Company offer roadside assistance?

Yes, Drive New Jersey Insurance Company offers roadside assistance as part of its coverage options. Customers can add this coverage to their policy for an additional fee.

Coverage Options
Deductibles
Limits
Liability
N/A
$15k/$30k/$5k
Collision
$500, $1,000, $2,500
Varies
Comprehensive
$500, $1,000, $2,500
Varies