Does Geico Do Home Insurance?

If you’re in the market for home insurance, you may be wondering if Geico offers this type of coverage. In short, the answer is yes. Geico is known for its auto insurance offerings, but the company also provides a range of home insurance policies that can help protect your property and belongings. In this article, we’ll take a closer look at what Geico home insurance entails, what types of coverage are available, and how much you can expect to pay for this insurance.

What is Geico Home Insurance?

Geico home insurance is a type of policy that is designed to protect your home and its contents in the event of damage, theft, or other covered hazards. Geico offers a range of coverage options that can be tailored to your individual needs, including:

Coverage Type
What it Covers
Dwelling Coverage
Covers damage to the physical structure of your home
Personal Property Coverage
Covers damage or theft of your personal belongings
Liability Coverage
Covers legal fees and damages if someone is injured on your property
Medical Payments Coverage
Covers medical expenses if someone is injured on your property

Geico home insurance also offers additional coverage options, such as:

  • Additional Living Expenses Coverage
  • Water Backup Coverage
  • Jewelry and Valuable Items Coverage
  • Flood Insurance
  • Earthquake Insurance

How Much Does Geico Home Insurance Cost?

The cost of Geico home insurance varies depending on a number of factors, including the size and location of your home, the amount of coverage you need, and your deductible. On average, Geico home insurance policies cost around $1,200 per year, but this cost can vary widely depending on your individual circumstances.

Geico offers a number of discounts that can help lower the cost of your home insurance policy. Some of these discounts include:

  • Multi-policy discount (when you bundle your home and auto insurance)
  • Home protection devices discount (for having smoke detectors, burglar alarms, etc.)
  • New home discount (for newly-built homes)
  • Paperless billing discount (for signing up for e-billing)

FAQ

Q: Is Geico a good choice for home insurance?

A: Geico is a reputable insurance provider that offers a range of coverage options for homeowners. Whether or not Geico is the right choice for your home insurance needs will depend on your individual circumstances and budget.

Q: What types of coverage does Geico home insurance offer?

A: Geico home insurance offers a range of coverage options, including dwelling coverage, personal property coverage, liability coverage, medical payments coverage, and additional living expenses coverage. You can also add on coverage for things like water backup, jewelry, flood insurance, and earthquake insurance.

Q: How much does Geico home insurance cost?

A: The cost of Geico home insurance varies depending on factors such as the size and location of your home, the amount of coverage you need, and your deductible. On average, Geico home insurance policies cost around $1,200 per year.

Q: What discounts are available for Geico home insurance?

A: Geico offers a number of discounts for home insurance, including multi-policy discounts, discounts for home protection devices, new home discounts, and paperless billing discounts.

Q: How do I get a quote for Geico home insurance?

A: You can get a quote for Geico home insurance by visiting the Geico website or calling their customer service line. You’ll need to provide information about your home and the coverage you’re looking for in order to receive an accurate quote.