Direct General Insurance Company

Direct General Insurance Company is an American insurer that offers affordable auto insurance coverage. It has over 400 locations throughout the United States, making it one of the largest direct providers of car insurance in the country. With a focus on providing fast, easy, and low-cost coverage, Direct General Insurance Company is a popular choice for drivers looking for basic auto insurance coverage.

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History of Direct General Insurance Company

Direct General Insurance Company was founded in 1991 as a subsidiary of the Direct General Corporation. The company was created to provide affordable and accessible auto insurance coverage to drivers who were having trouble getting coverage elsewhere. Since its inception, Direct General Insurance Company has grown into one of the largest direct providers of car insurance in the United States. In 2007, Direct General Corporation was acquired by the private equity firm J.C. Flowers & Co. Direct General Insurance Company is now owned by National General Holdings Corp.

Direct General Insurance Company has always been focused on providing affordable car insurance coverage to its customers. The company offers a variety of coverage options, including liability coverage, collision coverage, and comprehensive coverage. Direct General Insurance Company also offers specialty insurance products, such as motorcycle insurance and commercial auto insurance.

Direct General Insurance Company Coverage Options

Direct General Insurance Company offers a variety of coverage options for drivers. The company’s most basic coverage option is liability coverage, which is required by law in most states. Liability coverage pays for damages to other people’s property and injuries to other people if you are at fault in an accident.

In addition to liability coverage, Direct General Insurance Company offers collision coverage, which pays for damages to your car if you are in an accident that is your fault. The company also offers comprehensive coverage, which pays for damages to your car that are not caused by an accident, such as theft, vandalism, or weather damage.

Direct General Insurance Company also offers a variety of optional coverage options, such as roadside assistance, rental car reimbursement, and uninsured motorist coverage. These optional coverage options can provide additional protection and peace of mind for drivers.

Direct General Insurance Company Discounts

Direct General Insurance Company offers a variety of discounts to help drivers save money on their insurance premiums. Some of the company’s most popular discounts include:

Discount	Description
Safe Driver Discount	Drivers who maintain a clean driving record for a certain period of time can receive a discount on their premiums.
Multi-Car Discount	Drivers who insure multiple cars with Direct General Insurance Company can receive a discount on their premiums.
Good Student Discount	Students who maintain a certain GPA can receive a discount on their premiums.
Military Discount	Active and retired military personnel and their families can receive a discount on their premiums.

Frequently Asked Questions about Direct General Insurance Company

What is Direct General Insurance Company?

Direct General Insurance Company is an American insurer that offers affordable auto insurance coverage.

What types of coverage does Direct General Insurance Company offer?

Direct General Insurance Company offers a variety of coverage options, including liability coverage, collision coverage, and comprehensive coverage. The company also offers specialty insurance products, such as motorcycle insurance and commercial auto insurance.

What discounts does Direct General Insurance Company offer?

Direct General Insurance Company offers a variety of discounts, including safe driver discounts, multi-car discounts, good student discounts, and military discounts.

How can I get a quote from Direct General Insurance Company?

You can get a quote from Direct General Insurance Company by visiting the company’s website or by calling their customer service number.

How do I file a claim with Direct General Insurance Company?

You can file a claim with Direct General Insurance Company by calling their claims department or by visiting their website.

In conclusion, Direct General Insurance Company is a reliable and affordable choice for drivers looking for basic auto insurance coverage. With a variety of coverage options and discounts available, Direct General Insurance Company is a popular choice for drivers throughout the United States.

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