Direct Auto Insurance Locations: Everything You Need to Know

If you’re looking for affordable car insurance, Direct Auto Insurance may be a great option for you. With over 400 locations across 13 states, Direct Auto Insurance offers a wide range of coverage options and discounts to meet your specific needs. In this article, we’ll explore everything you need to know about Direct Auto Insurance locations, including where they can be found, what types of coverage they offer, and how to get the best rates.

Where to Find Direct Auto Insurance Locations

Direct Auto Insurance has locations in the following states:

State
Number of Locations
Alabama
10
Arkansas
5
Florida
106
Georgia
28
Illinois
12
Indiana
9
Kentucky
7
Louisiana
16
Mississippi
14
Missouri
28
North Carolina
3
South Carolina
31
Tennessee
92

As you can see, Direct Auto Insurance has a strong presence in the southeastern United States, particularly in Florida and Tennessee. You can find the nearest location to you by visiting their website or calling their customer service line.

It’s important to note that not all locations offer the same services and coverage options, so it’s best to call ahead to confirm what’s available at your local Direct Auto Insurance branch.

Coverage Options

Direct Auto Insurance offers a variety of coverage options to meet your needs and budget. Some of their most popular coverage options include:

Liability Insurance

Liability insurance is required by law in most states and covers the cost of damages and injuries you cause to others in an accident. Direct Auto Insurance offers both bodily injury and property damage liability coverage.

Collision Insurance

Collision insurance covers the cost of damages to your own vehicle in an accident, regardless of who is at fault. This can be particularly helpful if you have a newer or more expensive car.

Comprehensive Insurance

Comprehensive insurance covers the cost of damages to your vehicle that are not caused by an accident, such as theft, vandalism, or natural disasters.

Uninsured Motorist Coverage

Uninsured motorist coverage protects you in the event that you are in an accident with a driver who does not have insurance. This can help cover the cost of damages and medical expenses that the other driver may be unable to pay.

In addition to these coverage options, Direct Auto Insurance also offers a range of discounts to help you save money on your policy. Some of their most common discounts include:

Good Driver Discount

If you have a clean driving record, you may be eligible for a good driver discount.

Multi-Car Discount

If you insure multiple vehicles with Direct Auto Insurance, you may be eligible for a multi-car discount.

Safe Driver Discount

If you complete a defensive driving course or have certain safety features installed in your vehicle, you may be eligible for a safe driver discount.

Getting the Best Rates

When shopping for car insurance, it’s important to compare rates from multiple providers to ensure you’re getting the best deal. Here are some tips to help you save money on your Direct Auto Insurance policy:

Bundle with Homeowners Insurance

If you own a home, bundling your car insurance with your homeowners insurance can often lead to significant savings.

Shop Around

Don’t settle for the first quote you receive. Shop around and compare rates from multiple providers to find the best deal.

Ask for Discounts

Don’t be afraid to ask your insurance provider about potential discounts you may be eligible for. Many people are unaware of the discounts available to them, so it never hurts to ask!

FAQ

What types of payment does Direct Auto Insurance accept?

Direct Auto Insurance accepts a variety of payment methods, including credit/debit cards, checks, and money orders. They also offer automatic payment options for added convenience.

Do I need to provide a down payment to start my policy?

Direct Auto Insurance requires a down payment to start your policy. The amount of the down payment will vary based on your specific policy and coverage options.

What happens if I miss a payment?

If you miss a payment, your policy may be canceled or restricted. It’s important to communicate with your insurance provider if you are having trouble making payments to avoid any interruptions in coverage.

Is Direct Auto Insurance available in all states?

No, Direct Auto Insurance is only available in the 13 states listed above.

Can I cancel my policy at any time?

Yes, you can cancel your Direct Auto Insurance policy at any time. However, there may be fees or penalties associated with canceling your policy, so it’s important to review your contract carefully before making any changes.

Now that you know everything you need to know about Direct Auto Insurance locations, you’re ready to start shopping for coverage! Don’t forget to compare rates and coverage options from multiple providers to ensure you’re getting the best deal for your needs and budget.