Dental Insurance that Covers Invisalign

When it comes to orthodontic treatments, Invisalign is a popular and effective option for many patients. However, the cost of this treatment can be a concern for some individuals. Fortunately, there are dental insurance plans that cover Invisalign. In this article, we will discuss everything you need to know about dental insurance that covers Invisalign.

What is Invisalign?

Invisalign is an orthodontic treatment that uses clear, removable aligners to straighten teeth. It is a popular alternative to traditional metal braces because the aligners are virtually invisible and can be removed for eating and brushing. Invisalign can treat a variety of dental issues, such as crooked or crowded teeth, overbites, and underbites.

However, the cost of Invisalign treatment can vary depending on the complexity of the case and the length of treatment required. This is why it’s important to have dental insurance that covers Invisalign if you’re considering this option.

How does Invisalign Insurance Work?

Invisalign insurance is a type of dental insurance that covers some or all of the cost of Invisalign treatment. Like other types of dental insurance, Invisalign insurance typically has a deductible, a monthly premium, and a maximum annual benefit amount.

Before you begin Invisalign treatment, you should check with your dental insurance provider to see if they cover this treatment. If they do, you may need to meet certain criteria or provide documentation to prove that the treatment is medically necessary.

Once you have been approved for Invisalign treatment by your insurance provider, you can begin the process of getting fitted for your aligners. Depending on your insurance plan, you may need to pay some or all of the cost upfront and then be reimbursed by your insurance provider.

Table 1: Typical Invisalign Insurance Coverage

Insurance Plan
Average Coverage Amount
Maximum Annual Benefit Amount
Delta Dental
50%
$1,000-$1,500
Cigna
50%
$1,000-$2,000
Aetna
50%
$1,500

How to Find Invisalign Insurance

If you’re interested in finding dental insurance that covers Invisalign, there are a few ways to do so. One way is to contact your current dental insurance provider and ask if they offer this coverage. Another way is to search for dental insurance plans that specifically advertise Invisalign coverage.

It’s important to compare different insurance plans and read the fine print before choosing a plan. Some plans may have higher deductibles or lower annual benefit amounts, which could affect how much you end up paying out of pocket for Invisalign treatment.

FAQs

1. Does all dental insurance cover Invisalign?

No, not all dental insurance plans cover Invisalign. You will need to check with your insurance provider or look for plans that specifically offer Invisalign coverage.

2. Is Invisalign covered by medical insurance?

No, Invisalign is not typically covered by medical insurance. It is considered a cosmetic or elective treatment that is not medically necessary.

3. Can I get Invisalign without insurance?

Yes, you can still get Invisalign treatment even if you don’t have dental insurance that covers it. However, you will need to pay for the entire cost of treatment out of pocket.

4. How much does Invisalign cost without insurance?

The cost of Invisalign without insurance can range from $3,000 to $8,000 or more, depending on the complexity of the case and the length of treatment required.

5. Does Invisalign hurt?

Some patients may experience mild discomfort or soreness when first wearing their aligners, but this usually subsides within a few days. Invisalign is generally considered to be less painful than traditional metal braces.

Conclusion

If you’re considering Invisalign as an option for orthodontic treatment, it’s important to have dental insurance that covers this treatment. Be sure to check with your insurance provider or search for plans that specifically offer Invisalign coverage. Remember to compare different plans and read the fine print to ensure you find the best coverage for your needs and budget.