Dental Insurance Covers Implants

When you lose a tooth, it can be a major inconvenience, especially if it is a front tooth. According to the American College of Prosthodontists, approximately 178 million people in the United States are missing one or more teeth. Dental implants have become a popular and effective solution to this problem. However, many people avoid getting implants due to their high cost. Fortunately, many dental insurance plans cover implants, making them more affordable for patients.

What are Dental Implants?

Dental implants are artificial tooth roots that provide a permanent base for fixed or removable replacement teeth. They are made of titanium and other materials that are compatible with the human body. Implants fuse with the jawbone to provide a stable foundation for artificial teeth. They can be used to replace a single tooth or multiple teeth. The process of getting implants involves several steps and may take several months to complete, but the end result is a beautiful and functional smile.

How Do Dental Implants Work?

Dental implants are inserted into the jawbone, where they fuse with the bone over time. This process is called osseointegration. Once the implant is fused with the bone, a small connector called an abutment is attached to the implant. The abutment connects to a crown or bridge, which is the visible part of the implant that looks like a natural tooth.

Dental implants are a popular choice for people who are missing teeth because they look and function like natural teeth. They provide a permanent solution to missing teeth and can last a lifetime with proper care.

Does Dental Insurance Cover Implants?

Many dental insurance plans cover implants, but the amount of coverage varies depending on the plan. Some plans cover the entire cost of the implant, while others only cover a portion of the cost. It is important to check with your insurance provider to see what your plan covers.

How Much Do Implants Cost Without Insurance?

The cost of implants varies depending on several factors, including the number of teeth being replaced and the quality of the implant. The average cost of a single dental implant is between $3,000 and $5,000. If you need multiple implants, the cost can quickly add up.

Without insurance, the cost of implants can be a major barrier for many patients. However, there are financing options available that can make implants more affordable. Some dental practices offer payment plans or financing through third-party providers.

How to Get Dental Implants Covered by Insurance?

If you are considering getting dental implants and want to know if your insurance covers them, there are a few steps you can take.

Step 1: Check Your Insurance Plan

The first step is to check your insurance plan to see if it covers implants. The best way to do this is to call your insurance provider and ask them directly. They may also have information about coverage on their website.

Step 2: Get a Treatment Plan from Your Dentist

Once you know what your insurance plan covers, you can visit your dentist to get a treatment plan. A treatment plan will outline the cost of the implants and any other procedures that may be necessary, such as bone grafting or extractions. Your dentist can also provide you with an estimate of how much your insurance will cover.

Step 3: Submit a Claim to Your Insurance

After you have a treatment plan, you can submit a claim to your insurance provider. Your dentist can help you with this process. Be sure to include all necessary documentation, such as X-rays and the treatment plan, to ensure your claim is processed quickly.

FAQ

Q: Are dental implants covered by Medicare?

A: No, dental implants are not covered by Medicare. However, some Medicare Advantage plans may cover implants.

Q: How long do dental implants last?

A: With proper care, dental implants can last a lifetime.

Q: What is the success rate of dental implants?

A: The success rate of dental implants is very high, with a success rate of 95-98%. However, success rates can vary depending on several factors, such as the location of the implant and the quality of the bone.

Q: Is there an age limit for getting dental implants?

A: There is no age limit for dental implants. However, children and young adults may need to wait until their jawbone is fully developed before getting implants.

Q: Do all dentists do dental implants?

A: Not all dentists do dental implants. Implant dentistry is a specialized field that requires additional training and education. It is important to choose a dentist who has experience in implant dentistry.

Insurance Plan
Coverage
Delta Dental
Covers up to 50% of the cost of implants
Cigna
Covers up to 50% of the cost of implants
MetLife
Covers up to 50% of the cost of implants
Aetna
Covers up to 50% of the cost of implants

Conclusion

Dental implants are an effective and popular solution for missing teeth. While the cost of implants can be a barrier for many patients, dental insurance plans can help make them more affordable. It is important to check with your insurance provider to see what your plan covers and to get a treatment plan from your dentist before submitting a claim. With proper care, dental implants can provide a permanent and beautiful solution to missing teeth.