Delta Health Insurance: Everything You Need to Know

Health insurance is an important aspect of life that everyone should consider. It provides a safety net that you can rely on when you need medical care, which can be very costly. Delta Health Insurance is one of the most popular health insurance providers in the United States. In this article, we will take a closer look at what Delta Health Insurance is, what it covers, and how it can benefit you.

What is Delta Health Insurance?

Delta Health Insurance is a health insurance provider that offers a range of health care plans to individuals, families, and businesses. The company was founded in 1949 and is based in Nashville, Tennessee. Delta Health Insurance is a subsidiary of Delta Dental, which is one of the largest dental insurance providers in the country. The company has a network of more than 160,000 dentists and 39,000 eye doctors and provides coverage to over 80 million people across the United States.

Delta Health Insurance offers a variety of health insurance plans that cater to different needs and budgets. Some of these plans include:

Plan Name
Features
Delta Dental PPO
Low out-of-pocket costs and access to a large network of dentists and specialists.
Delta Dental Premier
A higher level of benefits and access to a smaller, more select network of providers.
Delta Dental Patient Direct
Discounted rates for services provided by participating dentists.
DeltaVision
Covers eye exams, glasses, and contact lenses with in-network providers.

What Does Delta Health Insurance Cover?

Delta Health Insurance provides coverage for a variety of health care services, including:

  • Preventive care, such as annual check-ups, screenings, and immunizations
  • Emergency services, including ambulance rides and emergency room visits
  • Inpatient hospital care, such as surgeries and overnight stays
  • Outpatient care, such as doctor visits, lab tests, and X-rays
  • Mental health and substance abuse treatment
  • Prescription drugs

Depending on the plan you choose, Delta Health Insurance may cover some or all of these services. It is important to carefully review the details of your plan to understand what is covered and what is not.

What Are the Benefits of Delta Health Insurance?

Delta Health Insurance offers several benefits that make it a popular choice for individuals and businesses alike. Some of these benefits include:

  • A large network of providers, which makes it easy to find a doctor or specialist in your area
  • Low out-of-pocket costs for many services
  • Discounted rates for services provided by participating dentists and eye doctors
  • Flexible plan options that cater to different needs and budgets
  • Online tools and resources that make it easy to manage your health care

Overall, Delta Health Insurance is a reliable and affordable option for those seeking health insurance. With a variety of plans and a large network of providers, it offers the flexibility and coverage that you need to stay healthy.

FAQ

What is Delta Dental?

Delta Dental is a dental insurance provider that is affiliated with Delta Health Insurance. It offers a range of dental insurance plans to individuals, families, and businesses.

How do I enroll in Delta Health Insurance?

You can enroll in Delta Health Insurance by visiting their website or contacting their customer service team. You will need to provide some basic information about yourself and your health care needs in order to select a plan that works for you.

What is the Delta Dental PPO?

The Delta Dental PPO is a dental insurance plan that offers low out-of-pocket costs and access to a large network of dentists and specialists. It is one of the most popular plans offered by Delta Dental.

What is the DeltaVision plan?

The DeltaVision plan is a vision insurance plan that covers eye exams, glasses, and contact lenses with in-network providers. It is available to individuals and families who are enrolled in a Delta Health Insurance plan.

Does Delta Health Insurance cover mental health services?

Yes, Delta Health Insurance covers mental health and substance abuse treatment as part of their health insurance plans.