Delta Dentist Insurance: Protect Your Dental Health

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Going to the dentist can be expensive, but it’s an essential part of maintaining good oral health. Dental insurance can help offset the cost of routine check-ups and more extensive procedures. One popular choice is Delta Dental Insurance. In this article, we’ll explore what Delta Dental Insurance is and why it might be the right choice for you.

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What is Delta Dental Insurance?

Delta Dental Insurance is a dental insurance provider that covers millions of people across the United States. It’s not an insurance company, but rather an association of independent Delta Dental member companies. Depending on where you live, you’ll have access to a different Delta Dental member company. Each company offers a variety of dental plans to choose from, so you can pick the one that best suits your needs.

The Delta Dental network includes more than 155,000 dentists across the country. This means that regardless of where you live, you’re likely to find a dentist in your area who accepts Delta Dental insurance. The network also includes a variety of specialists, including orthodontists and oral surgeons, so you can get specialized care if you need it.

Delta Dental Insurance is known for its affordable rates, extensive network, and comprehensive coverage. It’s also easy to use, with online tools that make it simple to find a dentist, check your coverage, and manage your account.

What Does Delta Dental Insurance Cover?

Delta Dental Insurance plans vary depending on where you live and which member company you choose. However, most plans cover the following:

Service
Covered?
Preventative care, including regular check-ups, cleanings, and x-rays
Yes
Basic procedures, such as fillings and extractions
Yes
Advanced procedures, such as root canals and crowns
Yes, but may have a waiting period or require pre-authorization
Orthodontics
Yes, but may be limited or have a waiting period
Emergency care
Yes

Delta Dental Insurance plans typically have an annual maximum benefit, which is the most the plan will pay for covered services in a given year. The exact amount of the maximum benefit varies depending on the plan you choose.

How Much Does Delta Dental Insurance Cost?

The cost of Delta Dental Insurance varies depending on the plan you choose and where you live. However, Delta Dental Insurance is known for being affordable, with plans starting at just a few dollars per month. Many employers offer Delta Dental Insurance as part of their benefits package, which can further reduce the cost.

The cost of Delta Dental Insurance also depends on the level of coverage you need. A basic plan that covers preventative care and basic procedures will be less expensive than a plan that covers advanced procedures and orthodontics.

FAQ

How do I find a dentist who accepts Delta Dental Insurance?

You can find a dentist in your area who accepts Delta Dental Insurance by using the Find a Dentist tool on the Delta Dental website. Simply enter your ZIP code and the type of dentist you’re looking for, and the tool will generate a list of dentists in your area who accept Delta Dental Insurance.

Can I use Delta Dental Insurance to pay for cosmetic dental procedures?

No, Delta Dental Insurance does not cover cosmetic dental procedures, such as teeth whitening or veneers. However, some plans may cover procedures that have both cosmetic and restorative benefits, such as dental implants.

Can I use Delta Dental Insurance to pay for braces?

Yes, many Delta Dental Insurance plans cover orthodontic treatment, including braces. However, there may be a waiting period before you’re eligible for coverage, and some plans may have a lifetime limit on orthodontic coverage.

What if I need dental care while traveling?

Delta Dental Insurance has a national network of dentists, so you can find a provider wherever you are in the United States. If you need emergency dental care while traveling outside of the United States, Delta Dental has partnered with 42 International Assistance Group to provide emergency assistance.

How do I enroll in Delta Dental Insurance?

You can enroll in Delta Dental Insurance through your employer if they offer it as part of their benefits package. If you’re self-employed or don’t have access to Delta Dental Insurance through your employer, you can purchase a plan directly from a Delta Dental member company in your area.

Conclusion

Delta Dental Insurance is a popular choice for dental insurance because of its affordability, extensive network, and comprehensive coverage. Whether you’re looking for basic preventative care or more advanced procedures, Delta Dental has a plan that can meet your needs. With online tools to help you manage your account and find a dentist, Delta Dental Insurance is also easy to use. Consider Delta Dental Insurance to protect your dental health and save money on dental expenses.

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