Are you a student at California State University, East Bay (CSUEB)? If yes, then you must have heard about the insurance policy offered by the university. This article aims to provide you with a detailed understanding of the CSUEB insurance program, including its benefits, costs, and eligibility requirements. By the end of this article, you will have all the information you need to decide whether to enroll in the program or not.
What is CSUEB Insurance?
CSUEB insurance is a health insurance program offered by the university to its students. The insurance policy is designed to provide affordable healthcare services to students who may not have access to healthcare due to financial constraints. The program offers comprehensive coverage for a wide range of medical services, including doctor visits, hospitalization, emergency care, and prescription drugs.
What are the Benefits of CSUEB Insurance?
CSUEB insurance offers several benefits to its enrollees, including:
Benefits |
Details |
Coverage for pre-existing conditions |
CSUEB insurance covers pre-existing medical conditions such as asthma and diabetes. |
Low-cost premiums |
The monthly premium for CSUEB insurance is significantly lower than the average healthcare insurance premium. |
Comprehensive coverage |
The policy covers a wide range of medical services, including preventive care, emergency care, hospitalization, and prescription drugs. |
Access to a network of healthcare providers |
Enrollees have access to a network of healthcare providers, including doctors, hospitals, and pharmacies. |
24/7 telemedicine services |
Enrollees can access medical consultations and advice via phone or video conferencing at any time. |
What are the Costs of CSUEB Insurance?
The cost of CSUEB insurance varies depending on several factors, including the enrollee’s age, location, and coverage level. The university offers two coverage levels: student only and student and dependents. The monthly premiums for the two levels are as follows:
Coverage Level |
Monthly Premium (2021-2022) |
Student Only |
$552.00 |
Student and Dependents |
$1,104.00 |
Enrollees may also be responsible for co-pays, deductibles, and other out-of-pocket expenses, depending on the medical services they receive. However, these costs are generally lower than those charged by most healthcare providers outside of the CSUEB insurance network.
Who is Eligible for CSUEB Insurance?
All CSUEB students are eligible for the insurance program, regardless of their enrollment status. However, international students are required to have health insurance that meets the university’s minimum coverage requirements. Students who are already covered by a health insurance policy may waive their enrollment in the CSUEB insurance program by providing proof of their existing coverage.
How to Enroll in CSUEB Insurance
Enrolling in the CSUEB insurance program is easy and straightforward. Here are the steps to follow:
- Log in to your myCSUEB account
- Click on the “Student Center” tab
- Click on the “Enroll in Student Health Insurance” link
- Follow the prompts to complete your enrollment
Once you have enrolled, you will receive a confirmation email and a digital insurance card that you can use to access medical services.
FAQs
What is the CSUEB insurance customer service number?
You can contact the CSUEB insurance customer service team at 1-800-853-5899.
Can I use CSUEB insurance outside of California?
Yes, you can use your CSUEB insurance policy to access medical services anywhere in the United States. However, out-of-network services may be subject to higher costs.
Can I add my dependents to my CSUEB insurance policy?
Yes, you can add your spouse, domestic partner, or children to your CSUEB insurance policy by selecting the “Student and Dependents” coverage level during enrollment.
What is the deadline for enrolling in CSUEB insurance?
The deadline for enrolling in CSUEB insurance is typically the end of the first week of the fall semester. However, the deadline may vary from year to year, so be sure to check with the university for the current deadline.
Can I waive my enrollment in CSUEB insurance if I have other coverage?
Yes, if you have other healthcare coverage that meets the university’s minimum coverage requirements, you can waive your enrollment in CSUEB insurance by providing proof of your coverage.
In conclusion, CSUEB insurance is an affordable, comprehensive insurance program that provides valuable healthcare services to students. If you are a CSUEB student, we highly recommend considering enrollment in the program to ensure that you have access to quality medical care when you need it most.
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