Crown Costs Without Insurance

Getting a dental crown is not just essential for restoring the function and appearance of a decayed or damaged tooth, but it can also help prevent further dental problems. However, the cost of a dental crown can be a concern for many patients, especially those without insurance. This article provides an in-depth discussion of crown costs without insurance and how to manage them.

What Is a Dental Crown?

A dental crown is a cap-like structure that is placed over an existing tooth. It covers the tooth from the gum line up to the chewing surface. It is made from different materials, such as porcelain, metal, resin, or ceramic, and is cemented into place to restore the tooth’s shape, strength, and function.

Dental crowns are commonly used in various dental procedures, including:

Dental Procedures
Reasons for Crowns
Root Canal
To protect a weakened tooth from further damage
Broken or Decayed Teeth
To restore the tooth’s shape and function
Dental Implants
To replace a missing tooth
Cosmetic Purposes
To cover discolored or misshapen teeth

Factors That Affect Crown Costs

The cost of a dental crown depends on several factors, including:

Material Used

The type of material used to make the crown can significantly affect the cost. Porcelain crowns are the most expensive, while metal crowns are the most affordable. However, the choice of material should depend on the tooth’s location, function, and visibility.

Location of Tooth

The location of the tooth also influences the cost of the crown. Teeth at the front of the mouth are more visible and require a higher level of aesthetics, making porcelain or ceramic crowns more expensive. Back teeth may require metal crowns, which are less expensive.

Dental Provider

The cost of dental crowns can vary depending on the dental provider’s location, experience, and reputation. A well-known dental provider may charge more than a lesser-known provider. It is advisable to compare different dental providers’ prices and services before choosing a provider.

Geographic Location

The geographic location of the dental clinic can also impact the cost of the dental crown. Clinics located in urban areas or cities may charge more than those in rural areas.

How Much Does a Dental Crown Cost Without Insurance?

The cost of a dental crown without insurance can range from $800 to $3000. The average cost of a dental crown is $1500. However, it is important to note that the cost varies depending on the factors mentioned above.

Porcelain Crowns

The cost of porcelain crowns without insurance can range from $800 to $3000, with an average cost of $1500.

Gold Crowns

Gold crowns are relatively cheaper than porcelain crowns, with a cost ranging from $600 to $2500. The average cost of a gold crown is $1000.

Ceramic Crowns

Ceramic crowns are slightly more expensive than gold crowns, with a cost ranging from $900 to $3000. The average cost of a ceramic crown is $1500.

Metal Crowns

The most affordable option for dental crowns is metal crowns, with a cost ranging from $600 to $2500. The average cost of a metal crown is $1000.

How to Manage Crown Costs Without Insurance?

If you do not have dental insurance or if your insurance does not cover the cost of dental crowns, there are several ways to manage the cost:

Dental Discount Plans

Dental discount plans are an alternative to dental insurance. They offer discounts on dental services, including dental crowns, for a yearly membership fee. The discounts can range from 10% to 60% off the dental service’s retail price.

Care Credit

CareCredit is a healthcare credit card that can be used to pay for dental services, including dental crowns. It offers interest-free payment plans for up to 24 months, making it easier to manage the cost of the dental service.

Dental Schools

Dental schools offer dental services at a reduced cost because the procedures are performed by dental students under the supervision of licensed dentists. However, the quality of care may not be as high as in a private dental practice.

FAQs

1. Is the cost of dental crowns covered by insurance?

Insurance covers the cost of dental crowns under certain conditions, such as if the crown is needed to restore the tooth’s function or after a root canal. However, the type of crown and the insurance plan’s coverage may affect the cost.

2. How long does a dental crown last?

The lifespan of a dental crown depends on the material used, the location of the tooth, and the patient’s oral hygiene. On average, dental crowns can last between 5 to 15 years.

3. Does the cost of a dental crown vary by state?

Yes, the cost of dental crowns can vary by state due to differences in the cost of living and the availability of dental providers.

4. Can a dental crown fall off?

In rare cases, a dental crown may fall off due to improper cementing or a weak tooth structure. If this happens, the crown can be reattached by a dentist.

5. Is getting a dental crown painful?

The procedure of getting a dental crown is not usually painful. However, the patient may feel discomfort or sensitivity during the procedure or a few days after the crown placement.

Conclusion

A dental crown is an important dental procedure that can restore a damaged tooth’s function and appearance. However, the cost of the procedure can be a concern for patients without insurance. It is essential to consider the factors that affect the cost and to explore different options for managing the cost, such as dental discount plans, CareCredit, and dental schools. By doing so, patients can get the dental care they need without breaking the bank.