Cost of Braces with Insurance

If you or a loved one needs orthodontic treatment, you may be wondering about the cost of braces with insurance. Orthodontic treatment can be expensive, and insurance can help make it more affordable. In this article, we will discuss the cost of braces with insurance, how insurance coverage works, and some frequently asked questions about orthodontic treatment.

What is orthodontic treatment?

Orthodontic treatment is a type of dental treatment that focuses on correcting the alignment of the teeth and the bite. Orthodontic treatment is typically done with braces, which are metal brackets and wires that are attached to the teeth. The braces slowly move the teeth into the correct position over a period of months or years.

Orthodontic treatment is important because misaligned teeth and a bad bite can cause a variety of problems, including difficulty chewing, speaking, and cleaning teeth. Misaligned teeth can also cause jaw pain and headaches.

How much do braces cost with insurance?

The cost of braces with insurance depends on several factors, including the type of insurance plan you have and the type of braces you choose. In general, traditional metal braces cost between $3,000 and $7,000, while clear braces and lingual braces can cost more.

Most insurance plans cover some or all of the cost of braces, but the amount of coverage varies widely. Some plans cover only a portion of the cost, while others cover the entire cost of treatment.

Before getting braces, you should check with your insurance provider to find out what your coverage is. You should also ask your orthodontist for a cost estimate so that you know what to expect.

How does insurance coverage for braces work?

Insurance coverage for braces works differently depending on the type of insurance plan you have. Some plans have a lifetime orthodontic benefit, which means that they will pay a certain amount toward the cost of braces once in your lifetime. Other plans have an annual benefit, which means that they will pay a certain amount toward the cost of braces each year.

Some insurance plans have a waiting period before orthodontic benefits kick in, which means that you may have to wait a certain amount of time before your insurance will start covering the cost of braces.

It is important to note that insurance coverage for braces is subject to deductibles, co-pays, and out-of-pocket maximums. This means that you may still have to pay some out-of-pocket costs even if your insurance covers a portion of the cost of braces.

What are the different types of braces?

There are several different types of braces, including traditional metal braces, clear braces, and lingual braces.

Traditional metal braces

Traditional metal braces are the most common type of braces. They consist of metal brackets and wires that are attached to the teeth. The brackets are visible, but they can be customized with different colored bands.

Clear braces

Clear braces are made of clear or tooth-colored materials, which makes them less visible than traditional metal braces. Clear braces can be more expensive than traditional metal braces.

Lingual braces

Lingual braces are attached to the back of the teeth, which makes them invisible from the front. Lingual braces can be more difficult to clean and may be more uncomfortable than traditional metal braces.

FAQ

How long does orthodontic treatment take?

Orthodontic treatment can take anywhere from six months to three years or more, depending on the complexity of the case.

Are braces painful?

Braces can be uncomfortable at first, and you may experience some soreness or pain. This is normal and can be managed with over-the-counter pain relievers.

How often do I need to see my orthodontist during treatment?

You will need to see your orthodontist regularly during treatment, typically every four to six weeks.

Can I still eat my favorite foods with braces?

You may need to avoid certain foods, such as hard or sticky candies, popcorn, and chewing gum, while you have braces. Your orthodontist will give you a list of foods to avoid.

What happens after I finish orthodontic treatment?

After you finish orthodontic treatment, you will need to wear a retainer to maintain your new smile. Your orthodontist will give you instructions on how to wear and care for your retainer.

Conclusion

Orthodontic treatment can be expensive, but with insurance, it can be more affordable. The cost of braces with insurance varies depending on the type of insurance plan you have and the type of braces you choose. Before getting braces, it is important to check with your insurance provider to find out what your coverage is. If you are considering orthodontic treatment, talk to your orthodontist to get a cost estimate and to learn more about the different types of braces and what to expect during treatment.