Connecticut General Life Insurance Company: A Complete Guide

Connecticut General Life Insurance Company, also known as CIGNA, is a global health service company that offers a wide range of insurance products and services. Founded in 1792, the company is headquartered in Bloomfield, Connecticut, and has operations in 30 countries around the world. In this article, we will provide a comprehensive guide to Connecticut General Life Insurance Company, including its history, products, services, and frequently asked questions.

Company History

Connecticut General Life Insurance Company was founded in 1792 as the “Insurance Company of North America” (INA) by a group of Philadelphia citizens. In 1865, the company expanded to offer life insurance and changed its name to “Connecticut General Life Insurance Company” (CGLIC). Since then, the company has become one of the largest and most reputable insurance providers in the world.

In 1982, CIGNA Corporation was formed as a holding company for Connecticut General Life Insurance Company and its other subsidiaries. Over the years, CIGNA has expanded its services to include healthcare, dental, disability, and life insurance, as well as employee benefits and wellness programs.

Products and Services

CIGNA offers a wide range of insurance products and services to individuals, employers, and organizations. Here are some of the most popular products and services offered by CIGNA:

Health Insurance

CIGNA offers a variety of health insurance plans, including medical, dental, and vision insurance. These plans provide coverage for preventive care, hospitalization, prescription drugs, and more.

Disability Insurance

CIGNA offers disability insurance plans that provide income protection in case of a disability that prevents you from working. These plans can help cover your living expenses and medical bills while you are unable to work.

Life Insurance

CIGNA offers several types of life insurance, including term life, whole life, and universal life insurance. These plans can provide financial protection for your family in case of your unexpected death.

Employee Benefits

CIGNA offers a wide range of employee benefits, including retirement plans, flexible spending accounts, and wellness programs. These benefits can help attract and retain top talent, and improve employee satisfaction and productivity.

International Insurance

CIGNA offers international insurance plans for individuals and organizations that work or travel abroad. These plans can provide coverage for medical expenses, emergency medical evacuation, and more.

Frequently Asked Questions

Q: What is CIGNA?

A: CIGNA is a global health service company that offers a wide range of insurance products and services, including health insurance, disability insurance, life insurance, and employee benefits.

Q: Where is CIGNA located?

A: CIGNA is headquartered in Bloomfield, Connecticut, and has operations in 30 countries around the world.

Q: What types of health insurance plans does CIGNA offer?

A: CIGNA offers a variety of health insurance plans, including medical, dental, and vision insurance. These plans provide coverage for preventive care, hospitalization, prescription drugs, and more.

Q: What is disability insurance?

A: Disability insurance is a type of insurance that provides income protection in case of a disability that prevents you from working. These plans can help cover your living expenses and medical bills while you are unable to work.

Q: What is life insurance?

A: Life insurance is a type of insurance that provides financial protection for your family in case of your unexpected death. There are several types of life insurance, including term life, whole life, and universal life insurance.

Q: What are employee benefits?

A: Employee benefits are non-wage compensation provided to employees in addition to their regular pay. These benefits can include retirement plans, flexible spending accounts, and wellness programs.

Q: Does CIGNA offer international insurance?

A: Yes, CIGNA offers international insurance plans for individuals and organizations that work or travel abroad. These plans can provide coverage for medical expenses, emergency medical evacuation, and more.

Conclusion

Connecticut General Life Insurance Company, now known as CIGNA, has a rich history and offers a wide range of insurance products and services to individuals, employers, and organizations around the world. From health insurance to employee benefits to international insurance, CIGNA has something for everyone. If you are looking for reliable and comprehensive insurance coverage, be sure to check out CIGNA.